Jackson County, Michigan: commercial real estate data.
Jackson County, Michigan has a population of 160,060 across 702 square miles, down 0.1 percent since the 2020 census base. County output reached $9.06 bn in 2024, 2,991 establishments operate here, and the SBA record carries 172 7(a) approvals worth $72.0 m.
127 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Jackson County
How many people live in Jackson County
- Population160,060
- Households62,540
- Average household size2.56
- Median household income$66,073
- Median age41.5
- Median gross rent$985 per month
- Median owner-occupied home value$193,700
- Home value to household income2.9 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over112,708
- Population under 1833,464
- Share under 1820.9 percent
- Population 65 and over30,511
- Share 65 and over19.1 percent
- Working age population, 18 to 6496,085
- Civilian labor force73,961
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over58.4 percent
- Rank by population among Michigan counties14th of 83
- Rank by population among US county-equivalents435th
Jackson County is the 14th largest of 83 Michigan counties by population. A median home costs 2.9 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 20.9 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population change since the 2020 census base-0.08 percent
- Census 2020 base population160,357
- Births, 20241,579
- Deaths, 20241,697
- Natural change, 2024-118
- Net domestic migration, 2024113
- Net international migration, 2024398
- Total net migration, 2024511
- Cumulative net domestic migration, 2021 to 2024363
- Rank by growth among US county-equivalents1868th
The county has lost 0.08 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving3,199
- People arriving, from those returns5,385
- Adjusted gross income arriving$191.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$59,781
- Largest single originJackson County Non-migrants (59,406 households)
- Largest single destination (59,406 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County Non-migrants | 59,406 | 116,655 | $4.15 bn |
| Other flows - Different State | 855 | 1,490 | $57.0 m |
| Other flows - South | 394 | 715 | $20.9 m |
| Washtenaw County | 340 | 527 | $32.4 m |
| Ingham County | 297 | 474 | $14.1 m |
| Other flows - Same State | 283 | 434 | $11.5 m |
| Wayne County | 274 | 497 | $15.6 m |
| Other flows - Midwest | 214 | 353 | $15.1 m |
The largest single source of arrivals is Jackson County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$9.06 bn
- County GDP, 2023$8.68 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years33.3 percent
- Rank by GDP among Michigan counties14th
- Rank by GDP among US county-equivalents484th
- GDP per resident$56,607
Output grew 4.4 percent in the latest year and 33.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Largest employers in Jackson County
- Covered employment, annual average55,945
- Establishments reporting3,104
- Average annual pay$62,139
- Average weekly wage$1,195
- Sector 31-33, employment9,250
- Sector 31-33, average annual pay$71,834
- Sector 62, employment8,476
- Sector 62, average annual pay$66,029
- Sector 44-45, employment6,349
- Sector 44-45, average annual pay$39,753
- Sector 72, employment4,590
- Sector 72, average annual pay$21,094
- Sector 56, employment2,986
- Sector 23, employment2,405
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 31-33 | 9,250 | 265 | $71,834 |
| Sector 62 | 8,476 | 434 | $66,029 |
| Sector 44-45 | 6,349 | 397 | $39,753 |
| Sector 72 | 4,590 | 234 | $21,094 |
| Sector 56 | 2,986 | 157 | $39,255 |
| Sector 23 | 2,405 | 300 | $74,693 |
| Sector 54 | 2,275 | 219 | $84,317 |
| Sector 81 | 1,765 | 293 | $36,508 |
The largest sector is the biggest private employer group at 9,250 jobs, 16.5 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries2,991
- Employment at those establishments50,612
- Annual payroll$2.93 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorised by permit, 2024334
- Declared construction value permitted$72.5 m
- Single family units authorised231
- Multifamily units authorised103
- Multifamily share of units30.8 percent
- Average declared value per unit$216,982
- Units authorised per 1,000 households5.3
Multifamily is 30.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded172
- 7(a) gross approval dollars$72.0 m
- Average 7(a) approval$418,861
- Median 7(a) approval$150,000
- 10th percentile approval$20,000
- 90th percentile approval$1,005,700
- Largest single approval$4,509,300
- Jobs reported supported, 7(a)2,334
- Jobs per approval13.6
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals83
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.0 percent
- Loans on real estate terms24
- Loans on working capital terms, 120 months or shorter138
