HomeMichiganHillsdale CountyReading
Reading, Michigan: commercial real estate data.
Reading is a Census city of 947 people across 1.01 square miles of land, in Hillsdale County. Median household income is $49,342, 58.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $20,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Reading
What Reading is
- Census place typecity
- Land area1.01 sq mi
- Water area0 sq mi
- Population per square mile of land936
- County holding the largest share of its areaHillsdale County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How many people live in Reading
- Population947
- Median age43.8
- Population under 18188 plus or minus 65
- Share under 1819.9 percent plus or minus 5.7
- Population 65 and over148 plus or minus 46
- Share 65 and over15.6 percent plus or minus 3.9
- Households372
- Family households250 plus or minus 53
- Share of households that are families67.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Income and work in Reading
- Median household income$49,342 plus or minus $15,015
- Per capita income$25,448
- Civilian labor force478 plus or minus 98
- Employed449 plus or minus 100
- Unemployed29 plus or minus 17
- Unemployment rate6.1 percent plus or minus 3.3
- Adults 25 and over668 plus or minus 135
- Adults 25 and over with a high school diploma or higher91.2 percent plus or minus 25.0
- Adults 25 and over with a bachelor degree or higher12.0 percent plus or minus 4.1
- Adults 25 and over with a graduate degree4.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Housing in Reading
- Housing units398
- Occupied units372
- Vacant units26 plus or minus 22
- Vacancy rate6.5 percent plus or minus 5.4
- Owner occupied217 plus or minus 53
- Renter occupied155 plus or minus 46
- Ownership rate58.3 percent
- Median owner-occupied home value$107,800 plus or minus $24,488
- Median gross rent, monthly$835
- Annual rent as a share of median income20.3 percent plus or minus 7.3
- Single family units323
- Share single family81.2 percent
- Units in buildings of two or more69 plus or minus 31
- Share in buildings of two or more17.3 percent plus or minus 7.2
- Mobile homes6 plus or minus 5
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How Reading gets to work
- Workers 16 and over who commute435 plus or minus 99
- Commuting under 15 minutes110 plus or minus 40
- Share commuting under 15 minutes25.3 percent plus or minus 7.2
- Commuting 30 minutes or more145 plus or minus 54
- Share commuting 30 minutes or more33.3 percent plus or minus 9.9
- Drove alone81.9 percent
- Carpooled12.3 percent plus or minus 6.1
- Public transport0.7 percent plus or minus 1.8
- Walked0.7 percent plus or minus 1.1
- Worked from home2.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
SBA loans in Reading (7(a))
- Approvals1
- Gross approval$20,000
- Average approval$20,000
- Median approval$20,000
- Largest approval$20,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term119 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Reading, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reading
Flood risk in Reading
- NFIP communityTownship of Reading
- NFIP community number260410
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/19/14(M)
The Township of Reading participates in the National Flood Insurance Program as community 260410 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hillsdale County, not Reading
Hillsdale County context, not Reading figures
- Establishments in Hillsdale County776
- Covered employment, Hillsdale County12,854
- Average annual pay, Hillsdale County$51,536
- Housing units permitted, Hillsdale County72
Every figure in this section is published for Hillsdale County as a whole and is not a measurement of Reading.
All Hillsdale County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Reading questions, answered from the record.
How many people live in Reading, Michigan?
947, in 372 households. Reading city covers 1.01 square miles of land, which is 936 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Reading in?
Hillsdale County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Reading?
$49,342. The median owner-occupied home is valued at $107,800. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Reading businesses?
1 7(a) approvals totaling $20,000 since FY2020, across 1 lenders, median approval $20,000. These count approvals to borrowers whose address is in Reading, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Reading borrowers get paid back?
No rate is published for Reading. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Reading in the National Flood Insurance Program?
Yes. Reading appears in the FEMA Community Status Book as Reading, township of, community 260410, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Reading figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hillsdale County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reading.
Is zoning published for Reading?
No. Nothing on this page presents parcel level zoning.
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