HomeMichiganManistee CountyOnekama village
Onekama village, Michigan: commercial real estate data.
Onekama village is a Census village of 305 people across 0.59 square miles of land, in Manistee County. Median household income is $32,969, 94.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $242,500.
70 sourced place values · tier FULL · 8 sections
Onekama
What Onekama is
- Census place typevillage
- Land area0.59 sq mi
- Water area0 sq mi
- Population per square mile of land520 plus or minus 181
- County holding the largest share of its areaManistee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
How many people live in Onekama
- Population305 plus or minus 106
- Median age61.6
- Population under 1851 plus or minus 28
- Share under 1816.7 percent plus or minus 7.2
- Population 65 and over133 plus or minus 64
- Share 65 and over43.6 percent plus or minus 14.4
- Households171 plus or minus 67
- Family households75 plus or minus 27
- Share of households that are families43.9 percent plus or minus 23.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
Income and work in Onekama
- Median household income$32,969 plus or minus $26,634
- Per capita income$35,618
- Civilian labor force125 plus or minus 61
- Employed125 plus or minus 61
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over254 plus or minus 84
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 44.3
- Adults 25 and over with a bachelor degree or higher24.8 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
Housing in Onekama
- Housing units277 plus or minus 78
- Occupied units171 plus or minus 67
- Vacant units106 plus or minus 38
- Vacancy rate38.3 percent plus or minus 8.5
- Owner occupied161 plus or minus 67
- Renter occupied10 plus or minus 6
- Ownership rate94.2 percent
- Median owner-occupied home value$185,300
- Median gross rent, monthly$488 plus or minus $204
- Annual rent as a share of median income17.8 percent plus or minus 16.2
- Single family units268 plus or minus 79
- Share single family96.8 percent
- Units in buildings of two or more7 plus or minus 13
- Share in buildings of two or more2.5 percent plus or minus 4.5
- Mobile homes2 plus or minus 3
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
How Onekama gets to work
- Workers 16 and over who commute118 plus or minus 61
- Commuting under 15 minutes21 plus or minus 13
- Share commuting under 15 minutes17.8 percent plus or minus 6.3
- Commuting 30 minutes or more51 plus or minus 36
- Share commuting 30 minutes or more43.2 percent plus or minus 20.5
- Drove alone72.4 percent plus or minus 47.9
- Carpooled23.6 percent plus or minus 25.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
SBA 7(a) lending to Onekama borrowers
- Approvals2
- Gross approval$242,500
- Average approval$121,250
- Median approval$225,000
- Ninetieth percentile approval$225,000
- Largest approval$225,000
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Onekama
Flood programme status in Onekama
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260276
- Currently effective map date06/02/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Manistee County, not Onekama
Manistee County context, not Onekama figures
These are Manistee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Onekama measurements.
- Establishments in Manistee County574
- Employment at those establishments, Manistee County5,667
- Covered employment, Manistee County7,281
- Average annual pay, Manistee County$51,233
- Average weekly wage, Manistee County$985
- Housing units permitted, Manistee County248
- Of those, single family, Manistee County104
- County product, 2024, Manistee County$1,160,259,000
- County product change over the prior year, Manistee County5.0 percent
- Average income of an arriving household, Manistee County$62,877
Every figure in this section is published for Manistee County as a whole and is not a measurement of Onekama. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Onekama questions, answered from the record.
How many people live in Onekama, Michigan?
305, in 171 households. Onekama village covers 0.59 square miles of land, which is 520 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Onekama in?
Manistee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Onekama?
$32,969. The median owner-occupied home is valued at $185,300. Median gross rent is $488 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Onekama businesses?
2 7(a) approvals totalling $242,500, across 2 lenders, median approval $225,000. These count approvals to borrowers whose address is in Onekama, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Onekama borrowers get paid back?
No rate is published for Onekama. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Onekama in the National Flood Insurance Program?
Yes. Onekama appears in the FEMA Community Status Book as community 260276, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Onekama figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Manistee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Onekama.
Is zoning published for Onekama?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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