HomeMichiganIonia CountyBelding
Belding, Michigan: commercial real estate data.
Belding is a Census city of 5,960 people across 4.72 square miles of land, in Ionia County. Median household income is $60,373, 71.8 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Belding
What Belding is
- Census place typecity
- Land area4.72 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,262
- County holding the largest share of its areaIonia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
How many people live in Belding
- Population5,960
- Median age38.0
- Population under 181,345
- Share under 1822.6 percent
- Population 65 and over776 plus or minus 159
- Share 65 and over13.0 percent plus or minus 2.7
- Households2,157
- Family households1,269
- Share of households that are families58.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
Income and work in Belding
- Median household income$60,373
- Per capita income$27,902
- Civilian labor force3,069
- Employed2,902
- Unemployed167 plus or minus 76
- Unemployment rate5.4 percent plus or minus 2.4
- Adults 25 and over4,132
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher16.8 percent plus or minus 4.2
- Adults 25 and over with a graduate degree3.4 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
Housing in Belding
- Housing units2,294
- Occupied units2,157
- Vacant units137 plus or minus 81
- Vacancy rate6.0 percent plus or minus 3.5
- Owner occupied1,548
- Renter occupied609
- Ownership rate71.8 percent
- Median owner-occupied home value$163,800
- Median gross rent, monthly$668
- Annual rent as a share of median income13.3 percent
- Single family units1,686
- Share single family73.5 percent
- Units in buildings of two or more499 plus or minus 149
- Share in buildings of two or more21.8 percent plus or minus 6.3
- Mobile homes109 plus or minus 68
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
How Belding gets to work
- Workers 16 and over who commute2,815
- Commuting under 15 minutes777 plus or minus 245
- Share commuting under 15 minutes27.6 percent plus or minus 8.3
- Commuting 30 minutes or more1,348
- Share commuting 30 minutes or more47.9 percent
- Drove alone80.8 percent
- Carpooled14.6 percent plus or minus 6.6
- Public transport1.5 percent plus or minus 1.8
- Walked1.7 percent plus or minus 1.4
- Worked from home1.5 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belding
SBA loans in Belding (7(a))
- Approvals16
- Gross approval$4,371,100
- Average approval$273,194
- Median approval$25,000
- Largest approval$3,525,000
- Jobs supported25
- Jobs per approval1.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Belding, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belding
SBA loans in Belding (504)
- Approvals1
- Gross approval$1,198,000
- Average approval$1,198,000
- Median approval$1,198,000
- Largest approval$1,198,000
- Jobs supported80
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Belding, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Belding
Flood risk in Belding
- NFIP communityCity of Belding
- NFIP community number260096
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/16/15(M)
The City of Belding participates in the National Flood Insurance Program as community 260096 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ionia County, not Belding
Ionia County context, not Belding figures
- Establishments in Ionia County904
- Covered employment, Ionia County18,530
- Average annual pay, Ionia County$48,605
- Housing units permitted, Ionia County94
Every figure in this section is published for Ionia County as a whole and is not a measurement of Belding.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Belding questions, answered from the record.
How many people live in Belding, Michigan?
5,960, in 2,157 households. Belding city covers 4.72 square miles of land, which is 1,262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belding in?
Ionia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belding?
$60,373. The median owner-occupied home is valued at $163,800. Median gross rent is $668 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belding businesses?
16 7(a) approvals totaling $4.4 m since FY2020, across 1 lenders, median approval $25,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Belding, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belding borrowers get paid back?
No rate is published for Belding. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Belding in the National Flood Insurance Program?
Yes. Belding appears in the FEMA Community Status Book as Belding, city of, community 260096, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Belding figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ionia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belding.
Is zoning published for Belding?
No. Nothing on this page presents parcel level zoning.
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