HomeMinnesotaIsanti CountyCambridge city
Cambridge city, Minnesota: commercial real estate data.
Cambridge city is a Census city of 10,307 people across 7.48 square miles of land, in Isanti County. Median household income is $69,154, 65.8 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $10.8 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cambridge
What Cambridge is
- Census place typecity
- Land area7.48 sq mi
- Water area0.29 sq mi
- Population per square mile of land1,378
- County holding the largest share of its areaIsanti County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How many people live in Cambridge
- Population10,307
- Median age37.6
- Population under 182,198
- Share under 1821.3 percent
- Population 65 and over2,004
- Share 65 and over19.4 percent
- Households4,390
- Family households2,424
- Share of households that are families55.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Income and work in Cambridge
- Median household income$69,154
- Per capita income$35,047
- Civilian labor force5,146
- Employed4,970
- Unemployed176 plus or minus 72
- Unemployment rate3.4 percent plus or minus 1.4
- Adults 25 and over7,111
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher18.8 percent
- Adults 25 and over with a graduate degree5.7 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Housing in Cambridge
- Housing units4,479
- Occupied units4,390
- Vacant units89 plus or minus 96
- Vacancy rate2.0 percent plus or minus 2.1
- Owner occupied2,890
- Renter occupied1,500
- Ownership rate65.8 percent
- Median owner-occupied home value$251,600
- Median gross rent, monthly$1,302
- Annual rent as a share of median income22.6 percent
- Single family units3,135
- Share single family70.0 percent
- Units in buildings of two or more1,149
- Share in buildings of two or more25.7 percent
- Mobile homes195 plus or minus 72
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How Cambridge gets to work
- Workers 16 and over who commute4,391
- Commuting under 15 minutes1,657
- Share commuting under 15 minutes37.7 percent
- Commuting 30 minutes or more1,784
- Share commuting 30 minutes or more40.6 percent
- Drove alone71.3 percent
- Carpooled9.4 percent plus or minus 3.6
- Public transport1.6 percent plus or minus 1.3
- Walked4.0 percent plus or minus 2.2
- Worked from home10.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
SBA loans in Cambridge (7(a))
- Approvals23
- Gross approval$10,843,900
- Average approval$471,474
- Median approval$210,000
- Ninetieth percentile approval$925,000
- Largest approval$3,794,200
- Jobs supported486
- Jobs per approval21.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.4 percent
- Share to franchises13.0 percent
- Distinct lenders17
- Distinct industries by NAICS19
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambridge
SBA loans in Cambridge (504)
- Approvals23
- Gross approval$14,976,000
- Average approval$651,130
- Median approval$530,000
- Largest approval$2,225,000
- Jobs supported359
- Loans with a final outcome11
- Charged off3
- Charge-off rate over resolved loans27.3 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Isanti County, not Cambridge
Isanti County context, not Cambridge figures
These are Isanti County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cambridge measurements.
- Establishments in Isanti County1,004
- Employment at those establishments, Isanti County9,859
- Covered employment, Isanti County11,704
- Average annual pay, Isanti County$49,899
- Average weekly wage, Isanti County$960
- Housing units permitted, Isanti County192
- Of those, single family, Isanti County164
- County product, 2024, Isanti County$1,593,186,000
- County product change over the prior year, Isanti County7.0 percent
- Average income of an arriving household, Isanti County$61,609
Every figure in this section is published for Isanti County as a whole and is not a measurement of Cambridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cambridge questions, answered from the record.
How many people live in Cambridge, Minnesota?
10,307, in 4,390 households. Cambridge city covers 7.48 square miles of land, which is 1,378 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambridge in?
Isanti County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambridge?
$69,154. The median owner-occupied home is valued at $251,600. Median gross rent is $1,302 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambridge businesses?
23 7(a) approvals totalling $10.8 m, across 17 lenders, median approval $210,000, plus 23 504 approvals worth $15.0 m. These count approvals to borrowers whose address is in Cambridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambridge borrowers get paid back?
No rate is published for Cambridge. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cambridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Isanti County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambridge.
Is zoning published for Cambridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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