HomeMichiganMacomb CountySterling Heights city
Sterling Heights city, Michigan: commercial real estate data.
Sterling Heights city is a Census city of 133,573 people across 36.45 square miles of land, in Macomb County. Median household income is $79,909, 75.8 percent of occupied homes are owned, and the SBA record carries 253 7(a) approvals to borrowers here worth $71.7 m.
83 sourced place values · tier FULL · 9 sections
Sterling Heights
What Sterling Heights is
- Census place typecity
- Land area36.45 sq mi
- Water area0.27 sq mi
- Population per square mile of land3,665
- County holding the largest share of its areaMacomb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling Heights
How many people live in Sterling Heights
- Population133,573
- Median age41.7
- Population under 1825,878
- Share under 1819.4 percent
- Population 65 and over25,734
- Share 65 and over19.3 percent
- Households51,736
- Family households35,096
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling Heights
Income and work in Sterling Heights
- Median household income$79,909
- Per capita income$38,084
- Civilian labor force67,993
- Employed63,874
- Unemployed4,119
- Unemployment rate6.1 percent
- Adults 25 and over96,439
- Adults 25 and over with a high school diploma or higher86.9 percent
- Adults 25 and over with a bachelor degree or higher31.1 percent
- Adults 25 and over with a graduate degree10.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling Heights
Housing in Sterling Heights
- Housing units53,607
- Occupied units51,736
- Vacant units1,871
- Vacancy rate3.5 percent
- Owner occupied39,206
- Renter occupied12,530
- Ownership rate75.8 percent
- Median owner-occupied home value$274,300
- Median gross rent, monthly$1,292
- Annual rent as a share of median income19.4 percent
- Single family units40,636
- Share single family75.8 percent
- Units in buildings of two or more11,423
- Share in buildings of two or more21.3 percent
- Mobile homes1,548
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling Heights
How Sterling Heights gets to work
- Workers 16 and over who commute52,065
- Commuting under 15 minutes10,746
- Share commuting under 15 minutes20.6 percent
- Commuting 30 minutes or more18,013
- Share commuting 30 minutes or more34.6 percent
- Drove alone72.6 percent
- Carpooled9.5 percent
- Public transport0.5 percent plus or minus 0.3
- Walked0.6 percent plus or minus 0.2
- Worked from home15.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling Heights
SBA 7(a) lending to Sterling Heights borrowers
- Approvals253
- Gross approval$71,726,400
- Average approval$283,504
- Median approval$90,000
- Ninetieth percentile approval$750,000
- Largest approval$3,568,000
- Jobs supported1,517
- Jobs per approval6.0
- Loans with a final outcome56
- Paid in full54
- Charged off2
- Charge-off rate over resolved loans3.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises4.3 percent
- Distinct lenders33
- Distinct industries by NAICS87
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling Heights
SBA 504 lending to Sterling Heights borrowers
- Approvals32
- Gross approval$18,652,000
- Average approval$582,875
- Median approval$440,000
- Largest approval$2,677,000
- Jobs supported505
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sterling Heights
Flood programme status in Sterling Heights
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number260128
- Currently effective map date09/29/06
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Macomb County, not Sterling Heights
Macomb County context, not Sterling Heights figures
These are Macomb County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sterling Heights measurements.
- Establishments in Macomb County19,593
- Employment at those establishments, Macomb County328,741
- Covered employment, Macomb County336,295
- Average annual pay, Macomb County$71,046
- Average weekly wage, Macomb County$1,366
- Housing units permitted, Macomb County1,317
- Of those, single family, Macomb County1,080
- County product, 2024, Macomb County$54,177,053,000
- County product change over the prior year, Macomb County3.5 percent
- Average income of an arriving household, Macomb County$54,393
Every figure in this section is published for Macomb County as a whole and is not a measurement of Sterling Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sterling Heights questions, answered from the record.
How many people live in Sterling Heights, Michigan?
133,573, in 51,736 households. Sterling Heights city covers 36.45 square miles of land, which is 3,665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling Heights in?
Macomb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling Heights?
$79,909. The median owner-occupied home is valued at $274,300. Median gross rent is $1,292 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling Heights businesses?
253 7(a) approvals totalling $71.7 m, across 33 lenders, median approval $90,000, plus 32 504 approvals worth $18.7 m. These count approvals to borrowers whose address is in Sterling Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling Heights borrowers get paid back?
Of the 56 loans that have reached a final outcome, 54 were paid in full and 2 charged off, a charge off rate of 3.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Sterling Heights in the National Flood Insurance Program?
Yes. Sterling Heights appears in the FEMA Community Status Book as community 260128, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sterling Heights figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Macomb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling Heights.
Is zoning published for Sterling Heights?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.