HomeMichiganMonroe CountyLuna Pier
Luna Pier, Michigan: commercial real estate data.
Luna Pier is a Census city of 1,244 people across 1.49 square miles of land, in Monroe County. Median household income is $61,641, 83.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $320,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luna Pier
What Luna Pier is
- Census place typecity
- Land area1.49 sq mi
- Water area0.2 sq mi
- Population per square mile of land834
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
How many people live in Luna Pier
- Population1,244
- Median age50.7
- Population under 18230 plus or minus 71
- Share under 1818.5 percent plus or minus 4.8
- Population 65 and over394 plus or minus 97
- Share 65 and over31.7 percent
- Households647
- Family households325 plus or minus 67
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
Income and work in Luna Pier
- Median household income$61,641 plus or minus $21,867
- Per capita income$40,125
- Civilian labor force549
- Employed528
- Unemployed21 plus or minus 16
- Unemployment rate3.8 percent plus or minus 2.8
- Adults 25 and over971
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent plus or minus 5.9
- Adults 25 and over with a graduate degree10.6 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
Housing in Luna Pier
- Housing units749
- Occupied units647
- Vacant units102 plus or minus 52
- Vacancy rate13.6 percent plus or minus 6.7
- Owner occupied538
- Renter occupied109 plus or minus 37
- Ownership rate83.2 percent
- Median owner-occupied home value$188,800
- Median gross rent, monthly$395 plus or minus $94
- Annual rent as a share of median income7.7 percent plus or minus 3.3
- Single family units635
- Share single family84.8 percent
- Units in buildings of two or more114 plus or minus 40
- Share in buildings of two or more15.2 percent plus or minus 5.0
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
How Luna Pier gets to work
- Workers 16 and over who commute440
- Commuting under 15 minutes64 plus or minus 41
- Share commuting under 15 minutes14.5 percent plus or minus 8.9
- Commuting 30 minutes or more169 plus or minus 58
- Share commuting 30 minutes or more38.4 percent plus or minus 11.1
- Drove alone83.4 percent
- Carpooled3.0 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.1 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
SBA loans in Luna Pier (7(a))
- Approvals2
- Gross approval$320,000
- Average approval$160,000
- Median approval$160,000
- Largest approval$270,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Luna Pier, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luna Pier
Flood risk in Luna Pier
- NFIP communityCity of Luna Pier
- NFIP community number260150
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date06/19/20
The City of Luna Pier participates in the National Flood Insurance Program as community 260150 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monroe County, not Luna Pier
Monroe County context, not Luna Pier figures
- Establishments in Monroe County2,395
- Covered employment, Monroe County41,159
- Average annual pay, Monroe County$60,516
- Housing units permitted, Monroe County237
Every figure in this section is published for Monroe County as a whole and is not a measurement of Luna Pier.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luna Pier questions, answered from the record.
How many people live in Luna Pier, Michigan?
1,244, in 647 households. Luna Pier city covers 1.49 square miles of land, which is 834 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luna Pier in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luna Pier?
$61,641. The median owner-occupied home is valued at $188,800. Median gross rent is $395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luna Pier businesses?
2 7(a) approvals totaling $320,000 since FY2020, across 2 lenders, median approval $160,000. These count approvals to borrowers whose address is in Luna Pier, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luna Pier borrowers get paid back?
No rate is published for Luna Pier. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luna Pier in the National Flood Insurance Program?
Yes. Luna Pier appears in the FEMA Community Status Book as Luna Pier, city of, community 260150, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luna Pier figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luna Pier.
Is zoning published for Luna Pier?
No. Nothing on this page presents parcel level zoning.