Isanti County, Minnesota: commercial real estate data.
Isanti County, Minnesota had an estimated 43,687 residents on July 1, 2024, up 6.2 percent since the 2020 census base of 41,132, across 436 square miles. County output reached $1.59 bn in 2024, 1,004 establishments operate here, and the SBA record carries 66 7(a) approvals worth $30.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Isanti County
How many people live in Isanti County
- Population, American Community Survey 2020-202442,596
- Households16,293
- Average household size2.61
- Median household income$87,440
- Median age40.2
- Median gross rent$1,273 per month
- Median owner-occupied home value$306,200
- Home value to household income3.5 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher20.7 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over29,587
- Population under 189,901
- Share under 1823.2 percent
- Population 65 and over7,332
- Share 65 and over17.2 percent
- Working age population, 18 to 6425,363
- Civilian labor force22,698
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over69.4 percent
- Rank by population among Minnesota counties24th of 87
- Rank by population among US county-equivalents, Puerto Rico included1153rd of 3,222
Isanti County is the 24th largest of 87 Minnesota counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 17.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Isanti County
Is Isanti County's population growing?
- Population, July 1, 202443,687
- Census 2020 base population41,132
- Population change since the 2020 census base6.21 percent
- Population change, 2023 to 2024475
- Births, 2024442
- Deaths, 2024363
- Natural change, 202479
- Net domestic migration, 2024352
- Net international migration, 202446
- Total net migration, 2024398
- Cumulative net domestic migration, 2021 to 20241,942
- Rank by growth among US county-equivalents379th of 3,144
The county has grown 6.21 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Isanti County
Where are people moving to Isanti County from?
- Tax returns filed by households arriving1,587
- People arriving, from those returns2,792
- Tax returns filed by households leaving1,327
- Net household movement260
- Adjusted gross income arriving$97.8 m
- Net adjusted gross income movement$14.1 m
- Average income of an arriving household$61,609
- Average income of a leaving household$63,077
- Largest single originAnoka County (439 households)
- Largest single destinationAnoka County (228 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Anoka County | 439 | 753 | $29.3 m |
| Hennepin County | 158 | 273 | $10.0 m |
| Chisago County | 140 | 239 | $9.3 m |
| Ramsey County | 137 | 274 | $7.5 m |
| Sherburne County | 102 | 191 | $7.5 m |
| Washington County | 83 | 169 | $5.1 m |
| Kanabec County | 53 | 95 | $2.3 m |
| Mille Lacs County | 44 | 65 | $2.2 m |
Households arriving report $1,468 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Anoka County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Isanti County
What is the Isanti County economy?
- County GDP, 2024$1.59 bn
- County GDP, 2023$1.49 bn
- GDP change, 2023 to 20247.0 percent
- GDP change over five years35.6 percent
- Rank by GDP among the Minnesota areas BEA publishes39th of 87
- Rank by GDP among the US county areas BEA publishes1459th of 3,127
- GDP per resident$37,402
Output grew 7.0 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Isanti County
Employment by industry in Isanti County
- Covered employment, annual average11,704
- Establishments reporting967
- Average annual pay$49,899
- Average weekly wage$960
- Health care and social assistance, employment2,218
- Health care and social assistance, average annual pay$54,659
- Retail trade, employment2,134
- Retail trade, average annual pay$32,646
- Manufacturing, employment1,212
- Manufacturing, average annual pay$66,192
- Accommodation and food services, employment1,173
- Accommodation and food services, average annual pay$18,398
- Construction, employment728
- Other services, except public administration, employment382
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 2,218 | 124 | $54,659 |
| Retail trade | 2,134 | 111 | $32,646 |
| Manufacturing | 1,212 | 68 | $66,192 |
| Accommodation and food services | 1,173 | 62 | $18,398 |
| Construction | 728 | 177 | $60,853 |
| Other services, except public administration | 382 | 102 | $35,098 |
| Administrative and support and waste management services | 326 | 36 | $80,116 |
| Finance and insurance | 280 | 34 | $67,177 |
Health care and social assistance is the largest private sector at 2,218 jobs, 19.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Isanti County
How many businesses are in Isanti County?
