HomeMichiganCharlevoix CountySt. James CDP
St. James CDP, Michigan: commercial real estate data.
St. James CDP is a Census CDP of 269 people across 1.03 square miles of land, in Charlevoix County. Median household income is $62,917, 85.4 percent of occupied homes are owned.
54 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. James
What St. James is
- Census place typeCDP
- Land area1.03 sq mi
- Water area0 sq mi
- Population per square mile of land261 plus or minus 62
- County holding the largest share of its areaCharlevoix County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
How many people live in St. James
- Population269 plus or minus 64
- Median age46.5 plus or minus 11.9
- Population under 1888 plus or minus 35
- Share under 1832.7 percent plus or minus 10.4
- Population 65 and over74 plus or minus 26
- Share 65 and over27.5 percent plus or minus 6.9
- Households103 plus or minus 24
- Family households75 plus or minus 18
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
Income and work in St. James
- Median household income$62,917 plus or minus $38,398
- Per capita income$34,873
- Civilian labor force101 plus or minus 32
- Employed82 plus or minus 28
- Unemployed19 plus or minus 14
- Unemployment rate18.8 percent plus or minus 12.5
- Adults 25 and over178 plus or minus 36
- Adults 25 and over with a high school diploma or higher98.3 percent plus or minus 27.7
- Adults 25 and over with a bachelor degree or higher48.9 percent plus or minus 11.2
- Adults 25 and over with a graduate degree12.9 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
Housing in St. James
- Housing units245
- Occupied units103 plus or minus 24
- Vacant units142 plus or minus 39
- Vacancy rate58.0 percent plus or minus 12.4
- Owner occupied88 plus or minus 24
- Renter occupied15 plus or minus 8
- Ownership rate85.4 percent
- Median owner-occupied home value$325,000 plus or minus $162,190
- Median gross rent, monthly$925
- Annual rent as a share of median income17.6 percent plus or minus 10.8
- Single family units222
- Share single family90.6 percent
- Units in buildings of two or more18 plus or minus 17
- Share in buildings of two or more7.3 percent plus or minus 6.9
- Mobile homes5 plus or minus 7
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
How St. James gets to work
- Workers 16 and over who commute62 plus or minus 27
- Commuting under 15 minutes49 plus or minus 18
- Share commuting under 15 minutes79.0 percent plus or minus 45.1
- Commuting 30 minutes or more10 plus or minus 17
- Share commuting 30 minutes or more16.1 percent plus or minus 26.7
- Drove alone82.9 percent plus or minus 19.7
- Carpooled4.3 percent plus or minus 5.5
- Public transport0.0 percent
- Walked1.4 percent plus or minus 2.8
- Worked from home11.4 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. James
Flood risk in St. James
- Listed NFIP communities1
- Of those, participating1
- NFIP community number261297
- Currently effective map date09/15/22
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Charlevoix County, not St. James
Charlevoix County context, not St. James figures
These are Charlevoix County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. James measurements.
- Establishments in Charlevoix County891
- Employment at those establishments, Charlevoix County9,264
- Covered employment, Charlevoix County10,983
- Average annual pay, Charlevoix County$57,950
- Average weekly wage, Charlevoix County$1,114
- Housing units permitted, Charlevoix County113
- Of those, single family, Charlevoix County107
- County product, 2024, Charlevoix County$1,720,737,000
- County product change over the prior year, Charlevoix County5.2 percent
- Average income of an arriving household, Charlevoix County$167,687
Every figure in this section is published for Charlevoix County as a whole and is not a measurement of St. James. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No SBA approvals are recorded to a borrower address in this place in either FOIA release.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. James questions, answered from the record.
How many people live in St. James, Michigan?
269, in 103 households. St. James CDP covers 1.03 square miles of land, which is 261 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. James in?
Charlevoix County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. James?
$62,917. The median owner-occupied home is valued at $325,000. Median gross rent is $925 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is St. James in the National Flood Insurance Program?
Yes. St. James appears in the FEMA Community Status Book as community 261297, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. James figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charlevoix County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. James.
Is zoning published for St. James?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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