HomeMichiganKent CountyGrand Rapids
Grand Rapids, Michigan: commercial real estate data.
Grand Rapids is a Census city of 198,535 people across 44.78 square miles of land, in Kent County. Median household income is $69,108, 54.0 percent of occupied homes are owned, and the SBA record carries 850 7(a) approvals to borrowers here worth $304.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand Rapids
What Grand Rapids is
- Census place typecity
- Land area44.78 sq mi
- Water area0.86 sq mi
- Population per square mile of land4,434
- County holding the largest share of its areaKent County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
How many people live in Grand Rapids
- Population198,535
- Median age32.3
- Population under 1841,728
- Share under 1821.0 percent
- Population 65 and over25,584
- Share 65 and over12.9 percent
- Households80,222
- Family households42,304
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
Income and work in Grand Rapids
- Median household income$69,108
- Per capita income$35,921
- Civilian labor force111,747
- Employed105,983
- Unemployed5,764
- Unemployment rate5.2 percent
- Adults 25 and over130,354
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher41.6 percent
- Adults 25 and over with a graduate degree14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
Housing in Grand Rapids
- Housing units84,894
- Occupied units80,222
- Vacant units4,672
- Vacancy rate5.5 percent
- Owner occupied43,351
- Renter occupied36,871
- Ownership rate54.0 percent
- Median owner-occupied home value$244,500
- Median gross rent, monthly$1,266
- Annual rent as a share of median income22.0 percent
- Single family units52,213
- Share single family61.5 percent
- Units in buildings of two or more32,322
- Share in buildings of two or more38.1 percent
- Mobile homes338 plus or minus 176
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
How Grand Rapids gets to work
- Workers 16 and over who commute89,929
- Commuting under 15 minutes31,119
- Share commuting under 15 minutes34.6 percent
- Commuting 30 minutes or more14,824
- Share commuting 30 minutes or more16.5 percent
- Drove alone68.7 percent
- Carpooled8.1 percent
- Public transport3.0 percent
- Walked4.2 percent
- Worked from home13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Rapids
SBA loans in Grand Rapids (7(a))
- Approvals850
- Gross approval$304,159,000
- Average approval$357,834
- Median approval$100,000
- Ninetieth percentile approval$996,300
- Largest approval$5,000,000
- Jobs supported7,002
- Jobs per approval8.2
- Loans with a final outcome197
- Paid in full192
- Charged off5
- Charge-off rate over resolved loans2.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.2 percent
- Share to franchises9.4 percent
- Distinct lenders74
- Distinct industries by NAICS224
Counted by borrower city: approvals to borrowers whose address is in Grand Rapids, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Rapids
SBA loans in Grand Rapids (504)
- Approvals206
- Gross approval$137,436,000
- Average approval$667,165
- Median approval$436,500
- Largest approval$5,500,000
- Jobs supported1,709
- Loans with a final outcome85
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Grand Rapids, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Rapids
Flood risk in Grand Rapids
- NFIP communityCity of Grand Rapids
- NFIP community number260106
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/23/23
The City of Grand Rapids participates in the National Flood Insurance Program as community 260106 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kent County, not Grand Rapids
Kent County context, not Grand Rapids figures
- Establishments in Kent County17,799
- Covered employment, Kent County415,565
- Average annual pay, Kent County$62,288
- Housing units permitted, Kent County2,090
Every figure in this section is published for Kent County as a whole and is not a measurement of Grand Rapids.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grand Rapids questions, answered from the record.
How many people live in Grand Rapids, Michigan?
198,535, in 80,222 households. Grand Rapids city covers 44.78 square miles of land, which is 4,434 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grand Rapids in?
Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grand Rapids?
$69,108. The median owner-occupied home is valued at $244,500. Median gross rent is $1,266 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grand Rapids businesses?
850 7(a) approvals totaling $304.2 m since FY2020, across 74 lenders, median approval $100,000, plus 206 504 approvals worth $137.4 m since FY2010. These count approvals to borrowers whose address is in Grand Rapids, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grand Rapids borrowers get paid back?
Of the 197 loans that have reached a final outcome, 192 were paid in full and 5 charged off, a charge off rate of 2.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Grand Rapids in the National Flood Insurance Program?
Yes. Grand Rapids appears in the FEMA Community Status Book as Grand Rapids, city of, community 260106, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grand Rapids figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Rapids.
Is zoning published for Grand Rapids?
No. Nothing on this page presents parcel level zoning.