- Establishments, all industries1,004
- Employment at those establishments9,859
- Annual payroll$447.5 m
- Establishments per 1,000 residents23.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Isanti County
Building permits in Isanti County
- Housing units authorized by permit, 2024192
- Declared construction value permitted$40.3 m
- Single family units authorized164
- Multifamily units authorized28
- Multifamily share of units14.6 percent
- Average declared value per unit$210,080
- Units authorized per 1,000 households11.8
Single-family homes are 85.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Isanti County
SBA loans in Isanti County (7(a) and 504)
- 7(a) approvals recorded66
- 7(a) gross approval dollars$30.0 m
- Average 7(a) approval$455,056
- Median 7(a) approval$267,650
- 10th percentile approval$27,500
- 90th percentile approval$913,500
- Largest single approval$3,794,200
- Jobs reported supported, 7(a)885
- Jobs per approval13.4
- Distinct 7(a) lenders active24
- Distinct industries receiving approvals44
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter52
- Franchise loans5
- Franchise share of approvals7.6 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderFrandsen Bank and Trust (7)
- 504 approvals recorded48
- 504 gross approval dollars$25.5 m
- Average 504 approval$531,917
- Median 504 approval$428,500
- Distinct CDCs active6
- 504 jobs per approval10.5
- 504 jobs per million dollars approved19.7
- Most active CDCMidwest Business Finance Corporation (17)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$55.6 m
The average approval of $455,056 sits well above the median of $267,650, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Isanti County
SBA loan default and charge-off rates in Isanti County
Do SBA loans in Isanti County get paid back?
- Loans with a final outcome recorded20
- Paid in full19
- Charged off1
- Status: Paid in full19
- Status: Exempt from disclosure41
- Status: Cancelled4
- Status: Charged off1
- Status: Committed, not yet disbursed1
Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Isanti County
SBA lending by place in Isanti County
- Borrower cities with recorded lending10
- Cambridge, approvals23
- Isanti, approvals21
- Braham, approvals5
- Grandy, approvals4
- Zimmerman, approvals4
- Stacy, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cambridge | 23 | $10,843,900 |
| Isanti | 21 | $7,361,000 |
| Braham | 5 | $4,411,400 |
| Grandy | 4 | $3,125,100 |
| Zimmerman | 4 | $1,290,000 |
| Stacy | 3 | $550,000 |
| Stanchfield | 2 | $1,361,600 |
| Saint Francis | 2 | $364,600 |
| 2 other borrower cities | 2 | $726,100 |
Cambridge accounts for 23 approvals against 21 in Isanti. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Isanti County
How large is Isanti County?
- Land area436 sq mi
- Rank by land area among Minnesota counties75th of 87
- Width, east to west23.9 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land98
- Establishments per square mile2.30
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Isanti County
Flood risk in Isanti County
- Participation of the county's own NFIP community Isanti County, unincorporated areasParticipating, community 270197
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Isanti County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Isanti County (community 270197), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Isanti County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Isanti County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Isanti County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202442,596
- Households16,293
- Average household size2.61
- Median household income$87,440
- Median age40.2
Common questions
Isanti County questions, answered from the record.
How many people live in Isanti County, Minnesota?
The Census Bureau estimates 43,687 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 42,596, in 16,293 households, ranking 24th of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Isanti County's population growing?
The population has grown 6.21 percent since the 2020 census base of 41,132, to 43,687 on July 1, 2024. In 2024 there were 442 births against 363 deaths, with net migration of 398. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Isanti County?
$87,440. The median owner-occupied home is valued at $306,200, which is 3.5 times income, and median gross rent is $1,273 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Isanti County?
1,004 establishments, employing 9,859 people with an annual payroll of $447.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Isanti County?
Health care and social assistance is the largest private sector at 2,218 jobs, 19.0 percent of covered employment. Covered employment averages 11,704 jobs at an average annual pay of $49,899, or $960 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Isanti County?
66 7(a) approvals totaling $30.0 m since FY2020, across 24 lenders, with a median approval of $267,650, plus 48 504 approvals worth $25.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Isanti County?
192 housing units were authorized by permit in 2024, with a declared construction value of $40.3 m. Multifamily was 14.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Isanti County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Isanti County come from?
The largest single origin is Anoka County, with 439 households. Arriving households report an average income of $61,609 against $63,077 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Isanti County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Isanti County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Isanti County
Cities and places in Isanti.
4 Census places lie wholly or partly in Isanti County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cambridge | city | 10,307 | 23 | Wholly in this county |
| Isanti | city | 7,210 | 21 | Wholly in this county |
| Braham | city | 1,732 | 5 | 93.9 percent here, 6.1 percent Kanabec County |
| Stanchfield | CDP | 100 | 2 | Wholly in this county |
A further 15 of the county's 66 SBA 7(a) approvals are to borrowers in cities that match no Census place in Isanti County, the largest being Grandy (4), Zimmerman (4), Stacy (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby