HomeMichiganAllegan CountySaugatuck
Saugatuck, Michigan: commercial real estate data.
Saugatuck is a Census city of 766 people across 1.39 square miles of land, in Allegan County. Median household income is $121,178, 83.9 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $11.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saugatuck
What Saugatuck is
- Census place typecity
- Land area1.39 sq mi
- Water area0.38 sq mi
- Population per square mile of land550
- County holding the largest share of its areaAllegan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugatuck
How many people live in Saugatuck
- Population766
- Median age53.9
- Population under 18127 plus or minus 56
- Share under 1816.6 percent plus or minus 6.6
- Population 65 and over245 plus or minus 57
- Share 65 and over32.0 percent
- Households417 plus or minus 101
- Family households209 plus or minus 43
- Share of households that are families50.1 percent plus or minus 15.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugatuck
Income and work in Saugatuck
- Median household income$121,178
- Per capita income$106,555
- Civilian labor force391 plus or minus 120
- Employed384 plus or minus 118
- Unemployed7 plus or minus 8
- Unemployment rate1.8 percent plus or minus 2.0
- Adults 25 and over632
- Adults 25 and over with a high school diploma or higher98.7 percent
- Adults 25 and over with a bachelor degree or higher76.4 percent
- Adults 25 and over with a graduate degree28.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugatuck
Housing in Saugatuck
- Housing units910
- Occupied units417 plus or minus 101
- Vacant units493 plus or minus 100
- Vacancy rate54.2 percent
- Owner occupied350 plus or minus 91
- Renter occupied67 plus or minus 36
- Ownership rate83.9 percent
- Median owner-occupied home value$650,800 plus or minus $204,169
- Median gross rent, monthly$616 plus or minus $158
- Annual rent as a share of median income6.1 percent plus or minus 1.7
- Single family units718
- Share single family78.9 percent
- Units in buildings of two or more192 plus or minus 60
- Share in buildings of two or more21.1 percent plus or minus 5.8
- Mobile homes0
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugatuck
How Saugatuck gets to work
- Workers 16 and over who commute249 plus or minus 110
- Commuting under 15 minutes73 plus or minus 34
- Share commuting under 15 minutes29.3 percent
- Commuting 30 minutes or more72 plus or minus 82
- Share commuting 30 minutes or more28.9 percent plus or minus 30.4
- Drove alone42.0 percent plus or minus 22.9
- Carpooled13.8 percent plus or minus 11.8
- Public transport0.8 percent plus or minus 1.3
- Walked8.4 percent plus or minus 5.4
- Worked from home35.0 percent plus or minus 13.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugatuck
SBA loans in Saugatuck (7(a))
- Approvals27
- Gross approval$11,281,600
- Average approval$417,837
- Median approval$100,000
- Ninetieth percentile approval$1,450,440
- Largest approval$2,100,000
- Jobs supported291
- Jobs per approval10.8
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.8 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Saugatuck, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saugatuck
SBA loans in Saugatuck (504)
- Approvals11
- Gross approval$7,640,000
- Average approval$694,545
- Median approval$552,000
- Largest approval$1,855,000
- Jobs supported44
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Saugatuck, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saugatuck
Flood risk in Saugatuck
- NFIP communityTownship of Saugatuck
- NFIP community number260009
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/23
The Township of Saugatuck participates in the National Flood Insurance Program as community 260009 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Allegan County, not Saugatuck
Allegan County context, not Saugatuck figures
- Establishments in Allegan County2,571
- Covered employment, Allegan County41,360
- Average annual pay, Allegan County$60,226
- Housing units permitted, Allegan County423
Every figure in this section is published for Allegan County as a whole and is not a measurement of Saugatuck.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saugatuck questions, answered from the record.
How many people live in Saugatuck, Michigan?
766, in 417 households. Saugatuck city covers 1.39 square miles of land, which is 550 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saugatuck in?
Allegan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saugatuck?
$121,178. The median owner-occupied home is valued at $650,800. Median gross rent is $616 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saugatuck businesses?
27 7(a) approvals totaling $11.3 m since FY2020, across 11 lenders, median approval $100,000, plus 11 504 approvals worth $7.6 m since FY2010. These count approvals to borrowers whose address is in Saugatuck, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saugatuck borrowers get paid back?
No rate is published for Saugatuck. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saugatuck in the National Flood Insurance Program?
Yes. Saugatuck appears in the FEMA Community Status Book as Saugatuck, township of, community 260009, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saugatuck figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Allegan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saugatuck.
Is zoning published for Saugatuck?
No. Nothing on this page presents parcel level zoning.