HomeMichiganMacomb CountyFraser city
Fraser city, Michigan: commercial real estate data.
Fraser city is a Census city of 14,583 people across 4.14 square miles of land, in Macomb County. Median household income is $64,354, 73.3 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $9.2 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Fraser
What Fraser is
- Census place typecity
- Land area4.14 sq mi
- Water area0.02 sq mi
- Population per square mile of land3,521
- County holding the largest share of its areaMacomb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fraser
How many people live in Fraser
- Population14,583
- Median age43.0
- Population under 182,606
- Share under 1817.9 percent
- Population 65 and over3,004
- Share 65 and over20.6 percent
- Households6,592
- Family households3,921
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fraser
Income and work in Fraser
- Median household income$64,354
- Per capita income$43,471
- Civilian labor force8,170
- Employed7,820
- Unemployed350 plus or minus 157
- Unemployment rate4.3 percent plus or minus 1.9
- Adults 25 and over10,671
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fraser
Housing in Fraser
- Housing units6,870
- Occupied units6,592
- Vacant units278 plus or minus 108
- Vacancy rate4.0 percent plus or minus 1.6
- Owner occupied4,829
- Renter occupied1,763
- Ownership rate73.3 percent
- Median owner-occupied home value$215,900
- Median gross rent, monthly$843
- Annual rent as a share of median income15.7 percent
- Single family units5,332
- Share single family77.6 percent
- Units in buildings of two or more1,495 plus or minus 337
- Share in buildings of two or more21.8 percent plus or minus 4.8
- Mobile homes43 plus or minus 60
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fraser
How Fraser gets to work
- Workers 16 and over who commute6,577
- Commuting under 15 minutes1,355
- Share commuting under 15 minutes20.6 percent
- Commuting 30 minutes or more2,136
- Share commuting 30 minutes or more32.5 percent
- Drove alone79.5 percent
- Carpooled2.7 percent plus or minus 1.2
- Public transport0.7 percent plus or minus 0.8
- Walked1.3 percent plus or minus 0.9
- Worked from home14.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fraser
SBA loans in Fraser (7(a))
- Approvals26
- Gross approval$9,247,900
- Average approval$355,688
- Median approval$150,000
- Ninetieth percentile approval$1,000,000
- Largest approval$3,304,700
- Jobs supported113
- Jobs per approval4.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises3.8 percent
- Distinct lenders16
- Distinct industries by NAICS22
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fraser
SBA loans in Fraser (504)
- Approvals19
- Gross approval$9,666,000
- Average approval$508,737
- Median approval$414,000
- Largest approval$1,728,000
- Jobs supported425
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fraser
Flood risk in Fraser
- Listed NFIP communities2
- Of those, participating2
- Best Community Rating System classClass 10
- NFIP community number260122
- Currently effective map date09/29/06
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Macomb County, not Fraser
Macomb County context, not Fraser figures
These are Macomb County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fraser measurements.
- Establishments in Macomb County19,593
- Employment at those establishments, Macomb County328,741
- Covered employment, Macomb County336,295
- Average annual pay, Macomb County$71,046
- Average weekly wage, Macomb County$1,366
- Housing units permitted, Macomb County1,317
- Of those, single family, Macomb County1,080
- County product, 2024, Macomb County$54,177,053,000
- County product change over the prior year, Macomb County3.5 percent
- Average income of an arriving household, Macomb County$54,393
Every figure in this section is published for Macomb County as a whole and is not a measurement of Fraser. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fraser questions, answered from the record.
How many people live in Fraser, Michigan?
14,583, in 6,592 households. Fraser city covers 4.14 square miles of land, which is 3,521 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fraser in?
Macomb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fraser?
$64,354. The median owner-occupied home is valued at $215,900. Median gross rent is $843 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fraser businesses?
26 7(a) approvals totalling $9.2 m, across 16 lenders, median approval $150,000, plus 19 504 approvals worth $9.7 m. These count approvals to borrowers whose address is in Fraser, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fraser borrowers get paid back?
No rate is published for Fraser. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fraser in the National Flood Insurance Program?
Yes. Fraser appears in the FEMA Community Status Book as community 260122, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fraser figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Macomb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fraser.
Is zoning published for Fraser?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.