HomeMichiganIonia CountyBelding city
Belding city, Michigan: commercial real estate data.
Belding city is a Census city of 5,960 people across 4.72 square miles of land, in Ionia County. Median household income is $60,373, 71.8 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $4.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Belding
What Belding is
- Census place typecity
- Land area4.72 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,262
- County holding the largest share of its areaIonia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
How many people live in Belding
- Population5,960
- Median age38.0
- Population under 181,345
- Share under 1822.6 percent
- Population 65 and over776 plus or minus 159
- Share 65 and over13.0 percent plus or minus 2.7
- Households2,157
- Family households1,269
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
Income and work in Belding
- Median household income$60,373
- Per capita income$27,902
- Civilian labor force3,069
- Employed2,902
- Unemployed167 plus or minus 76
- Unemployment rate5.4 percent plus or minus 2.4
- Adults 25 and over4,132
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 4.2
- Adults 25 and over with a graduate degree3.4 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
Housing in Belding
- Housing units2,294
- Occupied units2,157
- Vacant units137 plus or minus 81
- Vacancy rate6.0 percent plus or minus 3.5
- Owner occupied1,548
- Renter occupied609
- Ownership rate71.8 percent
- Median owner-occupied home value$163,800
- Median gross rent, monthly$668
- Annual rent as a share of median income13.3 percent
- Single family units1,686
- Share single family73.5 percent
- Units in buildings of two or more499 plus or minus 149
- Share in buildings of two or more21.8 percent plus or minus 6.3
- Mobile homes109 plus or minus 68
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
How Belding gets to work
- Workers 16 and over who commute2,815
- Commuting under 15 minutes777 plus or minus 245
- Share commuting under 15 minutes27.6 percent plus or minus 8.3
- Commuting 30 minutes or more1,348
- Share commuting 30 minutes or more47.9 percent
- Drove alone80.8 percent
- Carpooled14.6 percent plus or minus 6.6
- Public transport1.5 percent plus or minus 1.8
- Walked1.7 percent plus or minus 1.4
- Worked from home1.5 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
SBA loans in Belding (7(a))
- Approvals16
- Gross approval$4,371,100
- Average approval$273,194
- Median approval$25,000
- Ninetieth percentile approval$300,000
- Largest approval$3,525,000
- Jobs supported25
- Jobs per approval1.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS10
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belding
SBA loans in Belding (504)
- Approvals1
- Gross approval$1,198,000
- Average approval$1,198,000
- Median approval$1,198,000
- Largest approval$1,198,000
- Jobs supported80
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Belding
Flood risk in Belding
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260096
- Currently effective map date01/16/15(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ionia County, not Belding
Ionia County context, not Belding figures
These are Ionia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Belding measurements.
- Establishments in Ionia County904
- Employment at those establishments, Ionia County12,367
- Covered employment, Ionia County18,530
- Average annual pay, Ionia County$48,605
- Average weekly wage, Ionia County$935
- Housing units permitted, Ionia County94
- Of those, single family, Ionia County94
- County product, 2024, Ionia County$2,329,180,000
- County product change over the prior year, Ionia County3.6 percent
- Average income of an arriving household, Ionia County$47,844
Every figure in this section is published for Ionia County as a whole and is not a measurement of Belding. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Belding questions, answered from the record.
How many people live in Belding, Michigan?
5,960, in 2,157 households. Belding city covers 4.72 square miles of land, which is 1,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belding in?
Ionia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belding?
$60,373. The median owner-occupied home is valued at $163,800. Median gross rent is $668 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belding businesses?
16 7(a) approvals totalling $4.4 m, across 1 lenders, median approval $25,000, plus 1 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Belding, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belding borrowers get paid back?
No rate is published for Belding. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Belding in the National Flood Insurance Program?
Yes. Belding appears in the FEMA Community Status Book as community 260096, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Belding figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ionia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belding.
Is zoning published for Belding?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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