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HomeMichiganOttawa CountyGrand Haven city

Grand Haven city, Michigan: commercial real estate data.

Grand Haven city is a Census city of 10,996 people across 5.72 square miles of land, in Ottawa County. Median household income is $60,669, 68.3 percent of occupied homes are owned, and the SBA record carries 80 7(a) approvals to borrowers here worth $27.3 m.

83 sourced place values · tier FULL · 9 sections

Grand Haven

What Grand Haven is

  • Census place typecity
  • Land area5.72 sq mi
  • Water area0.53 sq mi
  • Population per square mile of land1,921
  • County holding the largest share of its areaOttawa County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Haven

How many people live in Grand Haven

  • Population10,996
  • Median age46.8
  • Population under 181,611 plus or minus 405
  • Share under 1814.7 percent plus or minus 3.7
  • Population 65 and over3,143
  • Share 65 and over28.6 percent
  • Households5,510
  • Family households2,941
  • Share of households that are families53.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Haven

Income and work in Grand Haven

  • Median household income$60,669
  • Per capita income$40,528
  • Civilian labor force5,365
  • Employed5,267
  • Unemployed98 plus or minus 72
  • Unemployment rate1.8 percent plus or minus 1.3
  • Adults 25 and over8,407
  • Adults 25 and over with a high school diploma or higher96.6 percent
  • Adults 25 and over with a bachelor degree or higher36.7 percent
  • Adults 25 and over with a graduate degree12.5 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Haven

Housing in Grand Haven

  • Housing units6,075
  • Occupied units5,510
  • Vacant units565 plus or minus 213
  • Vacancy rate9.3 percent plus or minus 3.4
  • Owner occupied3,765
  • Renter occupied1,745 plus or minus 377
  • Ownership rate68.3 percent
  • Median owner-occupied home value$250,100
  • Median gross rent, monthly$939
  • Annual rent as a share of median income18.6 percent
  • Single family units3,870
  • Share single family63.7 percent
  • Units in buildings of two or more1,773 plus or minus 372
  • Share in buildings of two or more29.2 percent
  • Mobile homes432 plus or minus 119
  • Median year structure built1961

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Haven

How Grand Haven gets to work

  • Workers 16 and over who commute4,610
  • Commuting under 15 minutes2,562
  • Share commuting under 15 minutes55.6 percent
  • Commuting 30 minutes or more996 plus or minus 278
  • Share commuting 30 minutes or more21.6 percent plus or minus 5.7
  • Drove alone76.2 percent
  • Carpooled6.6 percent plus or minus 3.3
  • Public transport0.8 percent plus or minus 1.0
  • Walked4.2 percent plus or minus 3.3
  • Worked from home11.0 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Grand Haven

SBA 7(a) lending to Grand Haven borrowers

  • Approvals80
  • Gross approval$27,288,400
  • Average approval$341,105
  • Median approval$100,000
  • Ninetieth percentile approval$1,200,000
  • Largest approval$3,339,000
  • Jobs supported628
  • Jobs per approval7.8
  • Loans with a final outcome14
  • Paid in full14
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more13.8 percent
  • Share to franchises10.0 percent
  • Distinct lenders23
  • Distinct industries by NAICS41

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Grand Haven

SBA 504 lending to Grand Haven borrowers

  • Approvals21
  • Gross approval$14,945,000
  • Average approval$711,667
  • Median approval$325,000
  • Largest approval$2,614,000
  • Jobs supported174
  • Loans with a final outcome11
  • Charged off1
  • Charge-off rate over resolved loans9.1 percent
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Grand Haven

Flood programme status in Grand Haven

  • Listed NFIP communities2
  • Of those, participating2
  • Best Community Rating System classClass 8
  • NFIP community number260269
  • Currently effective map date10/21/21

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Ottawa County, not Grand Haven

Ottawa County context, not Grand Haven figures

These are Ottawa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Grand Haven measurements.

  • Establishments in Ottawa County6,865
  • Employment at those establishments, Ottawa County117,661
  • Covered employment, Ottawa County131,885
  • Average annual pay, Ottawa County$59,813
  • Average weekly wage, Ottawa County$1,150
  • Housing units permitted, Ottawa County1,235
  • Of those, single family, Ottawa County779
  • County product, 2024, Ottawa County$21,043,679,000
  • County product change over the prior year, Ottawa County4.8 percent
  • Average income of an arriving household, Ottawa County$73,923

Every figure in this section is published for Ottawa County as a whole and is not a measurement of Grand Haven. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Grand Haven questions, answered from the record.

How many people live in Grand Haven, Michigan?

10,996, in 5,510 households. Grand Haven city covers 5.72 square miles of land, which is 1,921 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Grand Haven in?

Ottawa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Grand Haven?

$60,669. The median owner-occupied home is valued at $250,100. Median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Grand Haven businesses?

80 7(a) approvals totalling $27.3 m, across 23 lenders, median approval $100,000, plus 21 504 approvals worth $14.9 m. These count approvals to borrowers whose address is in Grand Haven, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Grand Haven borrowers get paid back?

Of the 14 loans that have reached a final outcome, 14 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Grand Haven in the National Flood Insurance Program?

Yes. Grand Haven appears in the FEMA Community Status Book as community 260269, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Grand Haven figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ottawa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Haven.

Is zoning published for Grand Haven?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.