HomeMinnesotaOtter Tail CountyOttertail
Ottertail, Minnesota: commercial real estate data.
Ottertail is a Census city of 490 people across 4.28 square miles of land, in Otter Tail County. Median household income is $80,500, 89.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $383,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ottertail
What Ottertail is
- Census place typecity
- Land area4.28 sq mi
- Water area1.7 sq mi
- Population per square mile of land115
- County holding the largest share of its areaOtter Tail County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottertail
How many people live in Ottertail
- Population490
- Median age55.8
- Population under 1883 plus or minus 22
- Share under 1816.9 percent plus or minus 3.6
- Population 65 and over157 plus or minus 31
- Share 65 and over32.0 percent
- Households224
- Family households148 plus or minus 30
- Share of households that are families66.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottertail
Income and work in Ottertail
- Median household income$80,500 plus or minus $21,167
- Per capita income$59,018
- Civilian labor force237 plus or minus 55
- Employed226 plus or minus 55
- Unemployed11 plus or minus 6
- Unemployment rate4.6 percent plus or minus 2.3
- Adults 25 and over389
- Adults 25 and over with a high school diploma or higher94.3 percent plus or minus 21.3
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree11.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottertail
Housing in Ottertail
- Housing units408
- Occupied units224
- Vacant units184 plus or minus 52
- Vacancy rate45.1 percent plus or minus 10.8
- Owner occupied201
- Renter occupied23 plus or minus 11
- Ownership rate89.7 percent
- Median owner-occupied home value$332,900
- Median gross rent, monthly$1,150 plus or minus $270
- Annual rent as a share of median income17.1 percent plus or minus 6.0
- Single family units357
- Share single family87.5 percent
- Units in buildings of two or more8 plus or minus 12
- Share in buildings of two or more2.0 percent plus or minus 3.0
- Mobile homes43 plus or minus 25
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottertail
How Ottertail gets to work
- Workers 16 and over who commute182 plus or minus 48
- Commuting under 15 minutes43 plus or minus 15
- Share commuting under 15 minutes23.6 percent plus or minus 5.6
- Commuting 30 minutes or more58 plus or minus 18
- Share commuting 30 minutes or more31.9 percent
- Drove alone70.8 percent
- Carpooled9.7 percent plus or minus 5.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home19.5 percent plus or minus 7.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottertail
SBA loans in Ottertail (7(a))
- Approvals5
- Gross approval$383,500
- Average approval$76,700
- Median approval$76,000
- Largest approval$150,000
- Jobs supported38
- Jobs per approval7.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Ottertail, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ottertail
SBA loans in Ottertail (504)
- Approvals8
- Gross approval$2,943,000
- Average approval$367,875
- Median approval$319,000
- Largest approval$862,000
- Jobs supported21
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Ottertail, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ottertail
Flood risk in Ottertail
- NFIP communityCity of Ottertail
- NFIP community number270675
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Ottertail participates in the National Flood Insurance Program as community 270675 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Otter Tail County, not Ottertail
Otter Tail County context, not Ottertail figures
- Establishments in Otter Tail County1,730
- Covered employment, Otter Tail County22,910
- Average annual pay, Otter Tail County$52,013
- Housing units permitted, Otter Tail County89
Every figure in this section is published for Otter Tail County as a whole and is not a measurement of Ottertail.
All Otter Tail County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ottertail questions, answered from the record.
How many people live in Ottertail, Minnesota?
490, in 224 households. Ottertail city covers 4.28 square miles of land, which is 115 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ottertail in?
Otter Tail County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ottertail?
$80,500. The median owner-occupied home is valued at $332,900. Median gross rent is $1,150 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ottertail businesses?
5 7(a) approvals totaling $383,500 since FY2020, across 4 lenders, median approval $76,000, plus 8 504 approvals worth $2.9 m since FY2010. These count approvals to borrowers whose address is in Ottertail, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ottertail borrowers get paid back?
No rate is published for Ottertail. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ottertail in the National Flood Insurance Program?
Yes. Ottertail appears in the FEMA Community Status Book as Ottertail, city of, community 270675, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ottertail figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Otter Tail County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ottertail.
Is zoning published for Ottertail?
No. Nothing on this page presents parcel level zoning.