Todd County, Minnesota: commercial real estate data.
Todd County, Minnesota had an estimated 25,955 residents on July 1, 2024, up 2.7 percent since the 2020 census base of 25,262, across 945 square miles. County output reached $1.14 bn in 2024, 579 establishments operate here, and the SBA record carries 25 7(a) approvals worth $15.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Todd County
How many people live in Todd County
- Population, American Community Survey 2020-202425,575
- Households10,209
- Average household size2.51
- Median household income$67,662
- Median age42.8
- Median gross rent$908 per month
- Median owner-occupied home value$207,700
- Home value to household income3.1 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over17,691
- Population under 186,301
- Share under 1824.6 percent
- Population 65 and over5,790
- Share 65 and over22.6 percent
- Working age population, 18 to 6413,484
- Civilian labor force12,055
- Unemployment rate4.1 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Minnesota counties41st of 87
- Rank by population among US county-equivalents, Puerto Rico included1634th of 3,222
Todd County is the 41st largest of 87 Minnesota counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 22.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Todd County
Is Todd County's population growing?
- Population, July 1, 202425,955
- Census 2020 base population25,262
- Population change since the 2020 census base2.74 percent
- Population change, 2023 to 2024182
- Births, 2024326
- Deaths, 2024247
- Natural change, 202479
- Net domestic migration, 202412
- Net international migration, 202494
- Total net migration, 2024106
- Cumulative net domestic migration, 2021 to 202487
- Rank by growth among US county-equivalents942nd of 3,144
The county has grown 2.74 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Todd County
Where are people moving to Todd County from?
- Tax returns filed by households arriving689
- People arriving, from those returns1,292
- Tax returns filed by households leaving688
- Net household movement1
- Adjusted gross income arriving$40.0 m
- Net adjusted gross income movement$5.4 m
- Average income of an arriving household$57,987
- Average income of a leaving household$50,246
- Largest single originStearns County (104 households)
- Largest single destinationStearns County (95 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Stearns County | 104 | 205 | $6.7 m |
| Morrison County | 89 | 168 | $4.4 m |
| Wadena County | 65 | 131 | $3.0 m |
| Douglas County | 56 | 96 | $3.7 m |
| Crow Wing County | 29 | 54 | $850,000 |
| Anoka County | 26 | 44 | $2.4 m |
| Otter Tail County | 26 | 47 | $1.0 m |
| Hennepin County | 22 | 42 | $1.3 m |
Households arriving report $7,741 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Stearns County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Todd County
What is the Todd County economy?
- County GDP, 2024$1.14 bn
- County GDP, 2023$1.04 bn
- GDP change, 2023 to 20249.3 percent
- GDP change over five years41.0 percent
- Rank by GDP among the Minnesota areas BEA publishes49th of 87
- Rank by GDP among the US county areas BEA publishes1736th of 3,127
- GDP per resident$44,618
Output grew 9.3 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Todd County
Employment by industry in Todd County
- Covered employment, annual average7,081
- Establishments reporting634
- Average annual pay$53,332
- Average weekly wage$1,026
- Manufacturing, employment1,677
- Manufacturing, average annual pay$61,163
- Retail trade, employment591
- Retail trade, average annual pay$26,150
- Accommodation and food services, employment464
- Accommodation and food services, average annual pay$14,623
- Construction, employment264
- Construction, average annual pay$51,475
- Finance and insurance, employment226
- Other services, except public administration, employment165
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,677 | 33 | $61,163 |
| Retail trade | 591 | 84 | $26,150 |
| Accommodation and food services | 464 | 54 | $14,623 |
| Construction | 264 | 82 | $51,475 |
| Finance and insurance | 226 | 27 | $70,850 |
| Other services, except public administration | 165 | 64 | $23,265 |
| Transportation and warehousing | 161 | 46 | $36,050 |
| Administrative and support and waste management services | 72 | 14 | $46,006 |
Manufacturing is the largest private sector at 1,677 jobs, 23.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Todd County
How many businesses are in Todd County?
