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HomeMichiganSt. Joseph CountySturgis

Sturgis, Michigan: commercial real estate data.

Sturgis is a Census city of 11,054 people across 6.95 square miles of land, in St. Joseph County. Median household income is $62,710, 61.6 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $10.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sturgis

What Sturgis is

  • Census place typecity
  • Land area6.95 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,590
  • County holding the largest share of its areaSt. Joseph County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sturgis

How many people live in Sturgis

  • Population11,054
  • Median age34.1
  • Population under 182,937
  • Share under 1826.6 percent
  • Population 65 and over1,386
  • Share 65 and over12.5 percent
  • Households4,394
  • Family households2,834
  • Share of households that are families64.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sturgis

Income and work in Sturgis

  • Median household income$62,710
  • Per capita income$30,297
  • Civilian labor force5,663
  • Employed5,190
  • Unemployed473 plus or minus 212
  • Unemployment rate8.4 percent plus or minus 3.7
  • Adults 25 and over6,834
  • Adults 25 and over with a high school diploma or higher83.2 percent
  • Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 3.3
  • Adults 25 and over with a graduate degree4.6 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sturgis

Housing in Sturgis

  • Housing units4,864
  • Occupied units4,394
  • Vacant units470 plus or minus 164
  • Vacancy rate9.7 percent plus or minus 3.3
  • Owner occupied2,707
  • Renter occupied1,687
  • Ownership rate61.6 percent
  • Median owner-occupied home value$152,600
  • Median gross rent, monthly$826
  • Annual rent as a share of median income15.8 percent
  • Single family units3,271
  • Share single family67.2 percent
  • Units in buildings of two or more1,521
  • Share in buildings of two or more31.3 percent
  • Mobile homes61 plus or minus 46
  • Median year structure built1958

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sturgis

How Sturgis gets to work

  • Workers 16 and over who commute4,787
  • Commuting under 15 minutes2,958
  • Share commuting under 15 minutes61.8 percent
  • Commuting 30 minutes or more1,222 plus or minus 257
  • Share commuting 30 minutes or more25.5 percent
  • Drove alone66.2 percent
  • Carpooled23.9 percent plus or minus 5.4
  • Public transport0.1 percent plus or minus 0.2
  • Walked0.2 percent plus or minus 0.4
  • Worked from home5.5 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sturgis

SBA loans in Sturgis (7(a))

  • Approvals21
  • Gross approval$10,035,300
  • Average approval$477,871
  • Median approval$206,000
  • Ninetieth percentile approval$1,565,000
  • Largest approval$2,000,000
  • Jobs supported165
  • Jobs per approval7.9
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more14.3 percent
  • Share to franchises4.8 percent
  • Distinct lenders11
  • Distinct industries by NAICS17

Counted by borrower city: approvals to borrowers whose address is in Sturgis, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sturgis

SBA loans in Sturgis (504)

  • Approvals5
  • Gross approval$6,580,000
  • Average approval$1,316,000
  • Median approval$964,000
  • Largest approval$4,196,000
  • Jobs supported42
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Sturgis, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Sturgis

Flood risk in Sturgis

  • NFIP communityTownship of Sturgis
  • NFIP community number261133
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/04/10(M)

The Township of Sturgis participates in the National Flood Insurance Program as community 261133 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

St. Joseph County, not Sturgis

St. Joseph County context, not Sturgis figures

  • Establishments in St. Joseph County1,149
  • Covered employment, St. Joseph County21,098
  • Average annual pay, St. Joseph County$53,550
  • Housing units permitted, St. Joseph County180

Every figure in this section is published for St. Joseph County as a whole and is not a measurement of Sturgis.

All St. Joseph County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sturgis questions, answered from the record.

How many people live in Sturgis, Michigan?

11,054, in 4,394 households. Sturgis city covers 6.95 square miles of land, which is 1,590 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sturgis in?

St. Joseph County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sturgis?

$62,710. The median owner-occupied home is valued at $152,600. Median gross rent is $826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sturgis businesses?

21 7(a) approvals totaling $10.0 m since FY2020, across 11 lenders, median approval $206,000, plus 5 504 approvals worth $6.6 m since FY2010. These count approvals to borrowers whose address is in Sturgis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sturgis borrowers get paid back?

No rate is published for Sturgis. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sturgis in the National Flood Insurance Program?

Yes. Sturgis appears in the FEMA Community Status Book as Sturgis, township of, community 261133, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sturgis figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Joseph County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sturgis.

Is zoning published for Sturgis?

No. Nothing on this page presents parcel level zoning.