HomeMississippiStone County
Stone County, Mississippi: commercial real estate data.
Stone County, Mississippi had an estimated 19,569 residents on July 1, 2024, up 6.8 percent since the 2020 census base of 18,331, across 445 square miles. County output reached $565.2 m in 2024, 306 establishments operate here, and the SBA record carries 5 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stone County
How many people live in Stone County
- Population, American Community Survey 2020-202418,894
- Households6,705
- Average household size2.82
- Median household income$61,413
- Median age39.5
- Median gross rent$936 per month
- Median owner-occupied home value$161,100
- Home value to household income2.6 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher17.2 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over12,373
- Population under 184,007
- Share under 1821.2 percent
- Population 65 and over3,285
- Share 65 and over17.4 percent
- Working age population, 18 to 6411,602
- Civilian labor force7,809
- Unemployment rate9.3 percent
- Labor force participation, adults 18 and over52.5 percent
- Rank by population among Mississippi counties47th of 82
- Rank by population among US county-equivalents, Puerto Rico included1938th of 3,222
Stone County is the 47th largest of 82 Mississippi counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.2 percent against 17.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stone County
Is Stone County's population growing?
- Population, July 1, 202419,569
- Census 2020 base population18,331
- Population change since the 2020 census base6.75 percent
- Population change, 2023 to 2024565
- Births, 2024206
- Deaths, 2024192
- Natural change, 202414
- Net domestic migration, 2024526
- Net international migration, 202426
- Total net migration, 2024552
- Cumulative net domestic migration, 2021 to 20241,302
- Rank by growth among US county-equivalents322nd of 3,144
The county has grown 6.75 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stone County
Where are people moving to Stone County from?
- Tax returns filed by households arriving499
- People arriving, from those returns998
- Tax returns filed by households leaving418
- Net household movement81
- Adjusted gross income arriving$22.7 m
- Net adjusted gross income movement$3.4 m
- Average income of an arriving household$45,507
- Average income of a leaving household$46,146
- Largest single originHarrison County (177 households)
- Largest single destinationHarrison County (139 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Harrison County | 177 | 363 | $7.9 m |
| Jackson County | 38 | 82 | $1.8 m |
| Forrest County | 28 | 60 | $1.3 m |
| Pearl River County | 27 | 48 | $1.2 m |
Households arriving report $639 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Harrison County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stone County
What is the Stone County economy?
- County GDP, 2024$565.2 m
- County GDP, 2023$553.0 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years36.2 percent
- Rank by GDP among the Mississippi areas BEA publishes58th of 82
- Rank by GDP among the US county areas BEA publishes2321st of 3,127
- GDP per resident$29,912
Output grew 2.2 percent in the latest year and 36.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stone County
Employment by industry in Stone County
- Covered employment, annual average4,801
- Establishments reporting332
- Average annual pay$42,655
- Average weekly wage$820
- Retail trade, employment764
- Retail trade, average annual pay$32,135
- Manufacturing, employment520
- Manufacturing, average annual pay$63,714
- Agriculture, forestry, fishing and hunting, employment261
- Agriculture, forestry, fishing and hunting, average annual pay$56,921
- Construction, employment234
- Construction, average annual pay$57,542
- Professional, scientific and technical services, employment161
- Transportation and warehousing, employment152
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 764 | 69 | $32,135 |
| Manufacturing | 520 | 10 | $63,714 |
| Agriculture, forestry, fishing and hunting | 261 | 19 | $56,921 |
| Construction | 234 | 29 | $57,542 |
| Professional, scientific and technical services | 161 | 20 | $65,393 |
| Transportation and warehousing | 152 | 21 | $48,157 |
| Finance and insurance | 119 | 17 | $54,573 |
| Administrative and support and waste management services | 31 | 9 | $46,377 |
Retail trade is the largest private sector at 764 jobs, 15.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stone County
How many businesses are in Stone County?
- Establishments, all industries306
- Employment at those establishments3,598
- Annual payroll$152.9 m
- Establishments per 1,000 residents16.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stone County
Building permits in Stone County
- Housing units authorized by permit, 202454
- Declared construction value permitted$8.7 m
- Single family units authorized54
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$160,679
- Units authorized per 1,000 households8.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stone County
SBA loans in Stone County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$364,220
- Median 7(a) approval$218,600
- Largest single approval$1,290,000
- Jobs reported supported, 7(a)52
- Jobs per approval10.4
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer40.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stone County
SBA loan default and charge-off rates in Stone County
Do SBA loans in Stone County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
- Status: Cancelled1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stone County
SBA lending by place in Stone County
- Borrower cities with recorded lending3
- Wiggins, approvals3
- Mc Henry, approvals1
- Perkinston, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wiggins | 3 | $1,771,100 |
| Mc Henry | 1 | $25,000 |
| Perkinston | 1 | $25,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stone County
How large is Stone County?
- Land area445 sq mi
- Rank by land area among Mississippi counties62nd of 82
- Width, east to west27.2 mi
- Height, north to south18.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land42
- Establishments per square mile0.69
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stone County
Flood risk in Stone County
- Participation of the county's own NFIP community Stone County, unincorporated areasParticipating, community 280300
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Stone County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Stone County (community 280300), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Stone County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stone County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stone County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,894
- Households6,705
- Average household size2.82
- Median household income$61,413
- Median age39.5
Common questions
Stone County questions, answered from the record.
How many people live in Stone County, Mississippi?
The Census Bureau estimates 19,569 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,894, in 6,705 households, ranking 47th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stone County's population growing?
The population has grown 6.75 percent since the 2020 census base of 18,331, to 19,569 on July 1, 2024. In 2024 there were 206 births against 192 deaths, with net migration of 552. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stone County?
$61,413. The median owner-occupied home is valued at $161,100, which is 2.6 times income, and median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stone County?
306 establishments, employing 3,598 people with an annual payroll of $152.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stone County?
Retail trade is the largest private sector at 764 jobs, 15.9 percent of covered employment. Covered employment averages 4,801 jobs at an average annual pay of $42,655, or $820 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stone County?
5 7(a) approvals totaling $1.8 m since FY2020, across 5 lenders, with a median approval of $218,600. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stone County?
54 housing units were authorized by permit in 2024, with a declared construction value of $8.7 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stone County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stone County come from?
The largest single origin is Harrison County, with 177 households. Arriving households report an average income of $45,507 against $46,146 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stone County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stone County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stone County
Cities and places in Stone.
2 Census places lie wholly or partly in Stone County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Wiggins | city | 4,293 | 3 | Wholly in this county |
| Bond | CDP | 636 | None recorded | Wholly in this county |
A further 2 of the county's 5 SBA 7(a) approvals are to borrowers in cities that match no Census place in Stone County, the largest being Mc Henry (1), Perkinston (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.