HomeMississippiHarrison County
Harrison County, Mississippi: commercial real estate data.
Harrison County, Mississippi had an estimated 213,730 residents on July 1, 2024, up 2.4 percent since the 2020 census base of 208,627, across 574 square miles. County output reached $12.82 bn in 2024, 4,368 establishments operate here, and the SBA record carries 138 7(a) approvals worth $98.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrison County
How many people live in Harrison County
- Population, American Community Survey 2020-2024210,891
- Households83,358
- Average household size2.53
- Median household income$59,479
- Median age38.5
- Median gross rent$1,115 per month
- Median owner-occupied home value$212,200
- Home value to household income3.6 times
- Annual rent as a share of median income22.5 percent
- Adults 25 and over with a bachelor degree or higher27.5 percent
- Adults 25 and over with a graduate degree10.4 percent
- Adults 25 and over142,604
- Population under 1849,789
- Share under 1823.6 percent
- Population 65 and over35,050
- Share 65 and over16.6 percent
- Working age population, 18 to 64126,052
- Civilian labor force95,163
- Unemployment rate7.1 percent
- Labor force participation, adults 18 and over59.1 percent
- Rank by population among Mississippi counties2nd of 82
- Rank by population among US county-equivalents, Puerto Rico included331st of 3,222
Harrison County is the 2nd largest of 82 Mississippi counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 16.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County's population growing?
- Population, July 1, 2024213,730
- Census 2020 base population208,627
- Population change since the 2020 census base2.45 percent
- Population change, 2023 to 20242,336
- Births, 20242,454
- Deaths, 20242,341
- Natural change, 2024113
- Net domestic migration, 20241,253
- Net international migration, 2024951
- Total net migration, 20242,204
- Cumulative net domestic migration, 2021 to 20242,672
- Rank by growth among US county-equivalents1018th of 3,144
The county has grown 2.45 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where are people moving to Harrison County from?
- Tax returns filed by households arriving6,528
- People arriving, from those returns12,187
- Tax returns filed by households leaving6,226
- Net household movement302
- Adjusted gross income arriving$359.2 m
- Net adjusted gross income movement$56.7 m
- Average income of an arriving household$55,028
- Average income of a leaving household$48,588
- Largest single originJackson County (1,086 households)
- Largest single destinationJackson County (1,018 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County | 1,086 | 1,973 | $49.3 m |
| Hancock County | 378 | 712 | $17.9 m |
| Stone County | 139 | 271 | $6.8 m |
| Mobile County | 120 | 205 | $5.0 m |
| Forrest County | 119 | 203 | $5.9 m |
| St. Tammany Parish | 110 | 209 | $6.6 m |
| Foreign - APO/FPO ZIPs | 99 | 216 | $6.0 m |
| Orleans Parish | 93 | 139 | $6.4 m |
Households arriving report $6,440 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jackson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What is the Harrison County economy?
- County GDP, 2024$12.82 bn
- County GDP, 2023$12.30 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years35.4 percent
- Rank by GDP among the Mississippi areas BEA publishes2nd of 82
- Rank by GDP among the US county areas BEA publishes364th of 3,127
- GDP per resident$60,800
Output grew 4.3 percent in the latest year and 35.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Employment by industry in Harrison County
- Covered employment, annual average89,013
- Establishments reporting5,104
- Average annual pay$48,164
- Average weekly wage$926
- Accommodation and food services, employment22,027
- Accommodation and food services, average annual pay$29,684
- Retail trade, employment11,885
- Retail trade, average annual pay$34,550
- Health care and social assistance, employment7,685
- Health care and social assistance, average annual pay$48,058
- Administrative and support and waste management services, employment4,673
- Administrative and support and waste management services, average annual pay$33,518
- Construction, employment3,508
- Finance and insurance, employment2,266
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 22,027 | 625 | $29,684 |
| Retail trade | 11,885 | 904 | $34,550 |
| Health care and social assistance | 7,685 | 579 | $48,058 |
| Administrative and support and waste management services | 4,673 | 272 | $33,518 |
| Construction | 3,508 | 447 | $64,749 |
| Finance and insurance | 2,266 | 281 | $67,937 |
| Transportation and warehousing | 2,062 | 144 | $52,880 |
| Professional, scientific and technical services | 1,964 | 459 | $73,820 |
Accommodation and food services is the largest private sector at 22,027 jobs, 24.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
How many businesses are in Harrison County?
