HomeMichiganWashtenaw CountyYpsilanti city
Ypsilanti city, Michigan: commercial real estate data.
Ypsilanti city is a Census city of 19,857 people across 4.29 square miles of land, in Washtenaw County. Median household income is $46,588, 33.2 percent of occupied homes are owned, and the SBA record carries 88 7(a) approvals to borrowers here worth $34.0 m.
81 sourced place values · tier FULL · 9 sections
Ypsilanti
What Ypsilanti is
- Census place typecity
- Land area4.29 sq mi
- Water area0.18 sq mi
- Population per square mile of land4,626
- County holding the largest share of its areaWashtenaw County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ypsilanti
How many people live in Ypsilanti
- Population19,857
- Median age27.7
- Population under 182,937
- Share under 1814.8 percent
- Population 65 and over1,918
- Share 65 and over9.7 percent
- Households8,790
- Family households3,266
- Share of households that are families37.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ypsilanti
Income and work in Ypsilanti
- Median household income$46,588
- Per capita income$32,628
- Civilian labor force11,431
- Employed10,459
- Unemployed972 plus or minus 247
- Unemployment rate8.5 percent plus or minus 2.1
- Adults 25 and over11,166
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher46.9 percent
- Adults 25 and over with a graduate degree21.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ypsilanti
Housing in Ypsilanti
- Housing units9,491
- Occupied units8,790
- Vacant units701 plus or minus 202
- Vacancy rate7.4 percent plus or minus 2.1
- Owner occupied2,919
- Renter occupied5,871
- Ownership rate33.2 percent
- Median owner-occupied home value$232,700
- Median gross rent, monthly$1,080
- Annual rent as a share of median income27.8 percent
- Single family units3,805
- Share single family40.1 percent
- Units in buildings of two or more5,630
- Share in buildings of two or more59.3 percent
- Mobile homes56 plus or minus 38
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ypsilanti
How Ypsilanti gets to work
- Workers 16 and over who commute8,348
- Commuting under 15 minutes1,519
- Share commuting under 15 minutes18.2 percent
- Commuting 30 minutes or more2,383
- Share commuting 30 minutes or more28.5 percent
- Drove alone58.1 percent
- Carpooled8.4 percent plus or minus 2.7
- Public transport8.3 percent plus or minus 3.1
- Walked5.8 percent plus or minus 1.6
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ypsilanti
SBA 7(a) lending to Ypsilanti borrowers
- Approvals88
- Gross approval$33,995,100
- Average approval$386,308
- Median approval$100,000
- Ninetieth percentile approval$1,017,500
- Largest approval$4,430,000
- Jobs supported686
- Jobs per approval7.8
- Loans with a final outcome16
- Paid in full15
- Charged off1
- Charge-off rate over resolved loans6.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.0 percent
- Share to franchises10.2 percent
- Distinct lenders25
- Distinct industries by NAICS47
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ypsilanti
SBA 504 lending to Ypsilanti borrowers
- Approvals16
- Gross approval$6,862,000
- Average approval$428,875
- Median approval$336,000
- Largest approval$1,241,000
- Jobs supported200
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ypsilanti
Flood programme status in Ypsilanti
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260216
- Currently effective map date04/03/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Washtenaw County, not Ypsilanti
Washtenaw County context, not Ypsilanti figures
These are Washtenaw County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ypsilanti measurements.
- Establishments in Washtenaw County8,322
- Employment at those establishments, Washtenaw County158,858
- Covered employment, Washtenaw County217,948
- Average annual pay, Washtenaw County$74,298
- Average weekly wage, Washtenaw County$1,429
- Housing units permitted, Washtenaw County1,193
- Of those, single family, Washtenaw County557
- County product, 2024, Washtenaw County$34,591,665,000
- County product change over the prior year, Washtenaw County5.3 percent
- Average income of an arriving household, Washtenaw County$83,284
Every figure in this section is published for Washtenaw County as a whole and is not a measurement of Ypsilanti. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ypsilanti questions, answered from the record.
How many people live in Ypsilanti, Michigan?
19,857, in 8,790 households. Ypsilanti city covers 4.29 square miles of land, which is 4,626 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ypsilanti in?
Washtenaw County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ypsilanti?
$46,588. The median owner-occupied home is valued at $232,700. Median gross rent is $1,080 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ypsilanti businesses?
88 7(a) approvals totalling $34.0 m, across 25 lenders, median approval $100,000, plus 16 504 approvals worth $6.9 m. These count approvals to borrowers whose address is in Ypsilanti, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ypsilanti borrowers get paid back?
Of the 16 loans that have reached a final outcome, 15 were paid in full and 1 charged off, a charge off rate of 6.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Ypsilanti in the National Flood Insurance Program?
Yes. Ypsilanti appears in the FEMA Community Status Book as community 260216, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ypsilanti figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washtenaw County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ypsilanti.
Is zoning published for Ypsilanti?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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