HomeMassachusettsMiddlesex CountyNewton
Newton, Massachusetts: commercial real estate data.
Newton is a Census city of 89,044 people across 17.83 square miles of land, in Middlesex County. Median household income is $190,304, 70.0 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $13.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Newton
What Newton is
- Census place typecity
- Land area17.83 sq mi
- Water area0.33 sq mi
- Population per square mile of land4,995
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newton
How many people live in Newton
- Population89,044
- Median age42.1
- Population under 1818,279
- Share under 1820.5 percent
- Population 65 and over17,046
- Share 65 and over19.1 percent
- Households32,194
- Family households22,803
- Share of households that are families70.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newton
Income and work in Newton
- Median household income$190,304
- Per capita income$97,547
- Civilian labor force48,466
- Employed46,647
- Unemployed1,819
- Unemployment rate3.8 percent
- Adults 25 and over60,089
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher81.1 percent
- Adults 25 and over with a graduate degree53.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newton
Housing in Newton
- Housing units33,959
- Occupied units32,194
- Vacant units1,765 plus or minus 383
- Vacancy rate5.2 percent plus or minus 1.1
- Owner occupied22,532
- Renter occupied9,662
- Ownership rate70.0 percent
- Median owner-occupied home value$1,264,900
- Median gross rent, monthly$2,370
- Annual rent as a share of median income14.9 percent
- Single family units21,196
- Share single family62.4 percent
- Units in buildings of two or more12,763
- Share in buildings of two or more37.6 percent
- Mobile homes0
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newton
How Newton gets to work
- Workers 16 and over who commute31,145
- Commuting under 15 minutes6,705
- Share commuting under 15 minutes21.5 percent
- Commuting 30 minutes or more13,222
- Share commuting 30 minutes or more42.5 percent
- Drove alone47.5 percent
- Carpooled5.8 percent
- Public transport7.7 percent
- Walked4.9 percent
- Worked from home32.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Newton
SBA loans in Newton (7(a))
- Approvals43
- Gross approval$13,099,300
- Average approval$304,635
- Median approval$100,000
- Ninetieth percentile approval$930,000
- Largest approval$1,676,000
- Jobs supported277
- Jobs per approval6.4
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.3 percent
- Distinct lenders18
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Newton, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Newton
SBA loans in Newton (504)
- Approvals17
- Gross approval$14,072,000
- Average approval$827,765
- Median approval$570,000
- Largest approval$1,712,000
- Jobs supported144
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Newton, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Newton
Flood risk in Newton
- NFIP communityCity of Newton
- NFIP community number250208
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The City of Newton participates in the National Flood Insurance Program as community 250208 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Newton
Middlesex County context, not Newton figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Newton.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Newton questions, answered from the record.
How many people live in Newton, Massachusetts?
89,044, in 32,194 households. Newton city covers 17.83 square miles of land, which is 4,995 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Newton in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Newton?
$190,304. The median owner-occupied home is valued at $1,264,900. Median gross rent is $2,370 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Newton businesses?
43 7(a) approvals totaling $13.1 m since FY2020, across 18 lenders, median approval $100,000, plus 17 504 approvals worth $14.1 m since FY2010. These count approvals to borrowers whose address is in Newton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Newton borrowers get paid back?
No rate is published for Newton. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Newton in the National Flood Insurance Program?
Yes. Newton appears in the FEMA Community Status Book as Newton, city of, community 250208, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Newton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Newton.
Is zoning published for Newton?
No. Nothing on this page presents parcel level zoning.
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