- Establishments, all industries4,368
- Employment at those establishments74,300
- Annual payroll$3.57 bn
- Establishments per 1,000 residents20.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Harrison County
Building permits in Harrison County
- Housing units authorized by permit, 20242,116
- Declared construction value permitted$259.8 m
- Single family units authorized2,114
- Multifamily units authorized2
- Multifamily share of units0.1 percent
- Average declared value per unit$122,783
- Units authorized per 1,000 households25.4
Single-family homes are 99.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
SBA loans in Harrison County (7(a) and 504)
- 7(a) approvals recorded138
- 7(a) gross approval dollars$98.5 m
- Average 7(a) approval$713,683
- Median 7(a) approval$300,000
- 10th percentile approval$36,000
- 90th percentile approval$2,041,610
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,910
- Jobs per approval13.8
- Distinct 7(a) lenders active38
- Distinct industries receiving approvals70
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.4 percent
- Loans on real estate terms35
- Loans on working capital terms, 120 months or shorter85
- Franchise loans34
- Franchise share of approvals24.6 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (10)
- Most active lenderCommunity Bank of Mississippi (14)
- 504 approvals recorded19
- 504 gross approval dollars$26.4 m
- Average 504 approval$1,391,789
- Median 504 approval$861,000
- Distinct CDCs active4
- 504 jobs per approval16.7
- 504 jobs per million dollars approved12.0
- Most active CDCThree Rivers Local Development Company, Inc. (9)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$124.9 m
The average approval of $713,683 sits well above the median of $300,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 25.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA loan default and charge-off rates in Harrison County
Do SBA loans in Harrison County get paid back?
- Loans with a final outcome recorded21
- Paid in full20
- Charged off1
- Status: Paid in full20
- Status: Exempt from disclosure95
- Status: Charged off1
- Status: Cancelled14
- Status: Committed, not yet disbursed8
Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA lending by place in Harrison County
- Borrower cities with recorded lending8
- Gulfport, approvals61
- Biloxi, approvals52
- D'Iberville, approvals10
- Pass Christian, approvals5
- Long Beach, approvals5
- Saucier, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Gulfport | 61 | $37,885,500 |
| Biloxi | 52 | $43,687,600 |
| D'Iberville | 10 | $5,298,000 |
| Pass Christian | 5 | $2,924,000 |
| Long Beach | 5 | $1,628,100 |
| Saucier | 3 | $4,355,000 |
| Clinton | 1 | $2,000,000 |
| Perkinston | 1 | $710,000 |
Gulfport accounts for 61 approvals against 52 in Biloxi. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How large is Harrison County?
- Land area574 sq mi
- Rank by land area among Mississippi counties40th of 82
- Width, east to west29.6 mi
- Height, north to south32.8 mi
- Geographies sharing a boundary3
- Residents per square mile of land367
- Establishments per square mile7.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
Flood risk in Harrison County
- Participation of the county's own NFIP community Harrison County, unincorporated areasParticipating, community 285255
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class6
- Radon levels in Harrison County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Harrison County (community 285255), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Harrison County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024210,891
- Households83,358
- Average household size2.53
- Median household income$59,479
- Median age38.5
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, Mississippi?
The Census Bureau estimates 213,730 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 210,891, in 83,358 households, ranking 2nd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County's population growing?
The population has grown 2.45 percent since the 2020 census base of 208,627, to 213,730 on July 1, 2024. In 2024 there were 2,454 births against 2,341 deaths, with net migration of 2,204. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$59,479. The median owner-occupied home is valued at $212,200, which is 3.6 times income, and median gross rent is $1,115 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Harrison County?
4,368 establishments, employing 74,300 people with an annual payroll of $3.57 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Harrison County?
Accommodation and food services is the largest private sector at 22,027 jobs, 24.7 percent of covered employment. Covered employment averages 89,013 jobs at an average annual pay of $48,164, or $926 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
138 7(a) approvals totaling $98.5 m since FY2020, across 38 lenders, with a median approval of $300,000, plus 19 504 approvals worth $26.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Harrison County?
2,116 housing units were authorized by permit in 2024, with a declared construction value of $259.8 m. Multifamily was 0.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Jackson County, with 1,086 households. Arriving households report an average income of $55,028 against $48,588 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Harrison County
Cities and places in Harrison.
9 Census places lie wholly or partly in Harrison County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Gulfport | city | 73,003 | 61 | Wholly in this county |
| Biloxi | city | 48,861 | 52 | Wholly in this county |
| Long Beach | city | 17,009 | 5 | Wholly in this county |
| D'Iberville | city | 13,203 | 10 | Wholly in this county |
| Pass Christian | city | 6,097 | 5 | Wholly in this county |
| Lyman | CDP | 2,298 | None recorded | Wholly in this county |
| DeLisle | CDP | 1,906 | None recorded | Wholly in this county |
| Saucier | CDP | 1,014 | 3 | Wholly in this county |
| Henderson Point | CDP | 237 | None recorded | Wholly in this county |
A further 2 of the county's 138 SBA 7(a) approvals are to borrowers in cities that match no Census place in Harrison County, the largest being Clinton (1), Perkinston (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.