Allegan County, Michigan: commercial real estate data.
Allegan County, Michigan had an estimated 122,429 residents on July 1, 2024, up 1.6 percent since the 2020 census base of 120,503, across 825 square miles. County output reached $6.70 bn in 2024, 2,571 establishments operate here, and the SBA record carries 193 7(a) approvals worth $61.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Allegan County
How many people live in Allegan County
- Population, American Community Survey 2020-2024121,456
- Households45,522
- Average household size2.67
- Median household income$83,283
- Median age41.0
- Median gross rent$1,100 per month
- Median owner-occupied home value$267,100
- Home value to household income3.2 times
- Annual rent as a share of median income15.8 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over84,097
- Population under 1828,212
- Share under 1823.2 percent
- Population 65 and over22,378
- Share 65 and over18.4 percent
- Working age population, 18 to 6470,866
- Civilian labor force59,826
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over64.2 percent
- Rank by population among Michigan counties18th of 83
- Rank by population among US county-equivalents, Puerto Rico included531st of 3,222
Allegan County is the 18th largest of 83 Michigan counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 18.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Allegan County
Is Allegan County's population growing?
- Population, July 1, 2024122,429
- Census 2020 base population120,503
- Population change since the 2020 census base1.60 percent
- Population change, 2023 to 2024555
- Births, 20241,206
- Deaths, 20241,142
- Natural change, 202464
- Net domestic migration, 2024333
- Net international migration, 2024158
- Total net migration, 2024491
- Cumulative net domestic migration, 2021 to 20241,350
- Rank by growth among US county-equivalents1301st of 3,144
The county has grown 1.60 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Allegan County
Where are people moving to Allegan County from?
- Tax returns filed by households arriving3,495
- People arriving, from those returns6,475
- Tax returns filed by households leaving3,451
- Net household movement44
- Adjusted gross income arriving$316.3 m
- Net adjusted gross income movement$112.9 m
- Average income of an arriving household$90,512
- Average income of a leaving household$58,943
- Largest single originOttawa County (869 households)
- Largest single destinationOttawa County (827 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ottawa County | 869 | 1,659 | $63.9 m |
| Kent County | 705 | 1,344 | $46.0 m |
| Kalamazoo County | 375 | 637 | $24.0 m |
| Van Buren County | 176 | 352 | $9.9 m |
| Barry County | 165 | 325 | $10.1 m |
| Cook County | 77 | 153 | $18.0 m |
| Muskegon County | 42 | 74 | $2.0 m |
| Oakland County | 42 | 66 | $7.0 m |
Households arriving report $31,569 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Ottawa County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Allegan County
What is the Allegan County economy?
- County GDP, 2024$6.70 bn
- County GDP, 2023$6.36 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years34.6 percent
- Rank by GDP among the Michigan areas BEA publishes21st of 83
- Rank by GDP among the US county areas BEA publishes604th of 3,127
- GDP per resident$55,159
Output grew 5.3 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Allegan County
Employment by industry in Allegan County
- Covered employment, annual average41,360
- Establishments reporting2,678
- Average annual pay$60,226
- Average weekly wage$1,158
- Manufacturing, employment13,777
- Manufacturing, average annual pay$78,769
- Retail trade, employment3,192
- Retail trade, average annual pay$40,124
- Accommodation and food services, employment3,120
- Accommodation and food services, average annual pay$23,486
- Construction, employment2,974
- Construction, average annual pay$69,986
- Health care and social assistance, employment2,612
- Wholesale trade, employment2,079
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 13,777 | 248 | $78,769 |
| Retail trade | 3,192 | 265 | $40,124 |
| Accommodation and food services | 3,120 | 215 | $23,486 |
| Construction | 2,974 | 406 | $69,986 |
| Health care and social assistance | 2,612 | 211 | $43,069 |
| Wholesale trade | 2,079 | 126 | $77,664 |
| Agriculture, forestry, fishing and hunting | 1,743 | 105 | $50,967 |
| Other services, except public administration | 1,169 | 242 | $44,361 |
Manufacturing is the largest private sector at 13,777 jobs, 33.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Allegan County
How many businesses are in Allegan County?
