HomeMichiganClinton CountyElsie
Elsie, Michigan: commercial real estate data.
Elsie is a Census village of 1,000 people across 1.14 square miles of land, in Clinton County. Median household income is $59,318, 82.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $50,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elsie
What Elsie is
- Census place typevillage
- Land area1.14 sq mi
- Water area0.03 sq mi
- Population per square mile of land876 plus or minus 176
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsie
How many people live in Elsie
- Population1,000 plus or minus 201
- Median age44.1 plus or minus 9.2
- Population under 18175 plus or minus 47
- Share under 1817.5 percent
- Population 65 and over231 plus or minus 48
- Share 65 and over23.1 percent
- Households442 plus or minus 99
- Family households223
- Share of households that are families50.5 percent plus or minus 14.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsie
Income and work in Elsie
- Median household income$59,318
- Per capita income$28,196
- Civilian labor force485 plus or minus 167
- Employed366
- Unemployed119 plus or minus 160
- Unemployment rate24.5 percent plus or minus 31.9
- Adults 25 and over782 plus or minus 179
- Adults 25 and over with a high school diploma or higher90.9 percent plus or minus 27.7
- Adults 25 and over with a bachelor degree or higher6.9 percent plus or minus 2.9
- Adults 25 and over with a graduate degree1.9 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsie
Housing in Elsie
- Housing units452 plus or minus 100
- Occupied units442 plus or minus 99
- Vacant units10 plus or minus 15
- Vacancy rate2.2 percent plus or minus 3.3
- Owner occupied364 plus or minus 93
- Renter occupied78 plus or minus 35
- Ownership rate82.4 percent
- Median owner-occupied home value$114,000 plus or minus $28,308
- Median gross rent, monthly$700 plus or minus $287
- Annual rent as a share of median income14.2 percent plus or minus 6.1
- Single family units383 plus or minus 97
- Share single family84.7 percent
- Units in buildings of two or more46 plus or minus 31
- Share in buildings of two or more10.2 percent plus or minus 6.4
- Mobile homes23 plus or minus 13
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsie
How Elsie gets to work
- Workers 16 and over who commute328 plus or minus 67
- Commuting under 15 minutes59 plus or minus 27
- Share commuting under 15 minutes18.0 percent plus or minus 7.4
- Commuting 30 minutes or more142 plus or minus 45
- Share commuting 30 minutes or more43.3 percent plus or minus 10.5
- Drove alone77.2 percent
- Carpooled8.4 percent plus or minus 5.6
- Public transport1.4 percent plus or minus 2.2
- Walked3.6 percent plus or minus 3.0
- Worked from home8.6 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsie
SBA loans in Elsie (7(a))
- Approvals1
- Gross approval$50,000
- Average approval$50,000
- Median approval$50,000
- Largest approval$50,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Elsie, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elsie
Flood risk in Elsie
- NFIP communityVillage of Elsie
- NFIP community number260725
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/03/11(M)
The Village of Elsie participates in the National Flood Insurance Program as community 260725 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clinton County, not Elsie
Clinton County context, not Elsie figures
- Establishments in Clinton County1,406
- Covered employment, Clinton County18,614
- Average annual pay, Clinton County$53,866
- Housing units permitted, Clinton County154
Every figure in this section is published for Clinton County as a whole and is not a measurement of Elsie.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elsie questions, answered from the record.
How many people live in Elsie, Michigan?
1,000, in 442 households. Elsie village covers 1.14 square miles of land, which is 876 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elsie in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elsie?
$59,318. The median owner-occupied home is valued at $114,000. Median gross rent is $700 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elsie businesses?
1 7(a) approvals totaling $50,000 since FY2020, across 1 lenders, median approval $50,000. These count approvals to borrowers whose address is in Elsie, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elsie borrowers get paid back?
No rate is published for Elsie. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elsie in the National Flood Insurance Program?
Yes. Elsie appears in the FEMA Community Status Book as Elsie, village of, community 260725, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elsie figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elsie.
Is zoning published for Elsie?
No. Nothing on this page presents parcel level zoning.
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