HomeMichiganClinton CountySt. Johns city
St. Johns city, Michigan: commercial real estate data.
St. Johns city is a Census city of 7,715 people across 4.21 square miles of land, in Clinton County. Median household income is $68,728, 69.7 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $15.7 m.
80 sourced place values · tier FULL · 9 sections
St. Johns
What St. Johns is
- Census place typecity
- Land area4.21 sq mi
- Water area0 sq mi
- Population per square mile of land1,831
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johns
How many people live in St. Johns
- Population7,715
- Median age44.3
- Population under 181,748
- Share under 1822.7 percent
- Population 65 and over1,706
- Share 65 and over22.1 percent
- Households3,263
- Family households1,927
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johns
Income and work in St. Johns
- Median household income$68,728
- Per capita income$38,308
- Civilian labor force3,649
- Employed3,501
- Unemployed148 plus or minus 89
- Unemployment rate4.1 percent plus or minus 2.4
- Adults 25 and over5,668
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent
- Adults 25 and over with a graduate degree10.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johns
Housing in St. Johns
- Housing units3,501
- Occupied units3,263
- Vacant units238 plus or minus 125
- Vacancy rate6.8 percent plus or minus 3.5
- Owner occupied2,274
- Renter occupied989 plus or minus 198
- Ownership rate69.7 percent
- Median owner-occupied home value$192,400
- Median gross rent, monthly$887
- Annual rent as a share of median income15.5 percent
- Single family units2,583
- Share single family73.8 percent
- Units in buildings of two or more764 plus or minus 175
- Share in buildings of two or more21.8 percent plus or minus 4.6
- Mobile homes154 plus or minus 74
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johns
How St. Johns gets to work
- Workers 16 and over who commute2,841
- Commuting under 15 minutes1,197
- Share commuting under 15 minutes42.1 percent
- Commuting 30 minutes or more933 plus or minus 194
- Share commuting 30 minutes or more32.8 percent
- Drove alone74.0 percent
- Carpooled5.1 percent plus or minus 3.0
- Public transport0.5 percent plus or minus 0.8
- Walked1.9 percent plus or minus 1.2
- Worked from home18.3 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johns
SBA 7(a) lending to St. Johns borrowers
- Approvals29
- Gross approval$15,698,100
- Average approval$541,314
- Median approval$100,000
- Ninetieth percentile approval$3,000,000
- Largest approval$4,855,000
- Jobs supported115
- Jobs per approval4.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.2 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS19
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Johns
SBA 504 lending to St. Johns borrowers
- Approvals4
- Gross approval$1,152,000
- Average approval$288,000
- Median approval$222,000
- Largest approval$526,000
- Jobs supported18
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Johns
Flood programme status in St. Johns
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260726
- Currently effective map date05/03/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Clinton County, not St. Johns
Clinton County context, not St. Johns figures
These are Clinton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Johns measurements.
- Establishments in Clinton County1,406
- Employment at those establishments, Clinton County17,584
- Covered employment, Clinton County18,614
- Average annual pay, Clinton County$53,866
- Average weekly wage, Clinton County$1,036
- Housing units permitted, Clinton County154
- Of those, single family, Clinton County138
- County product, 2024, Clinton County$3,167,936,000
- County product change over the prior year, Clinton County4.1 percent
- Average income of an arriving household, Clinton County$66,710
Every figure in this section is published for Clinton County as a whole and is not a measurement of St. Johns. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Johns questions, answered from the record.
How many people live in St. Johns, Michigan?
7,715, in 3,263 households. St. Johns city covers 4.21 square miles of land, which is 1,831 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Johns in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Johns?
$68,728. The median owner-occupied home is valued at $192,400. Median gross rent is $887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Johns businesses?
29 7(a) approvals totalling $15.7 m, across 8 lenders, median approval $100,000, plus 4 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in St. Johns, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Johns borrowers get paid back?
No rate is published for St. Johns. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is St. Johns in the National Flood Insurance Program?
Yes. St. Johns appears in the FEMA Community Status Book as community 260726, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Johns figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Johns.
Is zoning published for St. Johns?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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