- Franchise loans17
- Franchise share of approvals9.9 percent
- Leading industry by approval countLimited-Service Restaurants (9)
- Most active lenderThe Huntington National Bank (80)
- 504 approvals recorded31
- 504 gross approval dollars$24.0 m
- Average 504 approval$773,129
- Median 504 approval$625,000
- Distinct CDCs active4
- 504 jobs per approval11.5
- 504 jobs per million dollars approved14.9
- Most active CDCMichigan Certified Development Corporation (26)
- 7(a) share of SBA approvals84.7 percent
- Combined SBA approval dollars$96.0 m
The average approval of $418,861 sits well above the median of $150,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 14.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded31
- Paid in full31
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Paid in full31
- Status: Cancelled33
- Status: Exempt from disclosure103
- Status: Committed, not yet disbursed5
Of the 31 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Places in the county with recorded lending12
- Jackson, approvals112
- Brooklyn, approvals17
- Grass Lake, approvals12
- Clarklake, approvals9
- CONCORD, approvals6
- PLEASANT LAKE, approvals5
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Jackson | 112 | $51,313,900 |
| Brooklyn | 17 | $3,108,500 |
| Grass Lake | 12 | $1,627,300 |
| Clarklake | 9 | $5,275,600 |
| CONCORD | 6 | $1,379,800 |
| PLEASANT LAKE | 5 | $2,481,000 |
| MICHIGAN CENTER | 4 | $2,616,500 |
| SPRINGPORT | 3 | $281,100 |
Jackson accounts for 112 approvals against 17 in Brooklyn. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area702 sq mi
- Rank by land area among Michigan counties29th of 83
- Width, east to west30.1 mi
- Height, north to south24.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land228
- Establishments per square mile4.26
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Communities in the NFIP Community Status Book20
- Of those, participating in the NFIP16
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Jackson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population160,060
- Households62,540
- Average household size2.56
- Median household income$66,073
- Median age41.5
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Michigan?
160,060, in 62,540 households, ranking 14th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has fallen 0.08 percent since the 2020 census base. In 2024 there were 1,579 births against 1,697 deaths, with net migration of 511. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$66,073. The median owner-occupied home is valued at $193,700, which is 2.9 times income, and median gross rent is $985 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
2,991 establishments, employing 50,612 people with an annual payroll of $2.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Jackson County?
Average annual pay is $62,139, or $1,195 a week, across 55,945 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
172 7(a) approvals totalling $72.0 m since FY2020, across 40 lenders, with a median approval of $150,000, plus 31 504 approvals worth $24.0 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 31 loans that have reached a final outcome, 31 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Jackson County?
334 housing units were authorised by permit in 2024, with a declared construction value of $72.5 m. Multifamily was 30.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Jackson County Non-migrants, with 59,406 households. Arriving households report an average income of $59,781 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Jackson County
Cities and places in Jackson.
13 Census places lie wholly or partly in Jackson County. 13 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Jackson | city | 31,058 | 115 | Wholly in this county |
| Michigan Center | CDP | 4,999 | 4 | Wholly in this county |
| Vandercook Lake | CDP | 4,375 | None recorded | Wholly in this county |
| Spring Arbor | CDP | 2,275 | 1 | Wholly in this county |
| Grass Lake | village | 1,186 | 12 | Wholly in this county |
| Brooklyn | village | 1,180 | 17 | Wholly in this county |
| Concord | village | 1,118 | 6 | Wholly in this county |
| Vineyard Lake | CDP | 1,031 | None recorded | Wholly in this county |
| Springport | village | 871 | 3 | Wholly in this county |
| Napoleon | CDP | 745 | None recorded | Wholly in this county |
| Cement City | village | 629 | 5 | 20.6 percent here, 79.4 percent Lenawee County |
| Parma | village | 624 | None recorded | Wholly in this county |
| Hanover | village | 375 | 1 | Wholly in this county |
A further 15 SBA approvals in Jackson County are recorded against borrower cities that match no Census place, the largest being Clarklake, Pleasant Lake, Michigan Ctr. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.