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Manistee County, Michigan: commercial real estate data.

Manistee County, Michigan had an estimated 25,519 residents on July 1, 2024, up 1.9 percent since the 2020 census base of 25,033, across 542 square miles. County output reached $1.16 bn in 2024, 574 establishments operate here, and the SBA record carries 18 7(a) approvals worth $8.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Manistee County

How many people live in Manistee County

  • Population, American Community Survey 2020-202425,350
  • Households10,561
  • Average household size2.40
  • Median household income$63,516
  • Median age50.3
  • Median gross rent$842 per month
  • Median owner-occupied home value$182,200
  • Home value to household income2.9 times
  • Annual rent as a share of median income15.9 percent
  • Adults 25 and over with a bachelor degree or higher24.9 percent
  • Adults 25 and over with a graduate degree8.3 percent
  • Adults 25 and over19,477
  • Population under 184,218
  • Share under 1816.6 percent
  • Population 65 and over7,095
  • Share 65 and over28.0 percent
  • Working age population, 18 to 6414,037
  • Civilian labor force10,758
  • Unemployment rate6.4 percent
  • Labor force participation, adults 18 and over50.9 percent
  • Rank by population among Michigan counties57th of 83
  • Rank by population among US county-equivalents, Puerto Rico included1644th of 3,222

Manistee County is the 57th largest of 83 Michigan counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 28.0 percent against 16.6 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Manistee County

Is Manistee County's population growing?

  • Population, July 1, 202425,519
  • Census 2020 base population25,033
  • Population change since the 2020 census base1.94 percent
  • Population change, 2023 to 202434
  • Births, 2024162
  • Deaths, 2024390
  • Natural change, 2024-228
  • Net domestic migration, 2024210
  • Net international migration, 202455
  • Total net migration, 2024265
  • Cumulative net domestic migration, 2021 to 20241,246
  • Rank by growth among US county-equivalents1180th of 3,144

The county has grown 1.94 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Manistee County

Where are people moving to Manistee County from?

  • Tax returns filed by households arriving700
  • People arriving, from those returns1,214
  • Tax returns filed by households leaving657
  • Net household movement43
  • Adjusted gross income arriving$44.0 m
  • Net adjusted gross income movement$13.3 m
  • Average income of an arriving household$62,877
  • Average income of a leaving household$46,715
  • Largest single originMason County (65 households)
  • Largest single destinationMason County (89 households)
Largest origins of households moving into Manistee County
OriginHouseholdsPeopleAdjusted gross income
Mason County65127$2.6 m
Benzie County62123$2.7 m
Grand Traverse County4666$2.2 m
Oakland County3345$3.3 m
Wexford County2955$992,000
Kent County2846$2.0 m

Households arriving report $16,162 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Mason County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Manistee County

What is the Manistee County economy?

  • County GDP, 2024$1.16 bn
  • County GDP, 2023$1.10 bn
  • GDP change, 2023 to 20245.0 percent
  • GDP change over five years32.2 percent
  • Rank by GDP among the Michigan areas BEA publishes55th of 83
  • Rank by GDP among the US county areas BEA publishes1719th of 3,127
  • GDP per resident$45,770

Output grew 5.0 percent in the latest year and 32.2 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Manistee County

Employment by industry in Manistee County

  • Covered employment, annual average7,281
  • Establishments reporting602
  • Average annual pay$51,233
  • Average weekly wage$985
  • Retail trade, employment1,097
  • Retail trade, average annual pay$35,434
  • Manufacturing, employment1,058
  • Manufacturing, average annual pay$82,895
  • Accommodation and food services, employment666
  • Accommodation and food services, average annual pay$21,721
  • Construction, employment315
  • Construction, average annual pay$53,827
  • Wholesale trade, employment263
  • Other services, except public administration, employment237
Private sector employment and pay by industry, Manistee County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade1,09789$35,434
Manufacturing1,05827$82,895
Accommodation and food services66668$21,721
Construction31576$53,827
Wholesale trade26314$44,761
Other services, except public administration23760$35,177
Arts, entertainment and recreation22113$40,651
Finance and insurance12821$64,095

Retail trade is the largest private sector at 1,097 jobs, 15.1 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Manistee County

How many businesses are in Manistee County?

  • Establishments, all industries574
  • Employment at those establishments5,667
  • Annual payroll$281.7 m
  • Establishments per 1,000 residents22.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Manistee County

Building permits in Manistee County

  • Housing units authorized by permit, 2024248
  • Declared construction value permitted$43.1 m
  • Single family units authorized104
  • Multifamily units authorized144
  • Multifamily share of units58.1 percent
  • Average declared value per unit$173,627
  • Units authorized per 1,000 households23.5

Multifamily is 58.1 percent of units authorized, so the pipeline is being built for renters rather than buyers.

