HomeMichiganOgemaw CountyRose City city
Rose City city, Michigan: commercial real estate data.
Rose City city is a Census city of 575 people across 1.08 square miles of land, in Ogemaw County. Median household income is $25,179, 53.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $319,800.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rose City
What Rose City is
- Census place typecity
- Land area1.08 sq mi
- Water area0.01 sq mi
- Population per square mile of land534 plus or minus 132
- County holding the largest share of its areaOgemaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rose City
How many people live in Rose City
- Population575 plus or minus 142
- Median age41.9 plus or minus 11.8
- Population under 18127 plus or minus 47
- Share under 1822.1 percent plus or minus 6.1
- Population 65 and over113 plus or minus 41
- Share 65 and over19.7 percent plus or minus 5.2
- Households211 plus or minus 50
- Family households128 plus or minus 36
- Share of households that are families60.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rose City
Income and work in Rose City
- Median household income$25,179 plus or minus $13,642
- Per capita income$22,535 plus or minus $4,701
- Civilian labor force258 plus or minus 99
- Employed226 plus or minus 93
- Unemployed32 plus or minus 21
- Unemployment rate12.4 percent plus or minus 6.6
- Adults 25 and over419 plus or minus 94
- Adults 25 and over with a high school diploma or higher79.7 percent
- Adults 25 and over with a bachelor degree or higher9.5 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.7 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rose City
Housing in Rose City
- Housing units270 plus or minus 57
- Occupied units211 plus or minus 50
- Vacant units59 plus or minus 35
- Vacancy rate21.9 percent plus or minus 12.1
- Owner occupied112 plus or minus 30
- Renter occupied99 plus or minus 40
- Ownership rate53.1 percent
- Median owner-occupied home value$101,700 plus or minus $48,545
- Median gross rent, monthly$712 plus or minus $289
- Annual rent as a share of median income33.9 percent plus or minus 23.0
- Single family units170 plus or minus 42
- Share single family63.0 percent
- Units in buildings of two or more87 plus or minus 38
- Share in buildings of two or more32.2 percent plus or minus 12.2
- Mobile homes13 plus or minus 10
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rose City
How Rose City gets to work
- Workers 16 and over who commute215 plus or minus 93
- Commuting under 15 minutes90 plus or minus 40
- Share commuting under 15 minutes41.9 percent
- Commuting 30 minutes or more76 plus or minus 40
- Share commuting 30 minutes or more35.3 percent plus or minus 11.0
- Drove alone95.5 percent
- Carpooled1.8 percent plus or minus 2.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.7 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rose City
SBA loans in Rose City (7(a))
- Approvals4
- Gross approval$319,800
- Average approval$79,950
- Median approval$37,300
- Ninetieth percentile approval$256,500
- Largest approval$256,500
- Jobs supported32
- Jobs per approval8.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rose City
SBA loans in Rose City (504)
- Approvals1
- Gross approval$159,000
- Average approval$159,000
- Median approval$159,000
- Largest approval$159,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rose City
Flood risk in Rose City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260729
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ogemaw County, not Rose City
Ogemaw County context, not Rose City figures
These are Ogemaw County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rose City measurements.
- Establishments in Ogemaw County567
- Employment at those establishments, Ogemaw County5,498
- Covered employment, Ogemaw County6,008
- Average annual pay, Ogemaw County$42,697
- Average weekly wage, Ogemaw County$821
- Housing units permitted, Ogemaw County56
- Of those, single family, Ogemaw County56
- County product, 2024, Ogemaw County$787,991,000
- County product change over the prior year, Ogemaw County6.7 percent
- Average income of an arriving household, Ogemaw County$97,838
Every figure in this section is published for Ogemaw County as a whole and is not a measurement of Rose City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rose City questions, answered from the record.
How many people live in Rose City, Michigan?
575, in 211 households. Rose City city covers 1.08 square miles of land, which is 534 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rose City in?
Ogemaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rose City?
$25,179. The median owner-occupied home is valued at $101,700. Median gross rent is $712 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rose City businesses?
4 7(a) approvals totalling $319,800, across 1 lenders, median approval $37,300, plus 1 504 approvals worth $159,000. These count approvals to borrowers whose address is in Rose City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rose City borrowers get paid back?
No rate is published for Rose City. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rose City in the National Flood Insurance Program?
Yes. Rose City appears in the FEMA Community Status Book as community 260729, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rose City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ogemaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rose City.
Is zoning published for Rose City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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