HomeMichiganManistee CountyOnekama
Onekama, Michigan: commercial real estate data.
Onekama is a Census village of 305 people across 0.59 square miles of land, in Manistee County. Median household income is $32,969, 94.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $242,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Onekama
What Onekama is
- Census place typevillage
- Land area0.59 sq mi
- Water area0 sq mi
- Population per square mile of land520 plus or minus 181
- County holding the largest share of its areaManistee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
How many people live in Onekama
- Population305 plus or minus 106
- Median age61.6
- Population under 1851 plus or minus 28
- Share under 1816.7 percent plus or minus 7.2
- Population 65 and over133 plus or minus 64
- Share 65 and over43.6 percent plus or minus 14.4
- Households171 plus or minus 67
- Family households75 plus or minus 27
- Share of households that are families43.9 percent plus or minus 23.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
Income and work in Onekama
- Median household income$32,969 plus or minus $26,634
- Per capita income$35,618
- Civilian labor force125 plus or minus 61
- Employed125 plus or minus 61
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over254 plus or minus 84
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 44.3
- Adults 25 and over with a bachelor degree or higher24.8 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
Housing in Onekama
- Housing units277 plus or minus 78
- Occupied units171 plus or minus 67
- Vacant units106 plus or minus 38
- Vacancy rate38.3 percent plus or minus 8.5
- Owner occupied161 plus or minus 67
- Renter occupied10 plus or minus 6
- Ownership rate94.2 percent
- Median owner-occupied home value$185,300
- Median gross rent, monthly$488 plus or minus $204
- Annual rent as a share of median income17.8 percent plus or minus 16.2
- Single family units268 plus or minus 79
- Share single family96.8 percent
- Units in buildings of two or more7 plus or minus 13
- Share in buildings of two or more2.5 percent plus or minus 4.5
- Mobile homes2 plus or minus 3
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
How Onekama gets to work
- Workers 16 and over who commute118 plus or minus 61
- Commuting under 15 minutes21 plus or minus 13
- Share commuting under 15 minutes17.8 percent plus or minus 6.3
- Commuting 30 minutes or more51 plus or minus 36
- Share commuting 30 minutes or more43.2 percent plus or minus 20.5
- Drove alone72.4 percent plus or minus 47.9
- Carpooled23.6 percent plus or minus 25.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Onekama
SBA loans in Onekama (7(a))
- Approvals2
- Gross approval$242,500
- Average approval$121,250
- Median approval$121,250
- Largest approval$225,000
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term150 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Onekama, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Onekama
Flood risk in Onekama
- NFIP communityTownship of Onekama
- NFIP community number260276
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/21
The Township of Onekama participates in the National Flood Insurance Program as community 260276 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Manistee County, not Onekama
Manistee County context, not Onekama figures
- Establishments in Manistee County574
- Covered employment, Manistee County7,281
- Average annual pay, Manistee County$51,233
- Housing units permitted, Manistee County248
Every figure in this section is published for Manistee County as a whole and is not a measurement of Onekama.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Onekama questions, answered from the record.
How many people live in Onekama, Michigan?
305, in 171 households. Onekama village covers 0.59 square miles of land, which is 520 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Onekama in?
Manistee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Onekama?
$32,969. The median owner-occupied home is valued at $185,300. Median gross rent is $488 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Onekama businesses?
2 7(a) approvals totaling $242,500 since FY2020, across 2 lenders, median approval $121,250. These count approvals to borrowers whose address is in Onekama, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Onekama borrowers get paid back?
No rate is published for Onekama. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Onekama in the National Flood Insurance Program?
Yes. Onekama appears in the FEMA Community Status Book as Onekama, township of, community 260276, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Onekama figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Manistee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Onekama.
Is zoning published for Onekama?
No. Nothing on this page presents parcel level zoning.
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