HomeMassachusettsMiddlesex CountySomerville
Somerville, Massachusetts: commercial real estate data.
Somerville is a Census city of 81,036 people across 4.12 square miles of land, in Middlesex County. Median household income is $132,572, 34.2 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $33.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Somerville
What Somerville is
- Census place typecity
- Land area4.12 sq mi
- Water area0.1 sq mi
- Population per square mile of land19,668
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
How many people live in Somerville
- Population81,036
- Median age31.9
- Population under 187,961
- Share under 189.8 percent
- Population 65 and over8,108
- Share 65 and over10.0 percent
- Households35,715
- Family households13,327
- Share of households that are families37.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
Income and work in Somerville
- Median household income$132,572
- Per capita income$73,940
- Civilian labor force58,335
- Employed56,597
- Unemployed1,738 plus or minus 362
- Unemployment rate3.0 percent plus or minus 0.6
- Adults 25 and over61,608
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher69.4 percent
- Adults 25 and over with a graduate degree33.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
Housing in Somerville
- Housing units37,756
- Occupied units35,715
- Vacant units2,041
- Vacancy rate5.4 percent
- Owner occupied12,232
- Renter occupied23,483
- Ownership rate34.2 percent
- Median owner-occupied home value$911,300
- Median gross rent, monthly$2,517
- Annual rent as a share of median income22.8 percent
- Single family units5,567
- Share single family14.7 percent
- Units in buildings of two or more32,137
- Share in buildings of two or more85.1 percent
- Mobile homes50 plus or minus 58
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
How Somerville gets to work
- Workers 16 and over who commute38,312
- Commuting under 15 minutes4,065
- Share commuting under 15 minutes10.6 percent
- Commuting 30 minutes or more21,540
- Share commuting 30 minutes or more56.2 percent
- Drove alone29.9 percent
- Carpooled4.7 percent
- Public transport19.3 percent
- Walked8.5 percent
- Worked from home31.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Somerville
SBA loans in Somerville (7(a))
- Approvals82
- Gross approval$33,049,000
- Average approval$403,037
- Median approval$150,000
- Ninetieth percentile approval$800,130
- Largest approval$4,254,900
- Jobs supported952
- Jobs per approval11.6
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more4.9 percent
- Share to franchises14.6 percent
- Distinct lenders29
- Distinct industries by NAICS41
Counted by borrower city: approvals to borrowers whose address is in Somerville, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Somerville
SBA loans in Somerville (504)
- Approvals26
- Gross approval$19,120,000
- Average approval$735,385
- Median approval$484,000
- Largest approval$4,356,000
- Jobs supported160
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Somerville, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Somerville
Flood risk in Somerville
- NFIP communityCity of Somerville
- NFIP community number250214
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The City of Somerville participates in the National Flood Insurance Program as community 250214 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Somerville
Middlesex County context, not Somerville figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Somerville.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Somerville questions, answered from the record.
How many people live in Somerville, Massachusetts?
81,036, in 35,715 households. Somerville city covers 4.12 square miles of land, which is 19,668 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Somerville in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Somerville?
$132,572. The median owner-occupied home is valued at $911,300. Median gross rent is $2,517 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Somerville businesses?
82 7(a) approvals totaling $33.0 m since FY2020, across 29 lenders, median approval $150,000, plus 26 504 approvals worth $19.1 m since FY2010. These count approvals to borrowers whose address is in Somerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Somerville borrowers get paid back?
No rate is published for Somerville. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Somerville in the National Flood Insurance Program?
Yes. Somerville appears in the FEMA Community Status Book as Somerville, city of, community 250214, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Somerville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Somerville.
Is zoning published for Somerville?
No. Nothing on this page presents parcel level zoning.
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