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HomeMichiganSt. Clair CountyPort Huron

Port Huron, Michigan: commercial real estate data.

Port Huron is a Census city of 28,620 people across 8.10 square miles of land, in St. Clair County. Median household income is $50,366, 61.7 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $13.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Port Huron

What Port Huron is

  • Census place typecity
  • Land area8.1 sq mi
  • Water area4.17 sq mi
  • Population per square mile of land3,532
  • County holding the largest share of its areaSt. Clair County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Port Huron

How many people live in Port Huron

  • Population28,620
  • Median age38.6
  • Population under 186,145
  • Share under 1821.5 percent
  • Population 65 and over5,144
  • Share 65 and over18.0 percent
  • Households12,734
  • Family households7,164
  • Share of households that are families56.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Port Huron

Income and work in Port Huron

  • Median household income$50,366
  • Per capita income$31,564
  • Civilian labor force14,219
  • Employed12,959
  • Unemployed1,260 plus or minus 372
  • Unemployment rate8.9 percent plus or minus 2.6
  • Adults 25 and over19,581
  • Adults 25 and over with a high school diploma or higher88.0 percent
  • Adults 25 and over with a bachelor degree or higher18.1 percent
  • Adults 25 and over with a graduate degree5.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Port Huron

Housing in Port Huron

  • Housing units13,729
  • Occupied units12,734
  • Vacant units995 plus or minus 229
  • Vacancy rate7.2 percent plus or minus 1.7
  • Owner occupied7,860
  • Renter occupied4,874
  • Ownership rate61.7 percent
  • Median owner-occupied home value$149,300
  • Median gross rent, monthly$982
  • Annual rent as a share of median income23.4 percent
  • Single family units10,089
  • Share single family73.5 percent
  • Units in buildings of two or more3,599
  • Share in buildings of two or more26.2 percent
  • Mobile homes41 plus or minus 46
  • Median year structure built1955

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Port Huron

How Port Huron gets to work

  • Workers 16 and over who commute12,019
  • Commuting under 15 minutes5,628
  • Share commuting under 15 minutes46.8 percent
  • Commuting 30 minutes or more2,785
  • Share commuting 30 minutes or more23.2 percent
  • Drove alone73.7 percent
  • Carpooled13.3 percent
  • Public transport2.6 percent plus or minus 1.1
  • Walked1.9 percent plus or minus 0.8
  • Worked from home5.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Port Huron

SBA loans in Port Huron (7(a))

  • Approvals35
  • Gross approval$13,431,000
  • Average approval$383,743
  • Median approval$150,000
  • Ninetieth percentile approval$830,800
  • Largest approval$4,000,000
  • Jobs supported333
  • Jobs per approval9.5
  • Loans with a final outcome11
  • Paid in full11
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more11.4 percent
  • Share to franchises11.4 percent
  • Distinct lenders12
  • Distinct industries by NAICS31

Counted by borrower city: approvals to borrowers whose address is in Port Huron, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Port Huron

SBA loans in Port Huron (504)

  • Approvals24
  • Gross approval$10,263,000
  • Average approval$427,625
  • Median approval$335,000
  • Largest approval$1,855,000
  • Jobs supported137
  • Loans with a final outcome6
  • Charged off1
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Port Huron, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Port Huron

Flood risk in Port Huron

  • NFIP communityCity of Port Huron
  • NFIP community number260204
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/19/22

The City of Port Huron participates in the National Flood Insurance Program as community 260204 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

St. Clair County, not Port Huron

St. Clair County context, not Port Huron figures

  • Establishments in St. Clair County3,080
  • Covered employment, St. Clair County42,283
  • Average annual pay, St. Clair County$55,695
  • Housing units permitted, St. Clair County235

Every figure in this section is published for St. Clair County as a whole and is not a measurement of Port Huron.

All St. Clair County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Port Huron questions, answered from the record.

How many people live in Port Huron, Michigan?

28,620, in 12,734 households. Port Huron city covers 8.10 square miles of land, which is 3,532 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Port Huron in?

St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Port Huron?

$50,366. The median owner-occupied home is valued at $149,300. Median gross rent is $982 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Port Huron businesses?

35 7(a) approvals totaling $13.4 m since FY2020, across 12 lenders, median approval $150,000, plus 24 504 approvals worth $10.3 m since FY2010. These count approvals to borrowers whose address is in Port Huron, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Port Huron borrowers get paid back?

No rate is published for Port Huron. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Port Huron in the National Flood Insurance Program?

Yes. Port Huron appears in the FEMA Community Status Book as Port Huron, city of, community 260204, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Port Huron figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Port Huron.

Is zoning published for Port Huron?

No. Nothing on this page presents parcel level zoning.