HomeMichiganOttawa CountySpring Lake
Spring Lake, Michigan: commercial real estate data.
Spring Lake is a Census village of 2,519 people across 1.25 square miles of land, in Ottawa County. Median household income is $88,365, 89.9 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $13.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spring Lake
What Spring Lake is
- Census place typevillage
- Land area1.25 sq mi
- Water area0.66 sq mi
- Population per square mile of land2,016
- County holding the largest share of its areaOttawa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Lake
How many people live in Spring Lake
- Population2,519
- Median age52.4
- Population under 18368 plus or minus 133
- Share under 1814.6 percent plus or minus 5.3
- Population 65 and over743 plus or minus 172
- Share 65 and over29.5 percent plus or minus 6.8
- Households1,205
- Family households791
- Share of households that are families65.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Lake
Income and work in Spring Lake
- Median household income$88,365 plus or minus $27,607
- Per capita income$82,176 plus or minus $43,407
- Civilian labor force1,360
- Employed1,335
- Unemployed25 plus or minus 31
- Unemployment rate1.8 percent plus or minus 2.3
- Adults 25 and over1,977
- Adults 25 and over with a high school diploma or higher99.1 percent
- Adults 25 and over with a bachelor degree or higher48.9 percent
- Adults 25 and over with a graduate degree15.1 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Lake
Housing in Spring Lake
- Housing units1,289
- Occupied units1,205
- Vacant units84 plus or minus 59
- Vacancy rate6.5 percent plus or minus 4.5
- Owner occupied1,083
- Renter occupied122 plus or minus 75
- Ownership rate89.9 percent
- Median owner-occupied home value$320,200
- Median gross rent, monthly$1,079 plus or minus $425
- Annual rent as a share of median income14.7 percent plus or minus 7.4
- Single family units1,082
- Share single family83.9 percent
- Units in buildings of two or more207 plus or minus 86
- Share in buildings of two or more16.1 percent plus or minus 6.5
- Mobile homes0
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Lake
How Spring Lake gets to work
- Workers 16 and over who commute1,062
- Commuting under 15 minutes458 plus or minus 159
- Share commuting under 15 minutes43.1 percent plus or minus 13.8
- Commuting 30 minutes or more457 plus or minus 158
- Share commuting 30 minutes or more43.0 percent plus or minus 13.7
- Drove alone74.0 percent
- Carpooled3.9 percent plus or minus 2.6
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.9
- Worked from home17.4 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Lake
SBA loans in Spring Lake (7(a))
- Approvals35
- Gross approval$13,791,300
- Average approval$394,037
- Median approval$144,500
- Ninetieth percentile approval$917,300
- Largest approval$3,700,000
- Jobs supported439
- Jobs per approval12.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises5.7 percent
- Distinct lenders10
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Spring Lake, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spring Lake
SBA loans in Spring Lake (504)
- Approvals12
- Gross approval$7,066,000
- Average approval$588,833
- Median approval$410,000
- Largest approval$1,891,000
- Jobs supported95
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Spring Lake, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spring Lake
Flood risk in Spring Lake
- NFIP communityTownship of Spring Lake
- NFIP community number260281
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/21/21
The Township of Spring Lake participates in the National Flood Insurance Program as community 260281 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ottawa County, not Spring Lake
Ottawa County context, not Spring Lake figures
- Establishments in Ottawa County6,865
- Covered employment, Ottawa County131,885
- Average annual pay, Ottawa County$59,813
- Housing units permitted, Ottawa County1,235
Every figure in this section is published for Ottawa County as a whole and is not a measurement of Spring Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spring Lake questions, answered from the record.
How many people live in Spring Lake, Michigan?
2,519, in 1,205 households. Spring Lake village covers 1.25 square miles of land, which is 2,016 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spring Lake in?
Ottawa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spring Lake?
$88,365. The median owner-occupied home is valued at $320,200. Median gross rent is $1,079 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spring Lake businesses?
35 7(a) approvals totaling $13.8 m since FY2020, across 10 lenders, median approval $144,500, plus 12 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Spring Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spring Lake borrowers get paid back?
No rate is published for Spring Lake. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Spring Lake in the National Flood Insurance Program?
Yes. Spring Lake appears in the FEMA Community Status Book as Spring Lake, township of, community 260281, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spring Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ottawa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spring Lake.
Is zoning published for Spring Lake?
No. Nothing on this page presents parcel level zoning.
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