Ionia, Michigan: commercial real estate data.
Ionia is a Census city of 12,753 people across 5.41 square miles of land, in Ionia County. Median household income is $63,978, 59.6 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $3.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ionia
What Ionia is
- Census place typecity
- Land area5.41 sq mi
- Water area0.13 sq mi
- Population per square mile of land2,357
- County holding the largest share of its areaIonia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ionia
How many people live in Ionia
- Population12,753
- Median age36.6
- Population under 181,888
- Share under 1814.8 percent
- Population 65 and over1,560
- Share 65 and over12.2 percent
- Households3,939
- Family households2,052
- Share of households that are families52.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ionia
Income and work in Ionia
- Median household income$63,978
- Per capita income$24,127
- Civilian labor force5,468
- Employed5,362
- Unemployed106 plus or minus 79
- Unemployment rate1.9 percent plus or minus 1.4
- Adults 25 and over9,581
- Adults 25 and over with a high school diploma or higher83.8 percent
- Adults 25 and over with a bachelor degree or higher10.0 percent plus or minus 3.4
- Adults 25 and over with a graduate degree3.0 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ionia
Housing in Ionia
- Housing units4,076
- Occupied units3,939
- Vacant units137 plus or minus 108
- Vacancy rate3.4 percent plus or minus 2.6
- Owner occupied2,347
- Renter occupied1,592
- Ownership rate59.6 percent
- Median owner-occupied home value$164,800
- Median gross rent, monthly$852
- Annual rent as a share of median income16.0 percent
- Single family units2,688
- Share single family65.9 percent
- Units in buildings of two or more1,353 plus or minus 324
- Share in buildings of two or more33.2 percent plus or minus 7.6
- Mobile homes35 plus or minus 39
- Median year structure built1947
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ionia
How Ionia gets to work
- Workers 16 and over who commute4,920
- Commuting under 15 minutes2,205 plus or minus 473
- Share commuting under 15 minutes44.8 percent
- Commuting 30 minutes or more1,690 plus or minus 387
- Share commuting 30 minutes or more34.3 percent plus or minus 7.1
- Drove alone67.8 percent
- Carpooled14.3 percent plus or minus 6.0
- Public transport5.9 percent plus or minus 3.3
- Walked5.5 percent plus or minus 3.2
- Worked from home5.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ionia
SBA loans in Ionia (7(a))
- Approvals13
- Gross approval$3,113,900
- Average approval$239,531
- Median approval$100,000
- Largest approval$1,150,000
- Jobs supported76
- Jobs per approval5.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises30.8 percent
- Distinct lenders6
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Ionia, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ionia
SBA loans in Ionia (504)
- Approvals3
- Gross approval$1,278,000
- Average approval$426,000
- Median approval$479,000
- Largest approval$696,000
- Jobs supported11
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ionia, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ionia
Flood risk in Ionia
- NFIP communityCity of Ionia
- NFIP community number260097
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/16/15
The City of Ionia participates in the National Flood Insurance Program as community 260097 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ionia County, not Ionia
Ionia County context, not Ionia figures
- Establishments in Ionia County904
- Covered employment, Ionia County18,530
- Average annual pay, Ionia County$48,605
- Housing units permitted, Ionia County94
Every figure in this section is published for Ionia County as a whole and is not a measurement of Ionia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ionia questions, answered from the record.
How many people live in Ionia, Michigan?
12,753, in 3,939 households. Ionia city covers 5.41 square miles of land, which is 2,357 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ionia in?
Ionia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ionia?
$63,978. The median owner-occupied home is valued at $164,800. Median gross rent is $852 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ionia businesses?
13 7(a) approvals totaling $3.1 m since FY2020, across 6 lenders, median approval $100,000, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Ionia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ionia borrowers get paid back?
No rate is published for Ionia. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ionia in the National Flood Insurance Program?
Yes. Ionia appears in the FEMA Community Status Book as Ionia, city of, community 260097, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ionia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ionia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ionia.
Is zoning published for Ionia?
No. Nothing on this page presents parcel level zoning.
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