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HomeMichiganOakland CountyMadison Heights city

Madison Heights city, Michigan: commercial real estate data.

Madison Heights city is a Census city of 28,419 people across 7.09 square miles of land, in Oakland County. Median household income is $69,503, 64.8 percent of occupied homes are owned, and the SBA record carries 69 7(a) approvals to borrowers here worth $42.9 m.

81 sourced place values · tier FULL · 9 sections

Madison Heights

What Madison Heights is

  • Census place typecity
  • Land area7.09 sq mi
  • Water area0 sq mi
  • Population per square mile of land4,011
  • County holding the largest share of its areaOakland County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madison Heights

How many people live in Madison Heights

  • Population28,419
  • Median age39.0
  • Population under 184,194
  • Share under 1814.8 percent
  • Population 65 and over5,353
  • Share 65 and over18.8 percent
  • Households13,620
  • Family households6,193
  • Share of households that are families45.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madison Heights

Income and work in Madison Heights

  • Median household income$69,503
  • Per capita income$42,044
  • Civilian labor force16,753
  • Employed16,286
  • Unemployed467 plus or minus 187
  • Unemployment rate2.8 percent plus or minus 1.1
  • Adults 25 and over21,839
  • Adults 25 and over with a high school diploma or higher90.4 percent
  • Adults 25 and over with a bachelor degree or higher33.9 percent
  • Adults 25 and over with a graduate degree10.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madison Heights

Housing in Madison Heights

  • Housing units14,872
  • Occupied units13,620
  • Vacant units1,252 plus or minus 286
  • Vacancy rate8.4 percent plus or minus 1.9
  • Owner occupied8,822
  • Renter occupied4,798
  • Ownership rate64.8 percent
  • Median owner-occupied home value$199,100
  • Median gross rent, monthly$1,176
  • Annual rent as a share of median income20.3 percent
  • Single family units10,246
  • Share single family68.9 percent
  • Units in buildings of two or more3,979
  • Share in buildings of two or more26.8 percent
  • Mobile homes647 plus or minus 260
  • Median year structure built1961

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madison Heights

How Madison Heights gets to work

  • Workers 16 and over who commute12,401
  • Commuting under 15 minutes2,407
  • Share commuting under 15 minutes19.4 percent
  • Commuting 30 minutes or more4,404
  • Share commuting 30 minutes or more35.5 percent
  • Drove alone66.3 percent
  • Carpooled8.5 percent plus or minus 2.2
  • Public transport1.7 percent plus or minus 1.4
  • Walked1.0 percent plus or minus 0.5
  • Worked from home19.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madison Heights

SBA 7(a) lending to Madison Heights borrowers

  • Approvals69
  • Gross approval$42,949,500
  • Average approval$622,457
  • Median approval$172,000
  • Ninetieth percentile approval$1,800,700
  • Largest approval$5,000,000
  • Jobs supported901
  • Jobs per approval13.1
  • Loans with a final outcome16
  • Paid in full15
  • Charged off1
  • Charge-off rate over resolved loans6.3 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more18.8 percent
  • Share to franchises5.8 percent
  • Distinct lenders31
  • Distinct industries by NAICS44

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Madison Heights

SBA 504 lending to Madison Heights borrowers

  • Approvals28
  • Gross approval$18,076,000
  • Average approval$645,571
  • Median approval$461,000
  • Largest approval$2,686,000
  • Jobs supported423
  • Loans with a final outcome8
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Madison Heights

Flood programme status in Madison Heights

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number260174
  • Currently effective map date(NSFHA)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Oakland County, not Madison Heights

Oakland County context, not Madison Heights figures

These are Oakland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Madison Heights measurements.

  • Establishments in Oakland County39,792
  • Employment at those establishments, Oakland County733,671
  • Covered employment, Oakland County723,862
  • Average annual pay, Oakland County$77,917
  • Average weekly wage, Oakland County$1,498
  • Housing units permitted, Oakland County2,886
  • Of those, single family, Oakland County1,870
  • County product, 2024, Oakland County$143,144,361,000
  • County product change over the prior year, Oakland County3.7 percent
  • Average income of an arriving household, Oakland County$85,214

Every figure in this section is published for Oakland County as a whole and is not a measurement of Madison Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Madison Heights questions, answered from the record.

How many people live in Madison Heights, Michigan?

28,419, in 13,620 households. Madison Heights city covers 7.09 square miles of land, which is 4,011 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Madison Heights in?

Oakland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Madison Heights?

$69,503. The median owner-occupied home is valued at $199,100. Median gross rent is $1,176 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Madison Heights businesses?

69 7(a) approvals totalling $42.9 m, across 31 lenders, median approval $172,000, plus 28 504 approvals worth $18.1 m. These count approvals to borrowers whose address is in Madison Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Madison Heights borrowers get paid back?

Of the 16 loans that have reached a final outcome, 15 were paid in full and 1 charged off, a charge off rate of 6.3 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Madison Heights in the National Flood Insurance Program?

Yes. Madison Heights appears in the FEMA Community Status Book as community 260174, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Madison Heights figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oakland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison Heights.

Is zoning published for Madison Heights?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.