HomeMichiganCharlevoix CountyCharlevoix
Charlevoix, Michigan: commercial real estate data.
Charlevoix is a Census city of 2,392 people across 2.05 square miles of land, in Charlevoix County. Median household income is $47,917, 61.9 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $7.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Charlevoix
What Charlevoix is
- Census place typecity
- Land area2.05 sq mi
- Water area0 sq mi
- Population per square mile of land1,168
- County holding the largest share of its areaCharlevoix County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlevoix
How many people live in Charlevoix
- Population2,392
- Median age46.8 plus or minus 11.2
- Population under 18367 plus or minus 126
- Share under 1815.3 percent plus or minus 4.8
- Population 65 and over663 plus or minus 136
- Share 65 and over27.7 percent
- Households1,304
- Family households609 plus or minus 126
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlevoix
Income and work in Charlevoix
- Median household income$47,917 plus or minus $11,966
- Per capita income$57,823 plus or minus $17,307
- Civilian labor force1,131
- Employed1,051
- Unemployed80 plus or minus 68
- Unemployment rate7.1 percent plus or minus 5.9
- Adults 25 and over1,750
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent
- Adults 25 and over with a graduate degree17.0 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlevoix
Housing in Charlevoix
- Housing units1,954
- Occupied units1,304
- Vacant units650 plus or minus 187
- Vacancy rate33.3 percent plus or minus 9.2
- Owner occupied807
- Renter occupied497 plus or minus 127
- Ownership rate61.9 percent
- Median owner-occupied home value$331,500
- Median gross rent, monthly$816 plus or minus $173
- Annual rent as a share of median income20.4 percent plus or minus 6.7
- Single family units1,324
- Share single family67.8 percent
- Units in buildings of two or more609 plus or minus 165
- Share in buildings of two or more31.2 percent plus or minus 8.0
- Mobile homes21 plus or minus 28
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlevoix
How Charlevoix gets to work
- Workers 16 and over who commute959
- Commuting under 15 minutes622 plus or minus 148
- Share commuting under 15 minutes64.9 percent
- Commuting 30 minutes or more85 plus or minus 54
- Share commuting 30 minutes or more8.9 percent plus or minus 5.3
- Drove alone75.0 percent
- Carpooled5.9 percent plus or minus 4.5
- Public transport0.0 percent
- Walked7.8 percent plus or minus 5.6
- Worked from home8.2 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Charlevoix
SBA loans in Charlevoix (7(a))
- Approvals22
- Gross approval$7,822,000
- Average approval$355,545
- Median approval$150,000
- Ninetieth percentile approval$515,750
- Largest approval$2,323,000
- Jobs supported169
- Jobs per approval7.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises13.6 percent
- Distinct lenders11
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Charlevoix, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Charlevoix
SBA loans in Charlevoix (504)
- Approvals6
- Gross approval$1,588,000
- Average approval$264,667
- Median approval$165,000
- Largest approval$609,000
- Jobs supported23
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Charlevoix, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charlevoix
Flood risk in Charlevoix
- NFIP communityCity of Charlevoix
- NFIP community number260057
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/15/22
The City of Charlevoix participates in the National Flood Insurance Program as community 260057 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Charlevoix County, not Charlevoix
Charlevoix County context, not Charlevoix figures
- Establishments in Charlevoix County891
- Covered employment, Charlevoix County10,983
- Average annual pay, Charlevoix County$57,950
- Housing units permitted, Charlevoix County113
Every figure in this section is published for Charlevoix County as a whole and is not a measurement of Charlevoix.
All Charlevoix County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Charlevoix questions, answered from the record.
How many people live in Charlevoix, Michigan?
2,392, in 1,304 households. Charlevoix city covers 2.05 square miles of land, which is 1,168 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Charlevoix in?
Charlevoix County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Charlevoix?
$47,917. The median owner-occupied home is valued at $331,500. Median gross rent is $816 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Charlevoix businesses?
22 7(a) approvals totaling $7.8 m since FY2020, across 11 lenders, median approval $150,000, plus 6 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Charlevoix, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Charlevoix borrowers get paid back?
No rate is published for Charlevoix. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Charlevoix in the National Flood Insurance Program?
Yes. Charlevoix appears in the FEMA Community Status Book as Charlevoix, city of, community 260057, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Charlevoix figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charlevoix County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charlevoix.
Is zoning published for Charlevoix?
No. Nothing on this page presents parcel level zoning.
Nearby