HomeMichiganSt. Clair CountySt. Clair city
St. Clair city, Michigan: commercial real estate data.
St. Clair city is a Census city of 5,585 people across 2.94 square miles of land, in St. Clair County. Median household income is $69,688, 68.1 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $10.0 m.
80 sourced place values · tier FULL · 9 sections
St. Clair
What St. Clair is
- Census place typecity
- Land area2.94 sq mi
- Water area0.68 sq mi
- Population per square mile of land1,900
- County holding the largest share of its areaSt. Clair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Clair
How many people live in St. Clair
- Population5,585
- Median age42.0
- Population under 181,323 plus or minus 314
- Share under 1823.7 percent plus or minus 5.6
- Population 65 and over1,127 plus or minus 237
- Share 65 and over20.2 percent plus or minus 4.2
- Households2,404
- Family households1,496
- Share of households that are families62.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Clair
Income and work in St. Clair
- Median household income$69,688 plus or minus $13,933
- Per capita income$40,183
- Civilian labor force2,749
- Employed2,727
- Unemployed22 plus or minus 26
- Unemployment rate0.8 percent plus or minus 0.9
- Adults 25 and over3,840
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent plus or minus 7.7
- Adults 25 and over with a graduate degree6.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Clair
Housing in St. Clair
- Housing units2,404
- Occupied units2,404
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,636
- Renter occupied768 plus or minus 250
- Ownership rate68.1 percent
- Median owner-occupied home value$223,200
- Median gross rent, monthly$1,113
- Annual rent as a share of median income19.2 percent plus or minus 4.5
- Single family units2,008
- Share single family83.5 percent
- Units in buildings of two or more396 plus or minus 147
- Share in buildings of two or more16.5 percent plus or minus 5.9
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Clair
How St. Clair gets to work
- Workers 16 and over who commute2,465
- Commuting under 15 minutes853 plus or minus 256
- Share commuting under 15 minutes34.6 percent plus or minus 9.1
- Commuting 30 minutes or more844 plus or minus 289
- Share commuting 30 minutes or more34.2 percent plus or minus 10.7
- Drove alone85.3 percent
- Carpooled4.7 percent plus or minus 3.8
- Public transport0.0 percent
- Walked2.3 percent plus or minus 3.5
- Worked from home7.6 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Clair
SBA 7(a) lending to St. Clair borrowers
- Approvals25
- Gross approval$9,968,800
- Average approval$398,752
- Median approval$100,000
- Ninetieth percentile approval$1,021,000
- Largest approval$3,496,000
- Jobs supported413
- Jobs per approval16.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises4.0 percent
- Distinct lenders7
- Distinct industries by NAICS16
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Clair
SBA 504 lending to St. Clair borrowers
- Approvals3
- Gross approval$644,000
- Average approval$214,667
- Median approval$239,000
- Largest approval$281,000
- Jobs supported27
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Clair
Flood programme status in St. Clair
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260205
- Currently effective map date05/03/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
St. Clair County, not St. Clair
St. Clair County context, not St. Clair figures
These are St. Clair County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Clair measurements.
- Establishments in St. Clair County3,080
- Employment at those establishments, St. Clair County41,206
- Covered employment, St. Clair County42,283
- Average annual pay, St. Clair County$55,695
- Average weekly wage, St. Clair County$1,071
- Housing units permitted, St. Clair County235
- Of those, single family, St. Clair County235
- County product, 2024, St. Clair County$7,417,446,000
- County product change over the prior year, St. Clair County2.2 percent
- Average income of an arriving household, St. Clair County$60,731
Every figure in this section is published for St. Clair County as a whole and is not a measurement of St. Clair. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Clair questions, answered from the record.
How many people live in St. Clair, Michigan?
5,585, in 2,404 households. St. Clair city covers 2.94 square miles of land, which is 1,900 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Clair in?
St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Clair?
$69,688. The median owner-occupied home is valued at $223,200. Median gross rent is $1,113 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Clair businesses?
25 7(a) approvals totalling $10.0 m, across 7 lenders, median approval $100,000, plus 3 504 approvals worth $644,000. These count approvals to borrowers whose address is in St. Clair, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Clair borrowers get paid back?
No rate is published for St. Clair. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is St. Clair in the National Flood Insurance Program?
Yes. St. Clair appears in the FEMA Community Status Book as community 260205, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Clair figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Clair.
Is zoning published for St. Clair?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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