HomeMississippiCalhoun CountyVardaman
Vardaman, Mississippi: commercial real estate data.
Vardaman is a Census town of 1,100 people across 1.36 square miles of land, in Calhoun County. Median household income is $38,456, 73.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $350,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vardaman
What Vardaman is
- Census place typetown
- Land area1.36 sq mi
- Water area0 sq mi
- Population per square mile of land811
- County holding the largest share of its areaCalhoun County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vardaman
How many people live in Vardaman
- Population1,100
- Median age33.4
- Population under 18370 plus or minus 105
- Share under 1833.6 percent plus or minus 6.9
- Population 65 and over142 plus or minus 58
- Share 65 and over12.9 percent plus or minus 4.6
- Households390 plus or minus 82
- Family households259 plus or minus 70
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vardaman
Income and work in Vardaman
- Median household income$38,456 plus or minus $8,977
- Per capita income$16,856
- Civilian labor force468 plus or minus 133
- Employed455 plus or minus 130
- Unemployed13 plus or minus 13
- Unemployment rate2.8 percent plus or minus 2.7
- Adults 25 and over617 plus or minus 136
- Adults 25 and over with a high school diploma or higher66.9 percent plus or minus 14.2
- Adults 25 and over with a bachelor degree or higher11.0 percent plus or minus 7.0
- Adults 25 and over with a graduate degree1.3 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vardaman
Housing in Vardaman
- Housing units454
- Occupied units390 plus or minus 82
- Vacant units64 plus or minus 48
- Vacancy rate14.1 percent plus or minus 10.2
- Owner occupied287 plus or minus 73
- Renter occupied103 plus or minus 51
- Ownership rate73.6 percent
- Median owner-occupied home value$53,800
- Median gross rent, monthly$465 plus or minus $300
- Annual rent as a share of median income14.5 percent plus or minus 10.0
- Single family units287 plus or minus 72
- Share single family63.2 percent
- Units in buildings of two or more41 plus or minus 38
- Share in buildings of two or more9.0 percent plus or minus 8.2
- Mobile homes126 plus or minus 68
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vardaman
How Vardaman gets to work
- Workers 16 and over who commute422 plus or minus 129
- Commuting under 15 minutes150 plus or minus 108
- Share commuting under 15 minutes35.5 percent plus or minus 23.3
- Commuting 30 minutes or more175 plus or minus 83
- Share commuting 30 minutes or more41.5 percent plus or minus 14.9
- Drove alone70.6 percent plus or minus 29.4
- Carpooled27.5 percent plus or minus 18.3
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.9
- Worked from home1.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vardaman
SBA loans in Vardaman (7(a))
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Largest approval$350,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Vardaman, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vardaman
Flood risk in Vardaman
- NFIP communityTown of Vardaman
- NFIP community number280327
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/10
The Town of Vardaman participates in the National Flood Insurance Program as community 280327 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Calhoun County, not Vardaman
Calhoun County context, not Vardaman figures
- Establishments in Calhoun County224
- Covered employment, Calhoun County2,905
- Average annual pay, Calhoun County$38,736
- Housing units permitted, Calhoun County3
Every figure in this section is published for Calhoun County as a whole and is not a measurement of Vardaman.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vardaman questions, answered from the record.
How many people live in Vardaman, Mississippi?
1,100, in 390 households. Vardaman town covers 1.36 square miles of land, which is 811 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vardaman in?
Calhoun County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vardaman?
$38,456. The median owner-occupied home is valued at $53,800. Median gross rent is $465 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vardaman businesses?
1 7(a) approvals totaling $350,000 since FY2020, across 1 lenders, median approval $350,000. These count approvals to borrowers whose address is in Vardaman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vardaman borrowers get paid back?
No rate is published for Vardaman. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vardaman in the National Flood Insurance Program?
Yes. Vardaman appears in the FEMA Community Status Book as Vardaman, town of, community 280327, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vardaman figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calhoun County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vardaman.
Is zoning published for Vardaman?
No. Nothing on this page presents parcel level zoning.
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