HomeMichiganMonroe CountyLuna Pier city
Luna Pier city, Michigan: commercial real estate data.
Luna Pier city is a Census city of 1,244 people across 1.49 square miles of land, in Monroe County. Median household income is $61,641, 83.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $320,000.
71 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Luna Pier
What Luna Pier is
- Census place typecity
- Land area1.49 sq mi
- Water area0.2 sq mi
- Population per square mile of land834
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
How many people live in Luna Pier
- Population1,244
- Median age50.7
- Population under 18230 plus or minus 71
- Share under 1818.5 percent plus or minus 4.8
- Population 65 and over394 plus or minus 97
- Share 65 and over31.7 percent
- Households647
- Family households325 plus or minus 67
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
Income and work in Luna Pier
- Median household income$61,641 plus or minus $21,867
- Per capita income$40,125
- Civilian labor force549
- Employed528
- Unemployed21 plus or minus 16
- Unemployment rate3.8 percent plus or minus 2.8
- Adults 25 and over971
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent plus or minus 5.9
- Adults 25 and over with a graduate degree10.6 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
Housing in Luna Pier
- Housing units749
- Occupied units647
- Vacant units102 plus or minus 52
- Vacancy rate13.6 percent plus or minus 6.7
- Owner occupied538
- Renter occupied109 plus or minus 37
- Ownership rate83.2 percent
- Median owner-occupied home value$188,800
- Median gross rent, monthly$395 plus or minus $94
- Annual rent as a share of median income7.7 percent plus or minus 3.3
- Single family units635
- Share single family84.8 percent
- Units in buildings of two or more114 plus or minus 40
- Share in buildings of two or more15.2 percent plus or minus 5.0
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
How Luna Pier gets to work
- Workers 16 and over who commute440
- Commuting under 15 minutes64 plus or minus 41
- Share commuting under 15 minutes14.5 percent plus or minus 8.9
- Commuting 30 minutes or more169 plus or minus 58
- Share commuting 30 minutes or more38.4 percent plus or minus 11.1
- Drove alone83.4 percent
- Carpooled3.0 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.1 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luna Pier
SBA loans in Luna Pier (7(a))
- Approvals2
- Gross approval$320,000
- Average approval$160,000
- Median approval$270,000
- Ninetieth percentile approval$270,000
- Largest approval$270,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luna Pier
Flood risk in Luna Pier
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number260150
- Currently effective map date06/19/20
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Monroe County, not Luna Pier
Monroe County context, not Luna Pier figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Luna Pier measurements.
- Establishments in Monroe County2,395
- Employment at those establishments, Monroe County37,143
- Covered employment, Monroe County41,159
- Average annual pay, Monroe County$60,516
- Average weekly wage, Monroe County$1,164
- Housing units permitted, Monroe County237
- Of those, single family, Monroe County219
- County product, 2024, Monroe County$8,136,406,000
- County product change over the prior year, Monroe County3.3 percent
- Average income of an arriving household, Monroe County$62,165
Every figure in this section is published for Monroe County as a whole and is not a measurement of Luna Pier. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Luna Pier questions, answered from the record.
How many people live in Luna Pier, Michigan?
1,244, in 647 households. Luna Pier city covers 1.49 square miles of land, which is 834 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luna Pier in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luna Pier?
$61,641. The median owner-occupied home is valued at $188,800. Median gross rent is $395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luna Pier businesses?
2 7(a) approvals totalling $320,000, across 2 lenders, median approval $270,000. These count approvals to borrowers whose address is in Luna Pier, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luna Pier borrowers get paid back?
No rate is published for Luna Pier. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Luna Pier in the National Flood Insurance Program?
Yes. Luna Pier appears in the FEMA Community Status Book as community 260150, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luna Pier figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luna Pier.
Is zoning published for Luna Pier?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.