HomeKentuckyWhitley CountyWilliamsburg city
Williamsburg city, Kentucky: commercial real estate data.
Williamsburg city is a Census city of 5,270 people across 4.17 square miles of land, in Whitley County. Median household income is $38,147, 35.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Williamsburg
What Williamsburg is
- Census place typecity
- Land area4.17 sq mi
- Water area0.11 sq mi
- Population per square mile of land1,264
- County holding the largest share of its areaWhitley County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
How many people live in Williamsburg
- Population5,270
- Median age24.8
- Population under 18886 plus or minus 228
- Share under 1816.8 percent plus or minus 4.3
- Population 65 and over705 plus or minus 193
- Share 65 and over13.4 percent plus or minus 3.7
- Households1,617
- Family households963
- Share of households that are families59.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
Income and work in Williamsburg
- Median household income$38,147 plus or minus $13,485
- Per capita income$19,375 plus or minus $6,058
- Civilian labor force2,224
- Employed2,137
- Unemployed87 plus or minus 93
- Unemployment rate3.9 percent plus or minus 4.2
- Adults 25 and over2,603
- Adults 25 and over with a high school diploma or higher79.3 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree12.7 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
Housing in Williamsburg
- Housing units1,899
- Occupied units1,617
- Vacant units282 plus or minus 143
- Vacancy rate14.8 percent plus or minus 7.3
- Owner occupied580 plus or minus 141
- Renter occupied1,037
- Ownership rate35.9 percent plus or minus 7.5
- Median owner-occupied home value$113,300 plus or minus $57,945
- Median gross rent, monthly$793
- Annual rent as a share of median income24.9 percent plus or minus 9.3
- Single family units911 plus or minus 187
- Share single family48.0 percent
- Units in buildings of two or more838 plus or minus 217
- Share in buildings of two or more44.1 percent plus or minus 10.0
- Mobile homes150 plus or minus 113
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
How Williamsburg gets to work
- Workers 16 and over who commute1,795
- Commuting under 15 minutes1,234 plus or minus 248
- Share commuting under 15 minutes68.7 percent
- Commuting 30 minutes or more236 plus or minus 128
- Share commuting 30 minutes or more13.1 percent plus or minus 6.8
- Drove alone65.2 percent
- Carpooled14.4 percent plus or minus 6.5
- Public transport0.0 percent
- Walked9.8 percent plus or minus 3.6
- Worked from home9.6 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Williamsburg
SBA loans in Williamsburg (7(a))
- Approvals2
- Gross approval$2,302,000
- Average approval$1,151,000
- Median approval$2,277,000
- Ninetieth percentile approval$2,277,000
- Largest approval$2,277,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term306 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Williamsburg
SBA loans in Williamsburg (504)
- Approvals3
- Gross approval$6,240,000
- Average approval$2,080,000
- Median approval$2,400,000
- Largest approval$3,460,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Whitley County, not Williamsburg
Whitley County context, not Williamsburg figures
These are Whitley County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Williamsburg measurements.
- Establishments in Whitley County629
- Employment at those establishments, Whitley County10,058
- Covered employment, Whitley County14,351
- Average annual pay, Whitley County$46,563
- Average weekly wage, Whitley County$895
- Housing units permitted, Whitley County66
- Of those, single family, Whitley County20
- County product, 2024, Whitley County$1,559,418,000
- County product change over the prior year, Whitley County6.2 percent
- Average income of an arriving household, Whitley County$36,010
Every figure in this section is published for Whitley County as a whole and is not a measurement of Williamsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Williamsburg questions, answered from the record.
How many people live in Williamsburg, Kentucky?
5,270, in 1,617 households. Williamsburg city covers 4.17 square miles of land, which is 1,264 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Williamsburg in?
Whitley County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Williamsburg?
$38,147. The median owner-occupied home is valued at $113,300. Median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Williamsburg businesses?
2 7(a) approvals totalling $2.3 m, across 2 lenders, median approval $2,277,000, plus 3 504 approvals worth $6.2 m. These count approvals to borrowers whose address is in Williamsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Williamsburg borrowers get paid back?
No rate is published for Williamsburg. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Williamsburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whitley County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Williamsburg.
Is zoning published for Williamsburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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