HomeMichiganMonroe CountyTemperance CDP
Temperance CDP, Michigan: commercial real estate data.
Temperance CDP is a Census CDP of 8,914 people across 4.61 square miles of land, in Monroe County. Median household income is $81,503, 74.2 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $10.8 m.
76 sourced place values · tier FULL · 8 sections
Temperance
What Temperance is
- Census place typeCDP
- Land area4.61 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,933
- County holding the largest share of its areaMonroe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temperance
How many people live in Temperance
- Population8,914
- Median age49.9
- Population under 181,716 plus or minus 354
- Share under 1819.3 percent
- Population 65 and over2,010
- Share 65 and over22.5 percent
- Households3,687
- Family households2,203
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temperance
Income and work in Temperance
- Median household income$81,503
- Per capita income$43,239
- Civilian labor force4,112
- Employed3,945
- Unemployed167 plus or minus 106
- Unemployment rate4.1 percent plus or minus 2.5
- Adults 25 and over6,762
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher31.3 percent
- Adults 25 and over with a graduate degree8.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temperance
Housing in Temperance
- Housing units3,884
- Occupied units3,687
- Vacant units197 plus or minus 145
- Vacancy rate5.1 percent plus or minus 3.7
- Owner occupied2,735
- Renter occupied952 plus or minus 212
- Ownership rate74.2 percent
- Median owner-occupied home value$250,100
- Median gross rent, monthly$1,321
- Annual rent as a share of median income19.4 percent plus or minus 3.9
- Single family units3,083
- Share single family79.4 percent
- Units in buildings of two or more801 plus or minus 235
- Share in buildings of two or more20.6 percent plus or minus 5.8
- Mobile homes0
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temperance
How Temperance gets to work
- Workers 16 and over who commute3,465
- Commuting under 15 minutes765 plus or minus 217
- Share commuting under 15 minutes22.1 percent plus or minus 5.6
- Commuting 30 minutes or more1,448 plus or minus 403
- Share commuting 30 minutes or more41.8 percent plus or minus 10.4
- Drove alone78.8 percent
- Carpooled8.2 percent plus or minus 3.0
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.2
- Worked from home10.5 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temperance
SBA 7(a) lending to Temperance borrowers
- Approvals21
- Gross approval$10,751,700
- Average approval$511,986
- Median approval$200,000
- Ninetieth percentile approval$1,440,000
- Largest approval$2,200,000
- Jobs supported177
- Jobs per approval8.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.8 percent
- Share to franchises4.8 percent
- Distinct lenders12
- Distinct industries by NAICS19
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Temperance
SBA 504 lending to Temperance borrowers
- Approvals5
- Gross approval$4,525,000
- Average approval$905,000
- Median approval$293,000
- Largest approval$2,605,000
- Jobs supported57
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe County, not Temperance
Monroe County context, not Temperance figures
These are Monroe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Temperance measurements.
- Establishments in Monroe County2,395
- Employment at those establishments, Monroe County37,143
- Covered employment, Monroe County41,159
- Average annual pay, Monroe County$60,516
- Average weekly wage, Monroe County$1,164
- Housing units permitted, Monroe County237
- Of those, single family, Monroe County219
- County product, 2024, Monroe County$8,136,406,000
- County product change over the prior year, Monroe County3.3 percent
- Average income of an arriving household, Monroe County$62,165
Every figure in this section is published for Monroe County as a whole and is not a measurement of Temperance. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Temperance questions, answered from the record.
How many people live in Temperance, Michigan?
8,914, in 3,687 households. Temperance CDP covers 4.61 square miles of land, which is 1,933 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Temperance in?
Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Temperance?
$81,503. The median owner-occupied home is valued at $250,100. Median gross rent is $1,321 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Temperance businesses?
21 7(a) approvals totalling $10.8 m, across 12 lenders, median approval $200,000, plus 5 504 approvals worth $4.5 m. These count approvals to borrowers whose address is in Temperance, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Temperance borrowers get paid back?
No rate is published for Temperance. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Temperance figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Temperance.
Is zoning published for Temperance?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.