HomeMichiganWashtenaw CountyAnn Arbor
Ann Arbor, Michigan: commercial real estate data.
Ann Arbor is a Census city of 122,036 people across 28.39 square miles of land, in Washtenaw County. Median household income is $82,212, 45.5 percent of occupied homes are owned, and the SBA record carries 240 7(a) approvals to borrowers here worth $119.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ann Arbor
What Ann Arbor is
- Census place typecity
- Land area28.39 sq mi
- Water area0.87 sq mi
- Population per square mile of land4,299
- County holding the largest share of its areaWashtenaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ann Arbor
How many people live in Ann Arbor
- Population122,036
- Median age27.7
- Population under 1815,179
- Share under 1812.4 percent
- Population 65 and over15,777
- Share 65 and over12.9 percent
- Households50,499
- Family households21,823
- Share of households that are families43.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ann Arbor
Income and work in Ann Arbor
- Median household income$82,212
- Per capita income$55,459
- Civilian labor force65,177
- Employed62,605
- Unemployed2,572
- Unemployment rate3.9 percent
- Adults 25 and over67,556
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher77.9 percent
- Adults 25 and over with a graduate degree48.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ann Arbor
Housing in Ann Arbor
- Housing units54,399
- Occupied units50,499
- Vacant units3,900
- Vacancy rate7.2 percent
- Owner occupied22,955
- Renter occupied27,544
- Ownership rate45.5 percent
- Median owner-occupied home value$453,400
- Median gross rent, monthly$1,649
- Annual rent as a share of median income24.1 percent
- Single family units29,332
- Share single family53.9 percent
- Units in buildings of two or more24,914
- Share in buildings of two or more45.8 percent
- Mobile homes153 plus or minus 92
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ann Arbor
How Ann Arbor gets to work
- Workers 16 and over who commute43,654
- Commuting under 15 minutes15,522
- Share commuting under 15 minutes35.6 percent
- Commuting 30 minutes or more9,813
- Share commuting 30 minutes or more22.5 percent
- Drove alone43.0 percent
- Carpooled5.2 percent
- Public transport7.2 percent
- Walked13.0 percent
- Worked from home28.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ann Arbor
SBA loans in Ann Arbor (7(a))
- Approvals240
- Gross approval$119,032,500
- Average approval$495,969
- Median approval$150,000
- Ninetieth percentile approval$1,135,500
- Largest approval$4,933,600
- Jobs supported3,119
- Jobs per approval13.0
- Loans with a final outcome41
- Paid in full38
- Charged off3
- Charge-off rate over resolved loans7.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises21.7 percent
- Distinct lenders55
- Distinct industries by NAICS106
Counted by borrower city: approvals to borrowers whose address is in Ann Arbor, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ann Arbor
SBA loans in Ann Arbor (504)
- Approvals64
- Gross approval$43,508,000
- Average approval$679,813
- Median approval$494,500
- Largest approval$3,002,000
- Jobs supported839
- Loans with a final outcome22
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ann Arbor, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ann Arbor
Flood risk in Ann Arbor
- NFIP communityCity of Ann Arbor
- NFIP community number260213
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date04/03/12
The City of Ann Arbor participates in the National Flood Insurance Program as community 260213 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washtenaw County, not Ann Arbor
Washtenaw County context, not Ann Arbor figures
- Establishments in Washtenaw County8,322
- Covered employment, Washtenaw County217,948
- Average annual pay, Washtenaw County$74,298
- Housing units permitted, Washtenaw County1,193
Every figure in this section is published for Washtenaw County as a whole and is not a measurement of Ann Arbor.
All Washtenaw County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ann Arbor questions, answered from the record.
How many people live in Ann Arbor, Michigan?
122,036, in 50,499 households. Ann Arbor city covers 28.39 square miles of land, which is 4,299 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ann Arbor in?
Washtenaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ann Arbor?
$82,212. The median owner-occupied home is valued at $453,400. Median gross rent is $1,649 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ann Arbor businesses?
240 7(a) approvals totaling $119.0 m since FY2020, across 55 lenders, median approval $150,000, plus 64 504 approvals worth $43.5 m since FY2010. These count approvals to borrowers whose address is in Ann Arbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ann Arbor borrowers get paid back?
Of the 41 loans that have reached a final outcome, 38 were paid in full and 3 charged off, a charge off rate of 7.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Ann Arbor in the National Flood Insurance Program?
Yes. Ann Arbor appears in the FEMA Community Status Book as Ann Arbor, city of, community 260213, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ann Arbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washtenaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ann Arbor.
Is zoning published for Ann Arbor?
No. Nothing on this page presents parcel level zoning.
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