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HomeMichiganOttawa CountyHolland city

Holland city, Michigan: commercial real estate data.

Holland city is a Census city of 34,423 people across 16.93 square miles of land, lying across Ottawa County and Allegan County. Median household income is $75,865, 67.8 percent of occupied homes are owned, and the SBA record carries 179 7(a) approvals to borrowers here worth $72.3 m.

83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Holland

What Holland is

  • Census place typecity
  • Land area16.93 sq mi
  • Water area0.77 sq mi
  • Population per square mile of land2,034
  • County holding the largest share of its areaOttawa County, 51.7 percent
  • Counties this place lies inOttawa County 51.7 percent, Allegan County 48.3 percent

Holland city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holland

How many people live in Holland

  • Population34,423
  • Median age31.7
  • Population under 187,007
  • Share under 1820.4 percent
  • Population 65 and over5,768
  • Share 65 and over16.8 percent
  • Households12,977
  • Family households7,587
  • Share of households that are families58.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holland

Income and work in Holland

  • Median household income$75,865
  • Per capita income$36,818
  • Civilian labor force18,644
  • Employed18,178
  • Unemployed466 plus or minus 175
  • Unemployment rate2.5 percent plus or minus 0.9
  • Adults 25 and over21,012
  • Adults 25 and over with a high school diploma or higher91.2 percent
  • Adults 25 and over with a bachelor degree or higher35.8 percent
  • Adults 25 and over with a graduate degree15.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holland

Housing in Holland

  • Housing units13,998
  • Occupied units12,977
  • Vacant units1,021 plus or minus 298
  • Vacancy rate7.3 percent plus or minus 2.1
  • Owner occupied8,793
  • Renter occupied4,184
  • Ownership rate67.8 percent
  • Median owner-occupied home value$252,200
  • Median gross rent, monthly$1,193
  • Annual rent as a share of median income18.9 percent
  • Single family units9,877
  • Share single family70.6 percent
  • Units in buildings of two or more3,834
  • Share in buildings of two or more27.4 percent
  • Mobile homes287 plus or minus 76
  • Median year structure built1966

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holland

How Holland gets to work

  • Workers 16 and over who commute16,294
  • Commuting under 15 minutes8,447
  • Share commuting under 15 minutes51.8 percent
  • Commuting 30 minutes or more2,906
  • Share commuting 30 minutes or more17.8 percent
  • Drove alone69.5 percent
  • Carpooled9.1 percent
  • Public transport0.4 percent plus or minus 0.3
  • Walked9.9 percent
  • Worked from home8.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Holland

SBA loans in Holland (7(a))

  • Approvals179
  • Gross approval$72,338,100
  • Average approval$404,123
  • Median approval$128,000
  • Ninetieth percentile approval$1,059,000
  • Largest approval$5,000,000
  • Jobs supported1,530
  • Jobs per approval8.5
  • Loans with a final outcome39
  • Paid in full37
  • Charged off2
  • Charge-off rate over resolved loans5.1 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more7.8 percent
  • Share to franchises8.4 percent
  • Distinct lenders35
  • Distinct industries by NAICS92

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Holland

SBA loans in Holland (504)

  • Approvals85
  • Gross approval$64,004,000
  • Average approval$752,988
  • Median approval$508,000
  • Largest approval$4,997,000
  • Jobs supported686
  • Loans with a final outcome40
  • Charged off1
  • Charge-off rate over resolved loans2.5 percent
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Holland

Flood risk in Holland

  • Listed NFIP communities2
  • Of those, participating2
  • NFIP community number260006
  • Currently effective map date06/21/23

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Ottawa County, not Holland

Ottawa County context, not Holland figures

These are Ottawa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Holland measurements.

  • Establishments in Ottawa County6,865
  • Employment at those establishments, Ottawa County117,661
  • Covered employment, Ottawa County131,885
  • Average annual pay, Ottawa County$59,813
  • Average weekly wage, Ottawa County$1,150
  • Housing units permitted, Ottawa County1,235
  • Of those, single family, Ottawa County779
  • County product, 2024, Ottawa County$21,043,679,000
  • County product change over the prior year, Ottawa County4.8 percent
  • Average income of an arriving household, Ottawa County$73,923

Every figure in this section is published for Ottawa County as a whole and is not a measurement of Holland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Holland questions, answered from the record.

How many people live in Holland, Michigan?

34,423, in 12,977 households. Holland city covers 16.93 square miles of land, which is 2,034 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Holland in?

Holland lies in more than one. By area it is 51.7 percent in Ottawa County, 48.3 percent in Allegan County. This page sits under Ottawa County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Holland?

$75,865. The median owner-occupied home is valued at $252,200. Median gross rent is $1,193 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Holland businesses?

179 7(a) approvals totalling $72.3 m, across 35 lenders, median approval $128,000, plus 85 504 approvals worth $64.0 m. These count approvals to borrowers whose address is in Holland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Holland borrowers get paid back?

Of the 39 loans that have reached a final outcome, 37 were paid in full and 2 charged off, a charge off rate of 5.1 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Holland in the National Flood Insurance Program?

Yes. Holland appears in the FEMA Community Status Book as community 260006, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Holland figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ottawa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holland.

Is zoning published for Holland?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.