HomeMichiganOakland CountyBirmingham city
Birmingham city, Michigan: commercial real estate data.
Birmingham city is a Census city of 21,763 people across 4.79 square miles of land, in Oakland County. Median household income is $153,510, 77.1 percent of occupied homes are owned, and the SBA record carries 74 7(a) approvals to borrowers here worth $34.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Birmingham
What Birmingham is
- Census place typecity
- Land area4.79 sq mi
- Water area0.01 sq mi
- Population per square mile of land4,540
- County holding the largest share of its areaOakland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
How many people live in Birmingham
- Population21,763
- Median age41.8
- Population under 185,517
- Share under 1825.4 percent
- Population 65 and over3,955
- Share 65 and over18.2 percent
- Households9,440
- Family households5,501
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
Income and work in Birmingham
- Median household income$153,510
- Per capita income$108,921
- Civilian labor force11,512
- Employed11,006
- Unemployed506 plus or minus 181
- Unemployment rate4.4 percent plus or minus 1.6
- Adults 25 and over15,326
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher76.7 percent
- Adults 25 and over with a graduate degree41.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
Housing in Birmingham
- Housing units10,342
- Occupied units9,440
- Vacant units902 plus or minus 236
- Vacancy rate8.7 percent plus or minus 2.3
- Owner occupied7,278
- Renter occupied2,162
- Ownership rate77.1 percent
- Median owner-occupied home value$698,300
- Median gross rent, monthly$1,902
- Annual rent as a share of median income14.9 percent
- Single family units7,969
- Share single family77.1 percent
- Units in buildings of two or more2,366
- Share in buildings of two or more22.9 percent
- Mobile homes7 plus or minus 10
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
How Birmingham gets to work
- Workers 16 and over who commute8,054
- Commuting under 15 minutes2,813
- Share commuting under 15 minutes34.9 percent
- Commuting 30 minutes or more2,127
- Share commuting 30 minutes or more26.4 percent
- Drove alone65.9 percent
- Carpooled5.4 percent plus or minus 2.0
- Public transport0.1 percent plus or minus 0.2
- Walked1.6 percent plus or minus 0.7
- Worked from home26.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Birmingham
SBA loans in Birmingham (7(a))
- Approvals74
- Gross approval$34,947,300
- Average approval$472,261
- Median approval$225,000
- Ninetieth percentile approval$925,000
- Largest approval$4,435,000
- Jobs supported785
- Jobs per approval10.6
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.7 percent
- Share to franchises5.4 percent
- Distinct lenders25
- Distinct industries by NAICS47
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Birmingham
SBA loans in Birmingham (504)
- Approvals6
- Gross approval$4,573,000
- Average approval$762,167
- Median approval$1,004,000
- Largest approval$1,565,000
- Jobs supported77
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Birmingham
Flood risk in Birmingham
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260168
- Currently effective map date09/29/06
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Oakland County, not Birmingham
Oakland County context, not Birmingham figures
These are Oakland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Birmingham measurements.
- Establishments in Oakland County39,792
- Employment at those establishments, Oakland County733,671
- Covered employment, Oakland County723,862
- Average annual pay, Oakland County$77,917
- Average weekly wage, Oakland County$1,498
- Housing units permitted, Oakland County2,886
- Of those, single family, Oakland County1,870
- County product, 2024, Oakland County$143,144,361,000
- County product change over the prior year, Oakland County3.7 percent
- Average income of an arriving household, Oakland County$85,214
Every figure in this section is published for Oakland County as a whole and is not a measurement of Birmingham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Birmingham questions, answered from the record.
How many people live in Birmingham, Michigan?
21,763, in 9,440 households. Birmingham city covers 4.79 square miles of land, which is 4,540 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Birmingham in?
Oakland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Birmingham?
$153,510. The median owner-occupied home is valued at $698,300. Median gross rent is $1,902 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Birmingham businesses?
74 7(a) approvals totalling $34.9 m, across 25 lenders, median approval $225,000, plus 6 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Birmingham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Birmingham borrowers get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Birmingham in the National Flood Insurance Program?
Yes. Birmingham appears in the FEMA Community Status Book as community 260168, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Birmingham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oakland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Birmingham.
Is zoning published for Birmingham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.