HomeMichiganSt. Joseph CountySturgis city
Sturgis city, Michigan: commercial real estate data.
Sturgis city is a Census city of 11,054 people across 6.95 square miles of land, in St. Joseph County. Median household income is $62,710, 61.6 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $10.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sturgis
What Sturgis is
- Census place typecity
- Land area6.95 sq mi
- Water area0 sq mi
- Population per square mile of land1,590
- County holding the largest share of its areaSt. Joseph County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgis
How many people live in Sturgis
- Population11,054
- Median age34.1
- Population under 182,937
- Share under 1826.6 percent
- Population 65 and over1,386
- Share 65 and over12.5 percent
- Households4,394
- Family households2,834
- Share of households that are families64.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgis
Income and work in Sturgis
- Median household income$62,710
- Per capita income$30,297
- Civilian labor force5,663
- Employed5,190
- Unemployed473 plus or minus 212
- Unemployment rate8.4 percent plus or minus 3.7
- Adults 25 and over6,834
- Adults 25 and over with a high school diploma or higher83.2 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 3.3
- Adults 25 and over with a graduate degree4.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgis
Housing in Sturgis
- Housing units4,864
- Occupied units4,394
- Vacant units470 plus or minus 164
- Vacancy rate9.7 percent plus or minus 3.3
- Owner occupied2,707
- Renter occupied1,687
- Ownership rate61.6 percent
- Median owner-occupied home value$152,600
- Median gross rent, monthly$826
- Annual rent as a share of median income15.8 percent
- Single family units3,271
- Share single family67.2 percent
- Units in buildings of two or more1,521
- Share in buildings of two or more31.3 percent
- Mobile homes61 plus or minus 46
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgis
How Sturgis gets to work
- Workers 16 and over who commute4,787
- Commuting under 15 minutes2,958
- Share commuting under 15 minutes61.8 percent
- Commuting 30 minutes or more1,222 plus or minus 257
- Share commuting 30 minutes or more25.5 percent
- Drove alone66.2 percent
- Carpooled23.9 percent plus or minus 5.4
- Public transport0.1 percent plus or minus 0.2
- Walked0.2 percent plus or minus 0.4
- Worked from home5.5 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sturgis
SBA loans in Sturgis (7(a))
- Approvals21
- Gross approval$10,035,300
- Average approval$477,871
- Median approval$206,000
- Ninetieth percentile approval$1,565,000
- Largest approval$2,000,000
- Jobs supported165
- Jobs per approval7.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises4.8 percent
- Distinct lenders11
- Distinct industries by NAICS17
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sturgis
SBA loans in Sturgis (504)
- Approvals5
- Gross approval$6,580,000
- Average approval$1,316,000
- Median approval$964,000
- Largest approval$4,196,000
- Jobs supported42
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sturgis
Flood risk in Sturgis
- Listed NFIP communities2
- Of those, participating2
- NFIP community number261133
- Currently effective map date06/04/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
St. Joseph County, not Sturgis
St. Joseph County context, not Sturgis figures
These are St. Joseph County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sturgis measurements.
- Establishments in St. Joseph County1,149
- Employment at those establishments, St. Joseph County19,429
- Covered employment, St. Joseph County21,098
- Average annual pay, St. Joseph County$53,550
- Average weekly wage, St. Joseph County$1,030
- Housing units permitted, St. Joseph County180
- Of those, single family, St. Joseph County102
- County product, 2024, St. Joseph County$2,875,369,000
- County product change over the prior year, St. Joseph County1.3 percent
- Average income of an arriving household, St. Joseph County$57,369
Every figure in this section is published for St. Joseph County as a whole and is not a measurement of Sturgis. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sturgis questions, answered from the record.
How many people live in Sturgis, Michigan?
11,054, in 4,394 households. Sturgis city covers 6.95 square miles of land, which is 1,590 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sturgis in?
St. Joseph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sturgis?
$62,710. The median owner-occupied home is valued at $152,600. Median gross rent is $826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sturgis businesses?
21 7(a) approvals totalling $10.0 m, across 11 lenders, median approval $206,000, plus 5 504 approvals worth $6.6 m. These count approvals to borrowers whose address is in Sturgis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sturgis borrowers get paid back?
No rate is published for Sturgis. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sturgis in the National Flood Insurance Program?
Yes. Sturgis appears in the FEMA Community Status Book as community 261133, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sturgis figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Joseph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sturgis.
Is zoning published for Sturgis?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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