HomeMichiganOakland CountyBirmingham
Birmingham, Michigan: commercial real estate data.
Birmingham is a Census city of 21,763 people across 4.79 square miles of land, in Oakland County. Median household income is $153,510, 77.1 percent of occupied homes are owned, and the SBA record carries 74 7(a) approvals to borrowers here worth $34.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Birmingham
What Birmingham is
- Census place typecity
- Land area4.79 sq mi
- Water area0.01 sq mi
- Population per square mile of land4,540
- County holding the largest share of its areaOakland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
How many people live in Birmingham
- Population21,763
- Median age41.8
- Population under 185,517
- Share under 1825.4 percent
- Population 65 and over3,955
- Share 65 and over18.2 percent
- Households9,440
- Family households5,501
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
Income and work in Birmingham
- Median household income$153,510
- Per capita income$108,921
- Civilian labor force11,512
- Employed11,006
- Unemployed506 plus or minus 181
- Unemployment rate4.4 percent plus or minus 1.6
- Adults 25 and over15,326
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher76.7 percent
- Adults 25 and over with a graduate degree41.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
Housing in Birmingham
- Housing units10,342
- Occupied units9,440
- Vacant units902 plus or minus 236
- Vacancy rate8.7 percent plus or minus 2.3
- Owner occupied7,278
- Renter occupied2,162
- Ownership rate77.1 percent
- Median owner-occupied home value$698,300
- Median gross rent, monthly$1,902
- Annual rent as a share of median income14.9 percent
- Single family units7,969
- Share single family77.1 percent
- Units in buildings of two or more2,366
- Share in buildings of two or more22.9 percent
- Mobile homes7 plus or minus 10
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
How Birmingham gets to work
- Workers 16 and over who commute8,054
- Commuting under 15 minutes2,813
- Share commuting under 15 minutes34.9 percent
- Commuting 30 minutes or more2,127
- Share commuting 30 minutes or more26.4 percent
- Drove alone65.9 percent
- Carpooled5.4 percent plus or minus 2.0
- Public transport0.1 percent plus or minus 0.2
- Walked1.6 percent plus or minus 0.7
- Worked from home26.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
SBA loans in Birmingham (7(a))
- Approvals74
- Gross approval$34,947,300
- Average approval$472,261
- Median approval$212,500
- Ninetieth percentile approval$895,300
- Largest approval$4,435,000
- Jobs supported785
- Jobs per approval10.6
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more2.7 percent
- Share to franchises5.4 percent
- Distinct lenders25
- Distinct industries by NAICS47
Counted by borrower city: approvals to borrowers whose address is in Birmingham, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Birmingham
SBA loans in Birmingham (504)
- Approvals6
- Gross approval$4,573,000
- Average approval$762,167
- Median approval$688,500
- Largest approval$1,565,000
- Jobs supported77
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Birmingham, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Birmingham
Flood risk in Birmingham
- NFIP communityCity of Birmingham
- NFIP community number260168
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The City of Birmingham participates in the National Flood Insurance Program as community 260168 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oakland County, not Birmingham
Oakland County context, not Birmingham figures
- Establishments in Oakland County39,792
- Covered employment, Oakland County723,862
- Average annual pay, Oakland County$77,917
- Housing units permitted, Oakland County2,886
Every figure in this section is published for Oakland County as a whole and is not a measurement of Birmingham.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Birmingham questions, answered from the record.
How many people live in Birmingham, Michigan?
21,763, in 9,440 households. Birmingham city covers 4.79 square miles of land, which is 4,540 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Birmingham in?
Oakland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Birmingham?
$153,510. The median owner-occupied home is valued at $698,300. Median gross rent is $1,902 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Birmingham businesses?
74 7(a) approvals totaling $34.9 m since FY2020, across 25 lenders, median approval $212,500, plus 6 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Birmingham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Birmingham borrowers get paid back?
No rate is published for Birmingham. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Birmingham in the National Flood Insurance Program?
Yes. Birmingham appears in the FEMA Community Status Book as Birmingham, city of, community 260168, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Birmingham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oakland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Birmingham.
Is zoning published for Birmingham?
No. Nothing on this page presents parcel level zoning.