- Establishments, all industries579
- Employment at those establishments6,073
- Annual payroll$301.6 m
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Todd County
Building permits in Todd County
- Housing units authorized by permit, 2024169
- Declared construction value permitted$39.8 m
- Single family units authorized91
- Multifamily units authorized78
- Multifamily share of units46.2 percent
- Average declared value per unit$235,778
- Units authorized per 1,000 households16.6
Multifamily is 46.2 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Todd County
SBA loans in Todd County (7(a) and 504)
- 7(a) approvals recorded25
- 7(a) gross approval dollars$15.7 m
- Average 7(a) approval$628,920
- Median 7(a) approval$165,000
- 10th percentile approval$21,000
- 90th percentile approval$1,159,000
- Largest single approval$4,750,000
- Jobs reported supported, 7(a)205
- Jobs per approval8.2
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderMagnifi Financial CU (6)
- 504 approvals recorded10
- 504 gross approval dollars$5.3 m
- Average 504 approval$526,100
- Median 504 approval$364,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved9.5
- Most active CDCMidwest Business Finance Corporation (10)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$21.0 m
The average approval of $628,920 sits well above the median of $165,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 12.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Todd County
SBA loan default and charge-off rates in Todd County
Do SBA loans in Todd County get paid back?
- Loans with a final outcome recorded9
- Paid in full9
- Charged off0
- Status: Exempt from disclosure14
- Status: Cancelled1
- Status: Paid in full9
- Status: Committed, not yet disbursed1
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Todd County
SBA lending by place in Todd County
- Borrower cities with recorded lending9
- Staples, approvals7
- Long Prairie, approvals4
- Clarissa, approvals3
- Browerville, approvals3
- Eagle Bend, approvals2
- Burtrum, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Staples | 7 | $4,256,500 |
| Long Prairie | 4 | $6,410,000 |
| Clarissa | 3 | $1,729,000 |
| Browerville | 3 | $589,900 |
| Eagle Bend | 2 | $1,595,000 |
| Burtrum | 2 | $125,000 |
| Cushing | 2 | $70,000 |
| Sauk Centre | 1 | $557,600 |
| 1 other borrower city | 1 | $390,000 |
Staples accounts for 7 approvals against 4 in Long Prairie. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Todd County
How large is Todd County?
- Land area945 sq mi
- Rank by land area among Minnesota counties23rd of 87
- Width, east to west24.6 mi
- Height, north to south41.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land27
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Todd County
Flood risk in Todd County
- Participation of the county's own NFIP community Todd County, unincorporated areasParticipating, community 270551
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP10
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Todd County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Todd County (community 270551), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Todd County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Todd County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Todd County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,575
- Households10,209
- Average household size2.51
- Median household income$67,662
- Median age42.8
Common questions
Todd County questions, answered from the record.
How many people live in Todd County, Minnesota?
The Census Bureau estimates 25,955 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,575, in 10,209 households, ranking 41st of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Todd County's population growing?
The population has grown 2.74 percent since the 2020 census base of 25,262, to 25,955 on July 1, 2024. In 2024 there were 326 births against 247 deaths, with net migration of 106. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Todd County?
$67,662. The median owner-occupied home is valued at $207,700, which is 3.1 times income, and median gross rent is $908 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Todd County?
579 establishments, employing 6,073 people with an annual payroll of $301.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Todd County?
Manufacturing is the largest private sector at 1,677 jobs, 23.7 percent of covered employment. Covered employment averages 7,081 jobs at an average annual pay of $53,332, or $1,026 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Todd County?
25 7(a) approvals totaling $15.7 m since FY2020, across 13 lenders, with a median approval of $165,000, plus 10 504 approvals worth $5.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Todd County?
169 housing units were authorized by permit in 2024, with a declared construction value of $39.8 m. Multifamily was 46.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Todd County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Todd County come from?
The largest single origin is Stearns County, with 104 households. Arriving households report an average income of $57,987 against $50,246 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Todd County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Todd County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Todd County
Cities and places in Todd.
12 Census places lie wholly or partly in Todd County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Long Prairie | city | 3,693 | 4 | Wholly in this county |
| Staples | city | 2,269 | 7 | 46.9 percent here, 53.1 percent Wadena County |
| Osakis | city | 1,623 | 1 | 17.2 percent here, 82.8 percent Douglas County |
| Browerville | city | 902 | 3 | Wholly in this county |
| Clarissa | city | 622 | 3 | Wholly in this county |
| Eagle Bend | city | 597 | 2 | Wholly in this county |
| Bertha | city | 474 | None recorded | Wholly in this county |
| Grey Eagle | city | 295 | None recorded | Wholly in this county |
| Hewitt | city | 283 | None recorded | Wholly in this county |
| Swanville | city | 274 | None recorded | 10.9 percent here, 89.1 percent Morrison County |
| Burtrum | city | 94 | 2 | Wholly in this county |
| West Union | city | 69 | None recorded | Wholly in this county |
A further 3 of the county's 25 SBA 7(a) approvals are to borrowers in cities that match no Census place in Todd County, the largest being Cushing (2), Sauk Centre (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby