Jackson County, Michigan: commercial real estate data.
Jackson County, Michigan had an estimated 160,233 residents on July 1, 2024, down 0.1 percent since the 2020 census base of 160,357, across 702 square miles. County output reached $9.06 bn in 2024, 2,991 establishments operate here, and the SBA record carries 172 7(a) approvals worth $72.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jackson County
How many people live in Jackson County
- Population, American Community Survey 2020-2024160,060
- Households62,540
- Average household size2.56
- Median household income$66,073
- Median age41.5
- Median gross rent$985 per month
- Median owner-occupied home value$193,700
- Home value to household income2.9 times
- Annual rent as a share of median income17.9 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over112,708
- Population under 1833,464
- Share under 1820.9 percent
- Population 65 and over30,511
- Share 65 and over19.1 percent
- Working age population, 18 to 6496,085
- Civilian labor force73,961
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over58.4 percent
- Rank by population among Michigan counties14th of 83
- Rank by population among US county-equivalents, Puerto Rico included435th of 3,222
Jackson County is the 14th largest of 83 Michigan counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.9 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population, July 1, 2024160,233
- Census 2020 base population160,357
- Population change since the 2020 census base-0.08 percent
- Population change, 2023 to 2024398
- Births, 20241,579
- Deaths, 20241,697
- Natural change, 2024-118
- Net domestic migration, 2024113
- Net international migration, 2024398
- Total net migration, 2024511
- Cumulative net domestic migration, 2021 to 2024363
- Rank by growth among US county-equivalents1868th of 3,144
The county has lost 0.08 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving3,199
- People arriving, from those returns5,385
- Tax returns filed by households leaving3,122
- Net household movement77
- Adjusted gross income arriving$191.2 m
- Net adjusted gross income movement$13.0 m
- Average income of an arriving household$59,781
- Average income of a leaving household$57,089
- Largest single originWashtenaw County (340 households)
- Largest single destinationIngham County (313 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washtenaw County | 340 | 527 | $32.4 m |
| Ingham County | 297 | 474 | $14.1 m |
| Wayne County | 274 | 497 | $15.6 m |
| Lenawee County | 200 | 318 | $10.0 m |
| Calhoun County | 199 | 388 | $8.6 m |
| Hillsdale County | 169 | 294 | $8.0 m |
| Oakland County | 109 | 175 | $7.5 m |
| Eaton County | 76 | 126 | $3.5 m |
Households arriving report $2,692 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washtenaw County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$9.06 bn
- County GDP, 2023$8.68 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years33.3 percent
- Rank by GDP among the Michigan areas BEA publishes14th of 83
- Rank by GDP among the US county areas BEA publishes484th of 3,127
- GDP per resident$56,607
Output grew 4.4 percent in the latest year and 33.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Employment by industry in Jackson County
- Covered employment, annual average55,945
- Establishments reporting3,104
- Average annual pay$62,139
- Average weekly wage$1,195
- Manufacturing, employment9,250
- Manufacturing, average annual pay$71,834
- Health care and social assistance, employment8,476
- Health care and social assistance, average annual pay$66,029
- Retail trade, employment6,349
- Retail trade, average annual pay$39,753
- Accommodation and food services, employment4,590
- Accommodation and food services, average annual pay$21,094
- Administrative and support and waste management services, employment2,986
- Construction, employment2,405
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 9,250 | 265 | $71,834 |
| Health care and social assistance | 8,476 | 434 | $66,029 |
| Retail trade | 6,349 | 397 | $39,753 |
| Accommodation and food services | 4,590 | 234 | $21,094 |
| Administrative and support and waste management services | 2,986 | 157 | $39,255 |
| Construction | 2,405 | 300 | $74,693 |
| Professional, scientific and technical services | 2,275 | 219 | $84,317 |
| Other services, except public administration | 1,765 | 293 | $36,508 |
Manufacturing is the largest private sector at 9,250 jobs, 16.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries2,991
- Employment at those establishments50,612
- Annual payroll$2.93 bn
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorized by permit, 2024334
- Declared construction value permitted$72.5 m
- Single family units authorized231
- Multifamily units authorized103
- Multifamily share of units30.8 percent
- Average declared value per unit$216,982
- Units authorized per 1,000 households5.3
Single-family homes are 69.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded172
- 7(a) gross approval dollars$72.0 m
- Average 7(a) approval$418,861
- Median 7(a) approval$150,000
- 10th percentile approval$20,210
- 90th percentile approval$1,005,130
- Largest single approval$4,509,300
- Jobs reported supported, 7(a)2,334
- Jobs per approval13.6
