HomeMarylandAnne Arundel CountyEdgewater
Edgewater, Maryland: commercial real estate data.
Edgewater is a Census CDP of 8,519 people across 2.99 square miles of land, in Anne Arundel County. Median household income is $114,365, 83.4 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $14.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Edgewater
What Edgewater is
- Census place typeCDP
- Land area2.99 sq mi
- Water area0.84 sq mi
- Population per square mile of land2,847
- County holding the largest share of its areaAnne Arundel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How many people live in Edgewater
- Population8,519
- Median age40.4
- Population under 181,785
- Share under 1821.0 percent
- Population 65 and over1,763
- Share 65 and over20.7 percent
- Households3,539
- Family households2,204
- Share of households that are families62.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Income and work in Edgewater
- Median household income$114,365
- Per capita income$56,416
- Civilian labor force4,662
- Employed4,480
- Unemployed182 plus or minus 91
- Unemployment rate3.9 percent plus or minus 1.9
- Adults 25 and over6,288
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher41.1 percent
- Adults 25 and over with a graduate degree15.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Housing in Edgewater
- Housing units3,935
- Occupied units3,539
- Vacant units396 plus or minus 203
- Vacancy rate10.1 percent plus or minus 5.1
- Owner occupied2,952
- Renter occupied587 plus or minus 188
- Ownership rate83.4 percent
- Median owner-occupied home value$454,100
- Median gross rent, monthly$2,208
- Annual rent as a share of median income23.2 percent
- Single family units3,663
- Share single family93.1 percent
- Units in buildings of two or more194 plus or minus 83
- Share in buildings of two or more4.9 percent plus or minus 2.1
- Mobile homes78 plus or minus 97
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How Edgewater gets to work
- Workers 16 and over who commute3,536
- Commuting under 15 minutes423 plus or minus 158
- Share commuting under 15 minutes12.0 percent plus or minus 4.2
- Commuting 30 minutes or more2,113
- Share commuting 30 minutes or more59.8 percent
- Drove alone71.3 percent
- Carpooled5.0 percent plus or minus 2.0
- Public transport0.2 percent plus or minus 0.4
- Walked2.8 percent plus or minus 3.0
- Worked from home20.7 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
SBA loans in Edgewater (7(a))
- Approvals34
- Gross approval$14,079,100
- Average approval$414,091
- Median approval$134,250
- Ninetieth percentile approval$607,830
- Largest approval$5,000,000
- Jobs supported253
- Jobs per approval7.4
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises14.7 percent
- Distinct lenders19
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Edgewater, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgewater
SBA loans in Edgewater (504)
- Approvals6
- Gross approval$4,544,000
- Average approval$757,333
- Median approval$701,500
- Largest approval$1,442,000
- Jobs supported80
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Edgewater, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anne Arundel County, not Edgewater
Anne Arundel County context, not Edgewater figures
- Establishments in Anne Arundel County14,718
- Covered employment, Anne Arundel County288,447
- Average annual pay, Anne Arundel County$79,546
- Housing units permitted, Anne Arundel County1,304
Every figure in this section is published for Anne Arundel County as a whole and is not a measurement of Edgewater.
All Anne Arundel County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Edgewater questions, answered from the record.
How many people live in Edgewater, Maryland?
8,519, in 3,539 households. Edgewater CDP covers 2.99 square miles of land, which is 2,847 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Edgewater in?
Anne Arundel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Edgewater?
$114,365. The median owner-occupied home is valued at $454,100. Median gross rent is $2,208 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Edgewater businesses?
34 7(a) approvals totaling $14.1 m since FY2020, across 19 lenders, median approval $134,250, plus 6 504 approvals worth $4.5 m since FY2010. These count approvals to borrowers whose address is in Edgewater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Edgewater borrowers get paid back?
No rate is published for Edgewater. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Edgewater figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anne Arundel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Edgewater.
Is zoning published for Edgewater?
No. Nothing on this page presents parcel level zoning.
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