HomeMichiganHillsdale CountyLitchfield
Litchfield, Michigan: commercial real estate data.
Litchfield is a Census city of 1,566 people across 2.78 square miles of land, in Hillsdale County. Median household income is $53,182, 73.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $595,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Litchfield
What Litchfield is
- Census place typecity
- Land area2.78 sq mi
- Water area0.04 sq mi
- Population per square mile of land564
- County holding the largest share of its areaHillsdale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How many people live in Litchfield
- Population1,566
- Median age41.4
- Population under 18364
- Share under 1823.2 percent
- Population 65 and over255 plus or minus 58
- Share 65 and over16.3 percent
- Households640
- Family households373
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Income and work in Litchfield
- Median household income$53,182
- Per capita income$26,446
- Civilian labor force811
- Employed772
- Unemployed39 plus or minus 25
- Unemployment rate4.8 percent plus or minus 3.0
- Adults 25 and over1,028
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 5.7
- Adults 25 and over with a graduate degree4.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
Housing in Litchfield
- Housing units668
- Occupied units640
- Vacant units28 plus or minus 26
- Vacancy rate4.2 percent plus or minus 3.9
- Owner occupied470
- Renter occupied170 plus or minus 46
- Ownership rate73.4 percent
- Median owner-occupied home value$117,000
- Median gross rent, monthly$734
- Annual rent as a share of median income16.6 percent
- Single family units502
- Share single family75.1 percent
- Units in buildings of two or more112 plus or minus 39
- Share in buildings of two or more16.8 percent plus or minus 5.5
- Mobile homes54 plus or minus 31
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
How Litchfield gets to work
- Workers 16 and over who commute741
- Commuting under 15 minutes312 plus or minus 87
- Share commuting under 15 minutes42.1 percent plus or minus 9.3
- Commuting 30 minutes or more113 plus or minus 51
- Share commuting 30 minutes or more15.2 percent plus or minus 6.4
- Drove alone84.4 percent plus or minus 19.4
- Carpooled12.5 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.7
- Worked from home2.2 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Litchfield
SBA loans in Litchfield (7(a))
- Approvals2
- Gross approval$595,000
- Average approval$297,500
- Median approval$297,500
- Largest approval$588,000
- Jobs supported50
- Jobs per approval25.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Litchfield, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Litchfield
SBA loans in Litchfield (504)
- Approvals2
- Gross approval$2,531,000
- Average approval$1,265,500
- Median approval$1,265,500
- Largest approval$1,678,000
- Jobs supported90
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Litchfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Litchfield
Flood risk in Litchfield
- NFIP communityCity of Litchfield
- NFIP community number260409
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/19/14
The City of Litchfield participates in the National Flood Insurance Program as community 260409 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hillsdale County, not Litchfield
Hillsdale County context, not Litchfield figures
- Establishments in Hillsdale County776
- Covered employment, Hillsdale County12,854
- Average annual pay, Hillsdale County$51,536
- Housing units permitted, Hillsdale County72
Every figure in this section is published for Hillsdale County as a whole and is not a measurement of Litchfield.
All Hillsdale County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Litchfield questions, answered from the record.
How many people live in Litchfield, Michigan?
1,566, in 640 households. Litchfield city covers 2.78 square miles of land, which is 564 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Litchfield in?
Hillsdale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Litchfield?
$53,182. The median owner-occupied home is valued at $117,000. Median gross rent is $734 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Litchfield businesses?
2 7(a) approvals totaling $595,000 since FY2020, across 2 lenders, median approval $297,500, plus 2 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Litchfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Litchfield borrowers get paid back?
No rate is published for Litchfield. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Litchfield in the National Flood Insurance Program?
Yes. Litchfield appears in the FEMA Community Status Book as Litchfield, city of, community 260409, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Litchfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsdale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Litchfield.
Is zoning published for Litchfield?
No. Nothing on this page presents parcel level zoning.
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