HomeMichiganOgemaw CountyWest Branch city
West Branch city, Michigan: commercial real estate data.
West Branch city is a Census city of 2,225 people across 1.54 square miles of land, in Ogemaw County. Median household income is $41,250, 41.2 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.5 m.
80 sourced place values · tier FULL · 9 sections
West Branch
What West Branch is
- Census place typecity
- Land area1.54 sq mi
- Water area0 sq mi
- Population per square mile of land1,446
- County holding the largest share of its areaOgemaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Branch
How many people live in West Branch
- Population2,225
- Median age43.0
- Population under 18454 plus or minus 104
- Share under 1820.4 percent plus or minus 4.1
- Population 65 and over614 plus or minus 131
- Share 65 and over27.6 percent
- Households1,056
- Family households475 plus or minus 104
- Share of households that are families45.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Branch
Income and work in West Branch
- Median household income$41,250 plus or minus $8,854
- Per capita income$23,734
- Civilian labor force801
- Employed745 plus or minus 151
- Unemployed56 plus or minus 38
- Unemployment rate7.0 percent plus or minus 4.6
- Adults 25 and over1,530
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher21.7 percent plus or minus 5.8
- Adults 25 and over with a graduate degree6.6 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Branch
Housing in West Branch
- Housing units1,188
- Occupied units1,056
- Vacant units132 plus or minus 80
- Vacancy rate11.1 percent plus or minus 6.6
- Owner occupied435 plus or minus 91
- Renter occupied621
- Ownership rate41.2 percent
- Median owner-occupied home value$147,800 plus or minus $30,924
- Median gross rent, monthly$842
- Annual rent as a share of median income24.5 percent plus or minus 5.4
- Single family units748
- Share single family63.0 percent
- Units in buildings of two or more440 plus or minus 101
- Share in buildings of two or more37.0 percent
- Mobile homes0
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Branch
How West Branch gets to work
- Workers 16 and over who commute697 plus or minus 147
- Commuting under 15 minutes427 plus or minus 107
- Share commuting under 15 minutes61.3 percent
- Commuting 30 minutes or more231 plus or minus 85
- Share commuting 30 minutes or more33.1 percent plus or minus 10.0
- Drove alone82.0 percent
- Carpooled9.8 percent plus or minus 5.1
- Public transport1.5 percent plus or minus 1.6
- Walked4.1 percent plus or minus 3.1
- Worked from home2.7 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Branch
SBA 7(a) lending to West Branch borrowers
- Approvals9
- Gross approval$1,468,000
- Average approval$163,111
- Median approval$75,000
- Ninetieth percentile approval$475,000
- Largest approval$475,000
- Jobs supported208
- Jobs per approval23.1
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Branch
SBA 504 lending to West Branch borrowers
- Approvals4
- Gross approval$2,231,000
- Average approval$557,750
- Median approval$575,000
- Largest approval$1,176,000
- Jobs supported67
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
West Branch
Flood programme status in West Branch
- Listed NFIP communities2
- Of those, participating1
- NFIP community number260993
- Currently effective map date04/19/16(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ogemaw County, not West Branch
Ogemaw County context, not West Branch figures
These are Ogemaw County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Branch measurements.
- Establishments in Ogemaw County567
- Employment at those establishments, Ogemaw County5,498
- Covered employment, Ogemaw County6,008
- Average annual pay, Ogemaw County$42,697
- Average weekly wage, Ogemaw County$821
- Housing units permitted, Ogemaw County56
- Of those, single family, Ogemaw County56
- County product, 2024, Ogemaw County$787,991,000
- County product change over the prior year, Ogemaw County6.7 percent
- Average income of an arriving household, Ogemaw County$97,838
Every figure in this section is published for Ogemaw County as a whole and is not a measurement of West Branch. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Branch questions, answered from the record.
How many people live in West Branch, Michigan?
2,225, in 1,056 households. West Branch city covers 1.54 square miles of land, which is 1,446 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Branch in?
Ogemaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Branch?
$41,250. The median owner-occupied home is valued at $147,800. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Branch businesses?
9 7(a) approvals totalling $1.5 m, across 3 lenders, median approval $75,000, plus 4 504 approvals worth $2.2 m. These count approvals to borrowers whose address is in West Branch, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Branch borrowers get paid back?
No rate is published for West Branch. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is West Branch in the National Flood Insurance Program?
Yes. West Branch appears in the FEMA Community Status Book as community 260993, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Branch figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ogemaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Branch.
Is zoning published for West Branch?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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