HomeMichiganHillsdale CountyLitchfield city
Litchfield city, Michigan: commercial real estate data.
Litchfield city is a Census city of 1,566 people across 2.78 square miles of land, in Hillsdale County. Median household income is $53,182, 73.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $595,000.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Litchfield
What Litchfield is
- Census place typecity
- Land area2.78 sq mi
- Water area0.04 sq mi
- Population per square mile of land564
- County holding the largest share of its areaHillsdale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How many people live in Litchfield
- Population1,566
- Median age41.4
- Population under 18364
- Share under 1823.2 percent
- Population 65 and over255 plus or minus 58
- Share 65 and over16.3 percent
- Households640
- Family households373
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Income and work in Litchfield
- Median household income$53,182
- Per capita income$26,446
- Civilian labor force811
- Employed772
- Unemployed39 plus or minus 25
- Unemployment rate4.8 percent plus or minus 3.0
- Adults 25 and over1,028
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 5.7
- Adults 25 and over with a graduate degree4.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Housing in Litchfield
- Housing units668
- Occupied units640
- Vacant units28 plus or minus 26
- Vacancy rate4.2 percent plus or minus 3.9
- Owner occupied470
- Renter occupied170 plus or minus 46
- Ownership rate73.4 percent
- Median owner-occupied home value$117,000
- Median gross rent, monthly$734
- Annual rent as a share of median income16.6 percent
- Single family units502
- Share single family75.1 percent
- Units in buildings of two or more112 plus or minus 39
- Share in buildings of two or more16.8 percent plus or minus 5.5
- Mobile homes54 plus or minus 31
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How Litchfield gets to work
- Workers 16 and over who commute741
- Commuting under 15 minutes312 plus or minus 87
- Share commuting under 15 minutes42.1 percent plus or minus 9.3
- Commuting 30 minutes or more113 plus or minus 51
- Share commuting 30 minutes or more15.2 percent plus or minus 6.4
- Drove alone84.4 percent plus or minus 19.4
- Carpooled12.5 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.7
- Worked from home2.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
SBA loans in Litchfield (7(a))
- Approvals2
- Gross approval$595,000
- Average approval$297,500
- Median approval$588,000
- Ninetieth percentile approval$588,000
- Largest approval$588,000
- Jobs supported50
- Jobs per approval25.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Litchfield
SBA loans in Litchfield (504)
- Approvals2
- Gross approval$2,531,000
- Average approval$1,265,500
- Median approval$1,678,000
- Largest approval$1,678,000
- Jobs supported90
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Litchfield
Flood risk in Litchfield
- Listed NFIP communities2
- Of those, participating2
- NFIP community number261415
- Currently effective map date02/19/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hillsdale County, not Litchfield
Hillsdale County context, not Litchfield figures
These are Hillsdale County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Litchfield measurements.
- Establishments in Hillsdale County776
- Employment at those establishments, Hillsdale County10,861
- Covered employment, Hillsdale County12,854
- Average annual pay, Hillsdale County$51,536
- Average weekly wage, Hillsdale County$991
- Housing units permitted, Hillsdale County72
- Of those, single family, Hillsdale County64
- County product, 2024, Hillsdale County$2,201,614,000
- County product change over the prior year, Hillsdale County2.0 percent
- Average income of an arriving household, Hillsdale County$55,590
Every figure in this section is published for Hillsdale County as a whole and is not a measurement of Litchfield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Litchfield questions, answered from the record.
How many people live in Litchfield, Michigan?
1,566, in 640 households. Litchfield city covers 2.78 square miles of land, which is 564 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Litchfield in?
Hillsdale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Litchfield?
$53,182. The median owner-occupied home is valued at $117,000. Median gross rent is $734 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Litchfield businesses?
2 7(a) approvals totalling $595,000, across 2 lenders, median approval $588,000, plus 2 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Litchfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Litchfield borrowers get paid back?
No rate is published for Litchfield. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Litchfield in the National Flood Insurance Program?
Yes. Litchfield appears in the FEMA Community Status Book as community 261415, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Litchfield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsdale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Litchfield.
Is zoning published for Litchfield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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