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Rockford, Minnesota: commercial real estate data.

Rockford is a Census city of 4,597 people across 2.53 square miles of land, lying across Wright County and Hennepin County. Median household income is $94,162, 79.7 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Rockford

What Rockford is

  • Census place typecity
  • Land area2.53 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land1,820
  • County holding the largest share of its areaWright County, 88.7 percent
  • Counties this place lies inWright County 88.7 percent, Hennepin County 11.3 percent

Rockford crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockford

How many people live in Rockford

  • Population4,597
  • Median age38.4 plus or minus 7.9
  • Population under 181,116 plus or minus 307
  • Share under 1824.3 percent plus or minus 6.6
  • Population 65 and over645 plus or minus 169
  • Share 65 and over14.0 percent plus or minus 3.6
  • Households1,773
  • Family households1,219
  • Share of households that are families68.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockford

Income and work in Rockford

  • Median household income$94,162
  • Per capita income$42,996
  • Civilian labor force2,695
  • Employed2,653
  • Unemployed42 plus or minus 46
  • Unemployment rate1.6 percent plus or minus 1.7
  • Adults 25 and over3,200
  • Adults 25 and over with a high school diploma or higher95.5 percent
  • Adults 25 and over with a bachelor degree or higher38.1 percent plus or minus 8.1
  • Adults 25 and over with a graduate degree13.2 percent plus or minus 6.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockford

Housing in Rockford

  • Housing units1,789
  • Occupied units1,773
  • Vacant units16 plus or minus 26
  • Vacancy rate0.9 percent plus or minus 1.5
  • Owner occupied1,413
  • Renter occupied360 plus or minus 137
  • Ownership rate79.7 percent
  • Median owner-occupied home value$329,200
  • Median gross rent, monthly$1,046
  • Annual rent as a share of median income13.3 percent plus or minus 3.5
  • Single family units1,237
  • Share single family69.1 percent
  • Units in buildings of two or more317 plus or minus 135
  • Share in buildings of two or more17.7 percent plus or minus 7.4
  • Mobile homes235 plus or minus 84
  • Median year structure built1995

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockford

How Rockford gets to work

  • Workers 16 and over who commute2,322
  • Commuting under 15 minutes580 plus or minus 244
  • Share commuting under 15 minutes25.0 percent plus or minus 10.1
  • Commuting 30 minutes or more1,212 plus or minus 277
  • Share commuting 30 minutes or more52.2 percent
  • Drove alone79.9 percent
  • Carpooled5.7 percent plus or minus 4.5
  • Public transport0.0 percent
  • Walked2.0 percent plus or minus 3.1
  • Worked from home12.5 percent plus or minus 4.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rockford

SBA loans in Rockford (7(a))

  • Approvals6
  • Gross approval$2,165,400
  • Average approval$360,900
  • Median approval$136,050
  • Largest approval$1,193,300
  • Jobs supported106
  • Jobs per approval17.7
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more16.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Rockford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rockford

SBA loans in Rockford (504)

  • Approvals6
  • Gross approval$1,546,000
  • Average approval$257,667
  • Median approval$182,000
  • Largest approval$602,000
  • Jobs supported32
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Rockford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rockford

Flood risk in Rockford

  • NFIP communityCity of Rockford
  • NFIP community number270182
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/04/16

The City of Rockford participates in the National Flood Insurance Program as community 270182 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Wright County, not Rockford

Wright County context, not Rockford figures

  • Establishments in Wright County3,680
  • Covered employment, Wright County48,758
  • Average annual pay, Wright County$55,999
  • Housing units permitted, Wright County1,264

Every figure in this section is published for Wright County as a whole and is not a measurement of Rockford.

All Wright County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Rockford questions, answered from the record.

How many people live in Rockford, Minnesota?

4,597, in 1,773 households. Rockford city covers 2.53 square miles of land, which is 1,820 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rockford in?

Rockford lies in more than one. By area it is 88.7 percent in Wright County, 11.3 percent in Hennepin County. This page sits under Wright County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Rockford?

$94,162. The median owner-occupied home is valued at $329,200. Median gross rent is $1,046 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rockford businesses?

6 7(a) approvals totaling $2.2 m since FY2020, across 6 lenders, median approval $136,050, plus 6 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Rockford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rockford borrowers get paid back?

No rate is published for Rockford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Rockford in the National Flood Insurance Program?

Yes. Rockford appears in the FEMA Community Status Book as Rockford, city of, community 270182, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rockford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wright County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rockford.

Is zoning published for Rockford?

No. Nothing on this page presents parcel level zoning.