HomeMississippiDeSoto CountyHorn Lake city
Horn Lake city, Mississippi: commercial real estate data.
Horn Lake city is a Census city of 26,647 people across 16.03 square miles of land, in DeSoto County. Median household income is $53,311, 58.1 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $20.4 m.
76 sourced place values · tier FULL · 8 sections
Horn Lake
What Horn Lake is
- Census place typecity
- Land area16.03 sq mi
- Water area0.29 sq mi
- Population per square mile of land1,663
- County holding the largest share of its areaDeSoto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horn Lake
How many people live in Horn Lake
- Population26,647
- Median age33.5
- Population under 187,066
- Share under 1826.5 percent
- Population 65 and over2,935
- Share 65 and over11.0 percent
- Households10,072
- Family households6,758
- Share of households that are families67.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horn Lake
Income and work in Horn Lake
- Median household income$53,311
- Per capita income$26,749
- Civilian labor force13,396
- Employed12,621
- Unemployed775 plus or minus 274
- Unemployment rate5.8 percent plus or minus 2.0
- Adults 25 and over16,679
- Adults 25 and over with a high school diploma or higher86.6 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horn Lake
Housing in Horn Lake
- Housing units10,987
- Occupied units10,072
- Vacant units915 plus or minus 252
- Vacancy rate8.3 percent plus or minus 2.3
- Owner occupied5,854
- Renter occupied4,218
- Ownership rate58.1 percent
- Median owner-occupied home value$171,400
- Median gross rent, monthly$1,435
- Annual rent as a share of median income32.3 percent
- Single family units8,403
- Share single family76.5 percent
- Units in buildings of two or more2,225 plus or minus 498
- Share in buildings of two or more20.3 percent plus or minus 4.4
- Mobile homes330 plus or minus 213
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horn Lake
How Horn Lake gets to work
- Workers 16 and over who commute11,733
- Commuting under 15 minutes2,066 plus or minus 423
- Share commuting under 15 minutes17.6 percent
- Commuting 30 minutes or more4,999
- Share commuting 30 minutes or more42.6 percent
- Drove alone88.1 percent
- Carpooled6.3 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horn Lake
SBA 7(a) lending to Horn Lake borrowers
- Approvals14
- Gross approval$20,350,900
- Average approval$1,453,636
- Median approval$1,096,500
- Ninetieth percentile approval$4,000,000
- Largest approval$4,237,000
- Jobs supported188
- Jobs per approval13.4
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term300 months
- Share on real estate terms of 20 years or more64.3 percent
- Share to franchises14.3 percent
- Distinct lenders12
- Distinct industries by NAICS10
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Horn Lake
SBA 504 lending to Horn Lake borrowers
- Approvals1
- Gross approval$913,000
- Average approval$913,000
- Median approval$913,000
- Largest approval$913,000
- Jobs supported32
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
DeSoto County, not Horn Lake
DeSoto County context, not Horn Lake figures
These are DeSoto County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Horn Lake measurements.
- Establishments in DeSoto County3,349
- Employment at those establishments, DeSoto County63,252
- Covered employment, DeSoto County72,666
- Average annual pay, DeSoto County$45,687
- Average weekly wage, DeSoto County$879
- Housing units permitted, DeSoto County1,159
- Of those, single family, DeSoto County1,159
- County product, 2024, DeSoto County$9,782,580,000
- County product change over the prior year, DeSoto County7.4 percent
- Average income of an arriving household, DeSoto County$55,292
Every figure in this section is published for DeSoto County as a whole and is not a measurement of Horn Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Horn Lake questions, answered from the record.
How many people live in Horn Lake, Mississippi?
26,647, in 10,072 households. Horn Lake city covers 16.03 square miles of land, which is 1,663 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Horn Lake in?
DeSoto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Horn Lake?
$53,311. The median owner-occupied home is valued at $171,400. Median gross rent is $1,435 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Horn Lake businesses?
14 7(a) approvals totalling $20.4 m, across 12 lenders, median approval $1,096,500, plus 1 504 approvals worth $913,000. These count approvals to borrowers whose address is in Horn Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Horn Lake borrowers get paid back?
No rate is published for Horn Lake. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Horn Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeSoto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Horn Lake.
Is zoning published for Horn Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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