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HomeMassachusettsMiddlesex CountyNewton city

Newton city, Massachusetts: commercial real estate data.

Newton city is a Census city of 89,044 people across 17.83 square miles of land, in Middlesex County. Median household income is $190,304, 70.0 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $13.1 m.

76 sourced place values · tier FULL · 8 sections

Newton

What Newton is

  • Census place typecity
  • Land area17.83 sq mi
  • Water area0.33 sq mi
  • Population per square mile of land4,995
  • County holding the largest share of its areaMiddlesex County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Newton

How many people live in Newton

  • Population89,044
  • Median age42.1
  • Population under 1818,279
  • Share under 1820.5 percent
  • Population 65 and over17,046
  • Share 65 and over19.1 percent
  • Households32,194
  • Family households22,803
  • Share of households that are families70.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Newton

Income and work in Newton

  • Median household income$190,304
  • Per capita income$97,547
  • Civilian labor force48,466
  • Employed46,647
  • Unemployed1,819
  • Unemployment rate3.8 percent
  • Adults 25 and over60,089
  • Adults 25 and over with a high school diploma or higher97.3 percent
  • Adults 25 and over with a bachelor degree or higher81.1 percent
  • Adults 25 and over with a graduate degree53.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Newton

Housing in Newton

  • Housing units33,959
  • Occupied units32,194
  • Vacant units1,765 plus or minus 383
  • Vacancy rate5.2 percent plus or minus 1.1
  • Owner occupied22,532
  • Renter occupied9,662
  • Ownership rate70.0 percent
  • Median owner-occupied home value$1,264,900
  • Median gross rent, monthly$2,370
  • Annual rent as a share of median income14.9 percent
  • Single family units21,196
  • Share single family62.4 percent
  • Units in buildings of two or more12,763
  • Share in buildings of two or more37.6 percent
  • Mobile homes0
  • Median year structure built1942

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Newton

How Newton gets to work

  • Workers 16 and over who commute31,145
  • Commuting under 15 minutes6,705
  • Share commuting under 15 minutes21.5 percent
  • Commuting 30 minutes or more13,222
  • Share commuting 30 minutes or more42.5 percent
  • Drove alone47.5 percent
  • Carpooled5.8 percent
  • Public transport7.7 percent
  • Walked4.9 percent
  • Worked from home32.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Newton

SBA 7(a) lending to Newton borrowers

  • Approvals43
  • Gross approval$13,099,300
  • Average approval$304,635
  • Median approval$100,000
  • Ninetieth percentile approval$1,000,000
  • Largest approval$1,676,000
  • Jobs supported277
  • Jobs per approval6.4
  • Loans with a final outcome6
  • Paid in full5
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises16.3 percent
  • Distinct lenders18
  • Distinct industries by NAICS33

A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Newton

SBA 504 lending to Newton borrowers

  • Approvals17
  • Gross approval$14,072,000
  • Average approval$827,765
  • Median approval$570,000
  • Largest approval$1,712,000
  • Jobs supported144
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Middlesex County, not Newton

Middlesex County context, not Newton figures

These are Middlesex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Newton measurements.

  • Establishments in Middlesex County44,624
  • Employment at those establishments, Middlesex County963,417
  • Covered employment, Middlesex County926,104
  • Average annual pay, Middlesex County$113,704
  • Average weekly wage, Middlesex County$2,187
  • Housing units permitted, Middlesex County3,495
  • Of those, single family, Middlesex County889
  • County product, 2024, Middlesex County$240,665,230,000
  • County product change over the prior year, Middlesex County5.8 percent
  • Average income of an arriving household, Middlesex County$129,274

Every figure in this section is published for Middlesex County as a whole and is not a measurement of Newton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Newton questions, answered from the record.

How many people live in Newton, Massachusetts?

89,044, in 32,194 households. Newton city covers 17.83 square miles of land, which is 4,995 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Newton in?

Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Newton?

$190,304. The median owner-occupied home is valued at $1,264,900. Median gross rent is $2,370 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Newton businesses?

43 7(a) approvals totalling $13.1 m, across 18 lenders, median approval $100,000, plus 17 504 approvals worth $14.1 m. These count approvals to borrowers whose address is in Newton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Newton borrowers get paid back?

No rate is published for Newton. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Newton figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Newton.

Is zoning published for Newton?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.