HomeKentuckyWoodford CountyVersailles
Versailles, Kentucky: commercial real estate data.
Versailles is a Census city of 10,492 people across 6.49 square miles of land, in Woodford County. Median household income is $62,368, 59.9 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $7.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Versailles
What Versailles is
- Census place typecity
- Land area6.49 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,617
- County holding the largest share of its areaWoodford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Versailles
How many people live in Versailles
- Population10,492
- Median age39.0
- Population under 182,545
- Share under 1824.3 percent
- Population 65 and over1,899
- Share 65 and over18.1 percent
- Households4,338
- Family households2,800
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Versailles
Income and work in Versailles
- Median household income$62,368
- Per capita income$38,823
- Civilian labor force5,610
- Employed5,444
- Unemployed166 plus or minus 122
- Unemployment rate3.0 percent plus or minus 2.2
- Adults 25 and over6,999
- Adults 25 and over with a high school diploma or higher86.7 percent
- Adults 25 and over with a bachelor degree or higher36.7 percent
- Adults 25 and over with a graduate degree15.3 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Versailles
Housing in Versailles
- Housing units4,690
- Occupied units4,338
- Vacant units352 plus or minus 162
- Vacancy rate7.5 percent plus or minus 3.4
- Owner occupied2,600
- Renter occupied1,738
- Ownership rate59.9 percent
- Median owner-occupied home value$286,100
- Median gross rent, monthly$1,160
- Annual rent as a share of median income22.3 percent
- Single family units3,572
- Share single family76.2 percent
- Units in buildings of two or more1,063 plus or minus 260
- Share in buildings of two or more22.7 percent plus or minus 5.4
- Mobile homes55 plus or minus 45
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Versailles
How Versailles gets to work
- Workers 16 and over who commute4,770
- Commuting under 15 minutes1,498 plus or minus 299
- Share commuting under 15 minutes31.4 percent
- Commuting 30 minutes or more1,705 plus or minus 374
- Share commuting 30 minutes or more35.7 percent plus or minus 7.3
- Drove alone77.9 percent
- Carpooled7.8 percent plus or minus 3.6
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.3
- Worked from home12.7 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Versailles
SBA loans in Versailles (7(a))
- Approvals42
- Gross approval$7,788,700
- Average approval$185,445
- Median approval$58,650
- Ninetieth percentile approval$157,020
- Largest approval$4,113,200
- Jobs supported197
- Jobs per approval4.7
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term91 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Versailles, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Versailles
SBA loans in Versailles (504)
- Approvals4
- Gross approval$1,010,000
- Average approval$252,500
- Median approval$259,500
- Largest approval$409,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Versailles, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Versailles
Flood risk in Versailles
- NFIP communityCity of Versailles
- NFIP community number210231
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/21/17
The City of Versailles participates in the National Flood Insurance Program as community 210231 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Woodford County, not Versailles
Woodford County context, not Versailles figures
- Establishments in Woodford County618
- Covered employment, Woodford County9,977
- Average annual pay, Woodford County$52,784
- Housing units permitted, Woodford County102
Every figure in this section is published for Woodford County as a whole and is not a measurement of Versailles.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Versailles questions, answered from the record.
How many people live in Versailles, Kentucky?
10,492, in 4,338 households. Versailles city covers 6.49 square miles of land, which is 1,617 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Versailles in?
Woodford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Versailles?
$62,368. The median owner-occupied home is valued at $286,100. Median gross rent is $1,160 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Versailles businesses?
42 7(a) approvals totaling $7.8 m since FY2020, across 10 lenders, median approval $58,650, plus 4 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Versailles, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Versailles borrowers get paid back?
No rate is published for Versailles. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Versailles in the National Flood Insurance Program?
Yes. Versailles appears in the FEMA Community Status Book as Versailles, city of, community 210231, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Versailles figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Woodford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Versailles.
Is zoning published for Versailles?
No. Nothing on this page presents parcel level zoning.