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Rice Lake, Minnesota: commercial real estate data.

Rice Lake is a Census city of 4,153 people across 32.73 square miles of land, in St. Louis County. Median household income is $89,663, 90.3 percent of occupied homes are owned.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Rice Lake

What Rice Lake is

  • Census place typecity
  • Land area32.73 sq mi
  • Water area1.04 sq mi
  • Population per square mile of land127
  • County holding the largest share of its areaSt. Louis County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rice Lake

How many people live in Rice Lake

  • Population4,153
  • Median age44.3
  • Population under 18819 plus or minus 164
  • Share under 1819.7 percent plus or minus 3.9
  • Population 65 and over949 plus or minus 205
  • Share 65 and over22.9 percent plus or minus 4.9
  • Households1,702
  • Family households1,270
  • Share of households that are families74.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rice Lake

Income and work in Rice Lake

  • Median household income$89,663
  • Per capita income$42,172
  • Civilian labor force2,007
  • Employed1,982
  • Unemployed25 plus or minus 27
  • Unemployment rate1.2 percent plus or minus 1.3
  • Adults 25 and over3,077
  • Adults 25 and over with a high school diploma or higher93.3 percent
  • Adults 25 and over with a bachelor degree or higher33.9 percent
  • Adults 25 and over with a graduate degree12.0 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rice Lake

Housing in Rice Lake

  • Housing units1,801
  • Occupied units1,702
  • Vacant units99 plus or minus 80
  • Vacancy rate5.5 percent plus or minus 4.4
  • Owner occupied1,537
  • Renter occupied165 plus or minus 72
  • Ownership rate90.3 percent
  • Median owner-occupied home value$309,600
  • Median gross rent, monthly$1,305
  • Annual rent as a share of median income17.5 percent plus or minus 3.5
  • Single family units1,641
  • Share single family91.1 percent
  • Units in buildings of two or more35 plus or minus 32
  • Share in buildings of two or more1.9 percent plus or minus 1.7
  • Mobile homes125 plus or minus 66
  • Median year structure built1972

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rice Lake

How Rice Lake gets to work

  • Workers 16 and over who commute1,794
  • Commuting under 15 minutes415 plus or minus 128
  • Share commuting under 15 minutes23.1 percent plus or minus 6.6
  • Commuting 30 minutes or more418 plus or minus 140
  • Share commuting 30 minutes or more23.3 percent plus or minus 7.3
  • Drove alone78.9 percent
  • Carpooled7.5 percent plus or minus 5.5
  • Public transport0.1 percent plus or minus 0.2
  • Walked3.3 percent plus or minus 3.0
  • Worked from home9.6 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rice Lake

SBA loans in Rice Lake (504)

  • Approvals4
  • Gross approval$6,076,000
  • Average approval$1,519,000
  • Median approval$1,388,000
  • Largest approval$2,955,000
  • Jobs supported19
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Rice Lake, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rice Lake

Flood risk in Rice Lake

  • NFIP communityCity of Rice Lake
  • NFIP community number270742
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date03/25/25

The City of Rice Lake participates in the National Flood Insurance Program as community 270742 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

St. Louis County, not Rice Lake

St. Louis County context, not Rice Lake figures

  • Establishments in St. Louis County5,360
  • Covered employment, St. Louis County95,504
  • Average annual pay, St. Louis County$60,452
  • Housing units permitted, St. Louis County637

Every figure in this section is published for St. Louis County as a whole and is not a measurement of Rice Lake.

All St. Louis County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Rice Lake questions, answered from the record.

How many people live in Rice Lake, Minnesota?

4,153, in 1,702 households. Rice Lake city covers 32.73 square miles of land, which is 127 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rice Lake in?

St. Louis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rice Lake?

$89,663. The median owner-occupied home is valued at $309,600. Median gross rent is $1,305 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Is Rice Lake in the National Flood Insurance Program?

Yes. Rice Lake appears in the FEMA Community Status Book as Rice Lake, city of, community 270742, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rice Lake figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Louis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rice Lake.

Is zoning published for Rice Lake?

No. Nothing on this page presents parcel level zoning.