HomeMinnesotaWright CountySt. Michael city
St. Michael city, Minnesota: commercial real estate data.
St. Michael city is a Census city of 20,010 people across 32.67 square miles of land, in Wright County. Median household income is $131,274, 90.1 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $9.3 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Michael
What St. Michael is
- Census place typecity
- Land area32.67 sq mi
- Water area3.7 sq mi
- Population per square mile of land612
- County holding the largest share of its areaWright County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michael
How many people live in St. Michael
- Population20,010
- Median age37.6
- Population under 185,515
- Share under 1827.6 percent
- Population 65 and over2,052
- Share 65 and over10.3 percent
- Households7,189
- Family households5,468
- Share of households that are families76.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michael
Income and work in St. Michael
- Median household income$131,274
- Per capita income$54,378
- Civilian labor force12,124
- Employed11,768
- Unemployed356 plus or minus 201
- Unemployment rate2.9 percent plus or minus 1.7
- Adults 25 and over12,898
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher43.7 percent
- Adults 25 and over with a graduate degree12.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michael
Housing in St. Michael
- Housing units7,307
- Occupied units7,189
- Vacant units118 plus or minus 125
- Vacancy rate1.6 percent plus or minus 1.7
- Owner occupied6,476
- Renter occupied713 plus or minus 220
- Ownership rate90.1 percent
- Median owner-occupied home value$390,100
- Median gross rent, monthly$1,483
- Annual rent as a share of median income13.6 percent
- Single family units6,950
- Share single family95.1 percent
- Units in buildings of two or more357 plus or minus 177
- Share in buildings of two or more4.9 percent plus or minus 2.4
- Mobile homes0
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michael
How St. Michael gets to work
- Workers 16 and over who commute9,404
- Commuting under 15 minutes1,945 plus or minus 439
- Share commuting under 15 minutes20.7 percent plus or minus 4.4
- Commuting 30 minutes or more4,809
- Share commuting 30 minutes or more51.1 percent
- Drove alone72.6 percent
- Carpooled7.6 percent plus or minus 2.8
- Public transport0.2 percent plus or minus 0.4
- Walked0.3 percent plus or minus 0.4
- Worked from home19.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Michael
SBA loans in St. Michael (7(a))
- Approvals38
- Gross approval$9,308,000
- Average approval$244,947
- Median approval$75,000
- Ninetieth percentile approval$891,500
- Largest approval$1,215,000
- Jobs supported281
- Jobs per approval7.4
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders15
- Distinct industries by NAICS25
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Michael
SBA loans in St. Michael (504)
- Approvals20
- Gross approval$10,434,000
- Average approval$521,700
- Median approval$399,000
- Largest approval$2,025,000
- Jobs supported86
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wright County, not St. Michael
Wright County context, not St. Michael figures
These are Wright County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Michael measurements.
- Establishments in Wright County3,680
- Employment at those establishments, Wright County42,944
- Covered employment, Wright County48,758
- Average annual pay, Wright County$55,999
- Average weekly wage, Wright County$1,077
- Housing units permitted, Wright County1,264
- Of those, single family, Wright County1,032
- County product, 2024, Wright County$7,314,179,000
- County product change over the prior year, Wright County6.5 percent
- Average income of an arriving household, Wright County$79,885
Every figure in this section is published for Wright County as a whole and is not a measurement of St. Michael. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Michael questions, answered from the record.
How many people live in St. Michael, Minnesota?
20,010, in 7,189 households. St. Michael city covers 32.67 square miles of land, which is 612 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Michael in?
Wright County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Michael?
$131,274. The median owner-occupied home is valued at $390,100. Median gross rent is $1,483 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Michael businesses?
38 7(a) approvals totalling $9.3 m, across 15 lenders, median approval $75,000, plus 20 504 approvals worth $10.4 m. These count approvals to borrowers whose address is in St. Michael, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Michael borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page St. Michael figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wright County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Michael.
Is zoning published for St. Michael?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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