US Census Bureau, Building Permits Survey, 2024 annual.

Manistee County

SBA loans in Manistee County (7(a) and 504)

  • 7(a) approvals recorded18
  • 7(a) gross approval dollars$8.2 m
  • Average 7(a) approval$457,339
  • Median 7(a) approval$237,500
  • Largest single approval$2,501,000
  • Jobs reported supported, 7(a)105
  • Jobs per approval5.8
  • Distinct 7(a) lenders active8
  • Distinct industries receiving approvals17
  • Median 7(a) term156 months
  • Share of loans on real estate terms, 240 months or longer38.9 percent
  • Loans on real estate terms7
  • Loans on working capital terms, 120 months or shorter8
  • Franchise loans1
  • Franchise share of approvals5.6 percent
  • Most active lenderWest Shore Bank (6)
  • 504 approvals recorded2
  • 504 gross approval dollars$2.0 m
  • Average 504 approval$985,500
  • Median 504 approval$985,500
  • Distinct CDCs active2
  • 504 jobs per approval14.0
  • 504 jobs per million dollars approved14.2
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$10.2 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Manistee County

SBA loan default and charge-off rates in Manistee County

Do SBA loans in Manistee County get paid back?

  • Loans with a final outcome recorded2
  • Paid in full2
  • Charged off0
  • Status: Paid in full2
  • Status: Cancelled3
  • Status: Exempt from disclosure12
  • Status: Committed, not yet disbursed1

Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Manistee County

SBA lending by place in Manistee County

  • Borrower cities with recorded lending6
  • Manistee, approvals11
  • Copemish, approvals2
  • Onekama, approvals2
  • Arcadia, approvals1
  • Brethren, approvals1
  • Bear Lake, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Manistee County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Manistee11$6,168,600
Copemish2$756,000
Onekama2$242,500
Arcadia1$900,000
Brethren1$140,000
Bear Lake1$25,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Manistee County

How large is Manistee County?

  • Land area542 sq mi
  • Rank by land area among Michigan counties62nd of 83
  • Width, east to west28.2 mi
  • Height, north to south24.5 mi
  • Geographies sharing a boundary4
  • Residents per square mile of land47
  • Establishments per square mile1.06

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Manistee County

Flood risk in Manistee County

  • Communities in the county in the NFIP Community Status Book8
  • Of those, participating in the NFIP7
  • NFIP participation rate87.5 percent
  • Communities carrying a CRS class0
  • Radon levels in Manistee County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The EPA places Manistee County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Manistee County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Manistee County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202425,350
  • Households10,561
  • Average household size2.40
  • Median household income$63,516
  • Median age50.3

How a feasibility study works →

Common questions

Manistee County questions, answered from the record.

How many people live in Manistee County, Michigan?

The Census Bureau estimates 25,519 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,350, in 10,561 households, ranking 57th of 83 Michigan counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Manistee County's population growing?

The population has grown 1.94 percent since the 2020 census base of 25,033, to 25,519 on July 1, 2024. In 2024 there were 162 births against 390 deaths, with net migration of 265. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Manistee County?

$63,516. The median owner-occupied home is valued at $182,200, which is 2.9 times income, and median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Manistee County?

574 establishments, employing 5,667 people with an annual payroll of $281.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Manistee County?

Retail trade is the largest private sector at 1,097 jobs, 15.1 percent of covered employment. Covered employment averages 7,281 jobs at an average annual pay of $51,233, or $985 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Manistee County?

18 7(a) approvals totaling $8.2 m since FY2020, across 8 lenders, with a median approval of $237,500, plus 2 504 approvals worth $2.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Manistee County?

248 housing units were authorized by permit in 2024, with a declared construction value of $43.1 m. Multifamily was 58.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Manistee County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Manistee County come from?

The largest single origin is Mason County, with 65 households. Arriving households report an average income of $62,877 against $46,715 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Manistee County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Manistee County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Manistee County

Cities and places in Manistee.

13 Census places lie wholly or partly in Manistee County. All 13 carry enough published place level data for a page of their own and are linked.

Census places in Manistee County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Manistee County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Manisteecity6,27511Wholly in this county
ParkdaleCDP573None recordedWholly in this county
Kalevavillage542None recordedWholly in this county
Oak HillCDP519None recordedWholly in this county
WellstonCDP353None recordedWholly in this county
BrethrenCDP3181Wholly in this county
Eastlakevillage318None recordedWholly in this county
Onekamavillage3052Wholly in this county
Bear Lakevillage2641Wholly in this county
Copemishvillage2552Wholly in this county
Filer CityCDP178None recordedWholly in this county
StronachCDP155None recordedWholly in this county
ArcadiaCDP1201Wholly in this county