- Establishments, all industries2,571
- Employment at those establishments38,899
- Annual payroll$2.16 bn
- Establishments per 1,000 residents21.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Allegan County
Building permits in Allegan County
- Housing units authorized by permit, 2024423
- Declared construction value permitted$167.5 m
- Single family units authorized423
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$395,906
- Units authorized per 1,000 households9.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Allegan County
SBA loans in Allegan County (7(a) and 504)
- 7(a) approvals recorded193
- 7(a) gross approval dollars$61.7 m
- Average 7(a) approval$319,821
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$909,300
- Largest single approval$3,075,000
- Jobs reported supported, 7(a)1,242
- Jobs per approval6.4
- Distinct 7(a) lenders active38
- Distinct industries receiving approvals84
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.5 percent
- Loans on real estate terms30
- Loans on working capital terms, 120 months or shorter147
- Franchise loans11
- Franchise share of approvals5.7 percent
- Leading industry by approval countFull-Service Restaurants (13)
- Most active lenderThe Huntington National Bank (121)
- 504 approvals recorded63
- 504 gross approval dollars$53.2 m
- Average 504 approval$843,714
- Median 504 approval$518,000
- Distinct CDCs active2
- 504 jobs per approval8.3
- 504 jobs per million dollars approved9.9
- Most active CDCMichigan Certified Development Corporation (34)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$114.9 m
The average approval of $319,821 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Allegan County
SBA loan default and charge-off rates in Allegan County
Do SBA loans in Allegan County get paid back?
- Loans with a final outcome recorded51
- Paid in full50
- Charged off1
- Charge-off rate on resolved loans2.0 percent
- Status: Paid in full50
- Status: Cancelled20
- Status: Exempt from disclosure112
- Status: Committed, not yet disbursed10
- Status: Charged off1
Of the 51 loans that have reached a final outcome, 2.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allegan County
SBA lending by place in Allegan County
- Borrower cities with recorded lending16
- Allegan, approvals34
- Saugatuck, approvals27
- Wayland, approvals24
- Hamilton, approvals23
- Fennville, approvals21
- Holland, approvals16
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Allegan | 34 | $4,463,500 |
| Saugatuck | 27 | $11,281,600 |
| Wayland | 24 | $5,690,300 |
| Hamilton | 23 | $4,121,200 |
| Fennville | 21 | $4,189,500 |
| Holland | 16 | $8,097,200 |
| Plainwell | 13 | $6,193,000 |
| Dorr | 12 | $2,623,700 |
| 8 other borrower cities | 23 | $15,065,400 |
Allegan accounts for 34 approvals against 27 in Saugatuck. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Allegan County
How large is Allegan County?
- Land area825 sq mi
- Rank by land area among Michigan counties18th of 83
- Width, east to west37.2 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land147
- Establishments per square mile3.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Allegan County
Flood risk in Allegan County
- Communities in the county in the NFIP Community Status Book34
- Of those, participating in the NFIP25
- NFIP participation rate73.5 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Allegan County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Allegan County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 73.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Allegan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Allegan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024121,456
- Households45,522
- Average household size2.67
- Median household income$83,283
- Median age41.0
Common questions
Allegan County questions, answered from the record.
How many people live in Allegan County, Michigan?
The Census Bureau estimates 122,429 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 121,456, in 45,522 households, ranking 18th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Allegan County's population growing?
The population has grown 1.60 percent since the 2020 census base of 120,503, to 122,429 on July 1, 2024. In 2024 there were 1,206 births against 1,142 deaths, with net migration of 491. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Allegan County?
$83,283. The median owner-occupied home is valued at $267,100, which is 3.2 times income, and median gross rent is $1,100 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Allegan County?
2,571 establishments, employing 38,899 people with an annual payroll of $2.16 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Allegan County?
Manufacturing is the largest private sector at 13,777 jobs, 33.3 percent of covered employment. Covered employment averages 41,360 jobs at an average annual pay of $60,226, or $1,158 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Allegan County?
193 7(a) approvals totaling $61.7 m since FY2020, across 38 lenders, with a median approval of $100,000, plus 63 504 approvals worth $53.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Allegan County get paid back?
Of the 51 loans that have reached a final outcome, 50 were paid in full and 1 charged off, a charge-off rate of 2.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Allegan County?
423 housing units were authorized by permit in 2024, with a declared construction value of $167.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Allegan County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Allegan County come from?
The largest single origin is Ottawa County, with 869 households. Arriving households report an average income of $90,512 against $58,943 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Allegan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Allegan County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Allegan County
Cities and places in Allegan.
11 Census places lie wholly or partly in Allegan County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Holland | city | 34,423 | 16 | 48.3 percent here, 51.7 percent Ottawa County |
| Allegan | city | 5,172 | 34 | Wholly in this county |
| Wayland | city | 4,457 | 24 | Wholly in this county |
| Otsego | city | 4,074 | 8 | Wholly in this county |
| Plainwell | city | 3,763 | 13 | Wholly in this county |
| Dorr | CDP | 3,702 | 12 | Wholly in this county |
| Fennville | city | 1,623 | 21 | Wholly in this county |
| Douglas | city | 1,427 | 4 | Wholly in this county |
| Hopkins | village | 773 | 6 | Wholly in this county |
| Saugatuck | city | 766 | 27 | Wholly in this county |
| Martin | village | 579 | None recorded | Wholly in this county |
A further 28 of the county's 193 SBA 7(a) approvals are to borrowers in cities that match no Census place in Allegan County, the largest being Hamilton (23), South Haven (1), Caledonia (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby