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HomeMississippiHancock CountyWaveland

Waveland, Mississippi: commercial real estate data.

Waveland is a Census city of 7,062 people across 8.49 square miles of land, in Hancock County. Median household income is $68,693, 60.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $420,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Waveland

What Waveland is

  • Census place typecity
  • Land area8.49 sq mi
  • Water area0.14 sq mi
  • Population per square mile of land832
  • County holding the largest share of its areaHancock County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waveland

How many people live in Waveland

  • Population7,062
  • Median age40.7
  • Population under 181,500 plus or minus 337
  • Share under 1821.2 percent plus or minus 4.8
  • Population 65 and over1,424 plus or minus 327
  • Share 65 and over20.2 percent plus or minus 4.6
  • Households3,223
  • Family households1,976
  • Share of households that are families61.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waveland

Income and work in Waveland

  • Median household income$68,693
  • Per capita income$35,343
  • Civilian labor force3,521
  • Employed3,403
  • Unemployed118 plus or minus 123
  • Unemployment rate3.4 percent plus or minus 3.5
  • Adults 25 and over5,180
  • Adults 25 and over with a high school diploma or higher89.7 percent
  • Adults 25 and over with a bachelor degree or higher23.7 percent plus or minus 6.9
  • Adults 25 and over with a graduate degree9.4 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waveland

Housing in Waveland

  • Housing units3,818
  • Occupied units3,223
  • Vacant units595 plus or minus 161
  • Vacancy rate15.6 percent plus or minus 4.1
  • Owner occupied1,962
  • Renter occupied1,261 plus or minus 300
  • Ownership rate60.9 percent
  • Median owner-occupied home value$218,900
  • Median gross rent, monthly$927
  • Annual rent as a share of median income16.2 percent plus or minus 3.5
  • Single family units2,755
  • Share single family72.2 percent
  • Units in buildings of two or more893 plus or minus 275
  • Share in buildings of two or more23.4 percent plus or minus 7.0
  • Mobile homes170 plus or minus 109
  • Median year structure built2003

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waveland

How Waveland gets to work

  • Workers 16 and over who commute3,186
  • Commuting under 15 minutes858 plus or minus 313
  • Share commuting under 15 minutes26.9 percent plus or minus 9.1
  • Commuting 30 minutes or more1,381 plus or minus 392
  • Share commuting 30 minutes or more43.3 percent plus or minus 10.7
  • Drove alone83.7 percent
  • Carpooled5.3 percent plus or minus 4.3
  • Public transport0.0 percent
  • Walked0.5 percent plus or minus 0.8
  • Worked from home7.2 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waveland

SBA loans in Waveland (7(a))

  • Approvals1
  • Gross approval$420,000
  • Average approval$420,000
  • Median approval$420,000
  • Largest approval$420,000
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Waveland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Waveland

SBA loans in Waveland (504)

  • Approvals1
  • Gross approval$4,569,000
  • Average approval$4,569,000
  • Median approval$4,569,000
  • Largest approval$4,569,000
  • Jobs supported25
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Waveland, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Waveland

Flood risk in Waveland

  • NFIP communityCity of Waveland
  • NFIP community number285262
  • Participating in the NFIPYes
  • Community Rating System classClass 7
  • Currently effective map date10/16/09

The City of Waveland participates in the National Flood Insurance Program as community 285262 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Hancock County, not Waveland

Hancock County context, not Waveland figures

  • Establishments in Hancock County850
  • Covered employment, Hancock County14,399
  • Average annual pay, Hancock County$62,168
  • Housing units permitted, Hancock County244

Every figure in this section is published for Hancock County as a whole and is not a measurement of Waveland.

All Hancock County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Waveland questions, answered from the record.

How many people live in Waveland, Mississippi?

7,062, in 3,223 households. Waveland city covers 8.49 square miles of land, which is 832 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Waveland in?

Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Waveland?

$68,693. The median owner-occupied home is valued at $218,900. Median gross rent is $927 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Waveland businesses?

1 7(a) approvals totaling $420,000 since FY2020, across 1 lenders, median approval $420,000, plus 1 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Waveland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Waveland borrowers get paid back?

No rate is published for Waveland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Waveland in the National Flood Insurance Program?

Yes. Waveland appears in the FEMA Community Status Book as Waveland, city of, community 285262, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Waveland figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waveland.

Is zoning published for Waveland?

No. Nothing on this page presents parcel level zoning.