HomeKentuckyWhitley CountyWilliamsburg
Williamsburg, Kentucky: commercial real estate data.
Williamsburg is a Census city of 5,270 people across 4.17 square miles of land, in Whitley County. Median household income is $38,147, 35.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Williamsburg
What Williamsburg is
- Census place typecity
- Land area4.17 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,264
- County holding the largest share of its areaWhitley County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
How many people live in Williamsburg
- Population5,270
- Median age24.8
- Population under 18886 plus or minus 228
- Share under 1816.8 percent plus or minus 4.3
- Population 65 and over705 plus or minus 193
- Share 65 and over13.4 percent plus or minus 3.7
- Households1,617
- Family households963
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
Income and work in Williamsburg
- Median household income$38,147 plus or minus $13,485
- Per capita income$19,375 plus or minus $6,058
- Civilian labor force2,224
- Employed2,137
- Unemployed87 plus or minus 93
- Unemployment rate3.9 percent plus or minus 4.2
- Adults 25 and over2,603
- Adults 25 and over with a high school diploma or higher79.3 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree12.7 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
Housing in Williamsburg
- Housing units1,899
- Occupied units1,617
- Vacant units282 plus or minus 143
- Vacancy rate14.8 percent plus or minus 7.3
- Owner occupied580 plus or minus 141
- Renter occupied1,037
- Ownership rate35.9 percent plus or minus 7.5
- Median owner-occupied home value$113,300 plus or minus $57,945
- Median gross rent, monthly$793
- Annual rent as a share of median income24.9 percent plus or minus 9.3
- Single family units911 plus or minus 187
- Share single family48.0 percent
- Units in buildings of two or more838 plus or minus 217
- Share in buildings of two or more44.1 percent plus or minus 10.0
- Mobile homes150 plus or minus 113
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
How Williamsburg gets to work
- Workers 16 and over who commute1,795
- Commuting under 15 minutes1,234 plus or minus 248
- Share commuting under 15 minutes68.7 percent
- Commuting 30 minutes or more236 plus or minus 128
- Share commuting 30 minutes or more13.1 percent plus or minus 6.8
- Drove alone65.2 percent
- Carpooled14.4 percent plus or minus 6.5
- Public transport0.0 percent
- Walked9.8 percent plus or minus 3.6
- Worked from home9.6 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
SBA loans in Williamsburg (7(a))
- Approvals2
- Gross approval$2,302,000
- Average approval$1,151,000
- Median approval$1,151,000
- Largest approval$2,277,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term165 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Williamsburg, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Williamsburg
SBA loans in Williamsburg (504)
- Approvals3
- Gross approval$6,240,000
- Average approval$2,080,000
- Median approval$2,400,000
- Largest approval$3,460,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Williamsburg, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Williamsburg
Flood risk in Williamsburg
- NFIP communityCity of Williamsburg
- NFIP community number210228
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/18/21
The City of Williamsburg participates in the National Flood Insurance Program as community 210228 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Whitley County, not Williamsburg
Whitley County context, not Williamsburg figures
- Establishments in Whitley County629
- Covered employment, Whitley County14,351
- Average annual pay, Whitley County$46,563
- Housing units permitted, Whitley County66
Every figure in this section is published for Whitley County as a whole and is not a measurement of Williamsburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Williamsburg questions, answered from the record.
How many people live in Williamsburg, Kentucky?
5,270, in 1,617 households. Williamsburg city covers 4.17 square miles of land, which is 1,264 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Williamsburg in?
Whitley County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Williamsburg?
$38,147. The median owner-occupied home is valued at $113,300. Median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Williamsburg businesses?
2 7(a) approvals totaling $2.3 m since FY2020, across 2 lenders, median approval $1,151,000, plus 3 504 approvals worth $6.2 m since FY2010. These count approvals to borrowers whose address is in Williamsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Williamsburg borrowers get paid back?
No rate is published for Williamsburg. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Williamsburg in the National Flood Insurance Program?
Yes. Williamsburg appears in the FEMA Community Status Book as Williamsburg, city of, community 210228, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Williamsburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whitley County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Williamsburg.
Is zoning published for Williamsburg?
No. Nothing on this page presents parcel level zoning.
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