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals83
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer14.0 percent
- Loans on real estate terms24
- Loans on working capital terms, 120 months or shorter138
- Franchise loans17
- Franchise share of approvals9.9 percent
- Most active lenderThe Huntington National Bank (80)
- 504 approvals recorded31
- 504 gross approval dollars$24.0 m
- Average 504 approval$773,129
- Median 504 approval$625,000
- Distinct CDCs active4
- 504 jobs per approval11.5
- 504 jobs per million dollars approved14.9
- Most active CDCMichigan Certified Development Corporation (26)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$96.0 m
The average approval of $418,861 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 14.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded31
- Paid in full31
- Charged off0
- Charge-off rate on resolved loans0.0 percent
- Status: Paid in full31
- Status: Cancelled33
- Status: Exempt from disclosure103
- Status: Committed, not yet disbursed5
Of the 31 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Borrower cities with recorded lending12
- Jackson, approvals112
- Brooklyn, approvals17
- Grass Lake, approvals12
- Clarklake, approvals9
- Concord, approvals6
- Pleasant Lake, approvals5
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Jackson | 112 | $51,313,900 |
| Brooklyn | 17 | $3,108,500 |
| Grass Lake | 12 | $1,627,300 |
| Clarklake | 9 | $5,275,600 |
| Concord | 6 | $1,379,800 |
| Pleasant Lake | 5 | $2,481,000 |
| Michigan Center | 4 | $2,616,500 |
| Springport | 3 | $281,100 |
| 4 other borrower cities | 4 | $3,960,400 |
Jackson accounts for 112 approvals against 17 in Brooklyn. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area702 sq mi
- Rank by land area among Michigan counties29th of 83
- Width, east to west30.1 mi
- Height, north to south24.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land228
- Establishments per square mile4.26
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Communities in the county in the NFIP Community Status Book20
- Of those, participating in the NFIP16
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Jackson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024160,060
- Households62,540
- Average household size2.56
- Median household income$66,073
- Median age41.5
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Michigan?
The Census Bureau estimates 160,233 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 160,060, in 62,540 households, ranking 14th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has fallen 0.08 percent since the 2020 census base of 160,357, to 160,233 on July 1, 2024. In 2024 there were 1,579 births against 1,697 deaths, with net migration of 511. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$66,073. The median owner-occupied home is valued at $193,700, which is 2.9 times income, and median gross rent is $985 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
2,991 establishments, employing 50,612 people with an annual payroll of $2.93 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jackson County?
Manufacturing is the largest private sector at 9,250 jobs, 16.5 percent of covered employment. Covered employment averages 55,945 jobs at an average annual pay of $62,139, or $1,195 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
172 7(a) approvals totaling $72.0 m since FY2020, across 40 lenders, with a median approval of $150,000, plus 31 504 approvals worth $24.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 31 loans that have reached a final outcome, 31 were paid in full and 0 charged off, a charge-off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Jackson County?
334 housing units were authorized by permit in 2024, with a declared construction value of $72.5 m. Multifamily was 30.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Washtenaw County, with 340 households. Arriving households report an average income of $59,781 against $57,089 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jackson County
Cities and places in Jackson.
13 Census places lie wholly or partly in Jackson County. All 13 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Jackson | city | 31,058 | 112 | Wholly in this county |
| Michigan Center | CDP | 4,999 | 4 | Wholly in this county |
| Vandercook Lake | CDP | 4,375 | None recorded | Wholly in this county |
| Spring Arbor | CDP | 2,275 | 1 | Wholly in this county |
| Grass Lake | village | 1,186 | 12 | Wholly in this county |
| Brooklyn | village | 1,180 | 17 | Wholly in this county |
| Concord | village | 1,118 | 6 | Wholly in this county |
| Vineyard Lake | CDP | 1,031 | None recorded | Wholly in this county |
| Springport | village | 871 | 3 | Wholly in this county |
| Napoleon | CDP | 745 | None recorded | Wholly in this county |
| Cement City | village | 629 | None recorded | 20.6 percent here, 79.4 percent Lenawee County |
| Parma | village | 624 | None recorded | Wholly in this county |
| Hanover | village | 375 | 1 | Wholly in this county |
A further 16 of the county's 172 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jackson County, the largest being Clarklake (9), Pleasant Lake (5), Michigan Ctr (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.