HomeMississippiAdams County
Adams County, Mississippi: commercial real estate data.
Adams County, Mississippi had an estimated 28,674 residents on July 1, 2024, down 2.9 percent since the 2020 census base of 29,542, across 462 square miles. County output reached $1.25 bn in 2024, 713 establishments operate here, and the SBA record carries 8 7(a) approvals worth $5.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Adams County
How many people live in Adams County
- Population, American Community Survey 2020-202428,803
- Households11,464
- Average household size2.51
- Median household income$43,644
- Median age42.0
- Median gross rent$734 per month
- Median owner-occupied home value$108,700
- Home value to household income2.5 times
- Annual rent as a share of median income20.2 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree6.5 percent
- Adults 25 and over20,333
- Population under 185,892
- Share under 1820.5 percent
- Population 65 and over6,340
- Share 65 and over22.0 percent
- Working age population, 18 to 6416,571
- Civilian labor force11,194
- Unemployment rate6.4 percent
- Labor force participation, adults 18 and over48.9 percent
- Rank by population among Mississippi counties28th of 82
- Rank by population among US county-equivalents, Puerto Rico included1513th of 3,222
Adams County is the 28th largest of 82 Mississippi counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.0 percent against 20.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Adams County
Is Adams County's population growing?
- Population, July 1, 202428,674
- Census 2020 base population29,542
- Population change since the 2020 census base-2.94 percent
- Population change, 2023 to 2024-180
- Births, 2024265
- Deaths, 2024452
- Natural change, 2024-187
- Net domestic migration, 2024-706
- Net international migration, 2024712
- Total net migration, 20246
- Cumulative net domestic migration, 2021 to 2024-1,980
- Rank by growth among US county-equivalents2730th of 3,144
The county has lost 2.94 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Adams County
Where are people moving to Adams County from?
- Tax returns filed by households arriving450
- People arriving, from those returns865
- Tax returns filed by households leaving546
- Net household movement-96
- Adjusted gross income arriving$22.3 m
- Net adjusted gross income movement$-2.3 m
- Average income of an arriving household$49,516
- Average income of a leaving household$44,960
- Largest single originConcordia Parish (73 households)
- Largest single destinationConcordia Parish (78 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Concordia Parish | 73 | 160 | $3.0 m |
| Franklin County | 25 | 54 | $792,000 |
| East Baton Rouge Parish | 22 | 30 | $869,000 |
| Jefferson County | 20 | 45 | $897,000 |
Households arriving report $4,556 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Concordia Parish, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Adams County
What is the Adams County economy?
- County GDP, 2024$1.25 bn
- County GDP, 2023$1.20 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years34.6 percent
- Rank by GDP among the Mississippi areas BEA publishes30th of 82
- Rank by GDP among the US county areas BEA publishes1669th of 3,127
- GDP per resident$43,347
Output grew 4.3 percent in the latest year and 34.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Adams County
Employment by industry in Adams County
- Covered employment, annual average10,115
- Establishments reporting774
- Average annual pay$41,978
- Average weekly wage$807
- Retail trade, employment1,639
- Retail trade, average annual pay$34,455
- Accommodation and food services, employment1,180
- Accommodation and food services, average annual pay$19,457
- Transportation and warehousing, employment701
- Transportation and warehousing, average annual pay$54,886
- Administrative and support and waste management services, employment669
- Administrative and support and waste management services, average annual pay$39,652
- Manufacturing, employment427
- Finance and insurance, employment354
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,639 | 136 | $34,455 |
| Accommodation and food services | 1,180 | 80 | $19,457 |
| Transportation and warehousing | 701 | 21 | $54,886 |
| Administrative and support and waste management services | 669 | 36 | $39,652 |
| Manufacturing | 427 | 25 | $59,736 |
| Finance and insurance | 354 | 55 | $56,886 |
| Wholesale trade | 288 | 37 | $57,961 |
| Arts, entertainment and recreation | 272 | 13 | $31,165 |
Retail trade is the largest private sector at 1,639 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Adams County
How many businesses are in Adams County?
- Establishments, all industries713
- Employment at those establishments9,588
- Annual payroll$394.3 m
- Establishments per 1,000 residents24.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Adams County
Building permits in Adams County
- Housing units authorized by permit, 20244
- Declared construction value permitted$451,500
- Single family units authorized4
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$112,875
- Units authorized per 1,000 households0.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Adams County
SBA loans in Adams County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$5.5 m
- Average 7(a) approval$691,475
- Median 7(a) approval$150,000
- Largest single approval$4,450,000
- Jobs reported supported, 7(a)71
- Jobs per approval8.9
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter6
- Franchise loans3
- Franchise share of approvals37.5 percent
- 504 approvals recorded1
- 504 gross approval dollars$604,000
- Average 504 approval$604,000
- Median 504 approval$604,000
- Distinct CDCs active1
- 504 jobs per approval8.0
- 504 jobs per million dollars approved13.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adams County
SBA loan default and charge-off rates in Adams County
Do SBA loans in Adams County get paid back?
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Exempt from disclosure7
- Status: Charged off1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams County
How large is Adams County?
- Land area462 sq mi
- Rank by land area among Mississippi counties57th of 82
- Width, east to west26.3 mi
- Height, north to south38.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land62
- Establishments per square mile1.54
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Adams County
Flood risk in Adams County
- Participation of the county's own NFIP community Adams County, unincorporated areasParticipating, community 280209
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Adams County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Adams County (community 280209), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Adams County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Adams County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Adams County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,803
- Households11,464
- Average household size2.51
- Median household income$43,644
- Median age42.0
Common questions
Adams County questions, answered from the record.
How many people live in Adams County, Mississippi?
The Census Bureau estimates 28,674 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,803, in 11,464 households, ranking 28th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Adams County's population growing?
The population has fallen 2.94 percent since the 2020 census base of 29,542, to 28,674 on July 1, 2024. In 2024 there were 265 births against 452 deaths, with net migration of 6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Adams County?
$43,644. The median owner-occupied home is valued at $108,700, which is 2.5 times income, and median gross rent is $734 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Adams County?
713 establishments, employing 9,588 people with an annual payroll of $394.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Adams County?
Retail trade is the largest private sector at 1,639 jobs, 16.2 percent of covered employment. Covered employment averages 10,115 jobs at an average annual pay of $41,978, or $807 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Adams County?
8 7(a) approvals totaling $5.5 m since FY2020, across 8 lenders, with a median approval of $150,000, plus 1 504 approvals worth $604,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Adams County?
4 housing units were authorized by permit in 2024, with a declared construction value of $451,500. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Adams County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Adams County come from?
The largest single origin is Concordia Parish, with 73 households. Arriving households report an average income of $49,516 against $44,960 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Adams County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Adams County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Adams County
Cities and places in Adams.
3 Census places lie wholly or partly in Adams County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Natchez | city | 14,192 | 8 | Wholly in this county |
| Morgantown | CDP | 1,038 | None recorded | Wholly in this county |
| Cloverdale | CDP | 676 | None recorded | Wholly in this county |