HomeMississippiHinds CountyUtica
Utica, Mississippi: commercial real estate data.
Utica is a Census town of 799 people across 2.99 square miles of land, in Hinds County. Median household income is $35,729, 74.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Utica
What Utica is
- Census place typetown
- Land area2.99 sq mi
- Water area0.01 sq mi
- Population per square mile of land267 plus or minus 105
- County holding the largest share of its areaHinds County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Utica
How many people live in Utica
- Population799 plus or minus 315
- Median age43.3
- Population under 18162 plus or minus 84
- Share under 1820.3 percent plus or minus 6.7
- Population 65 and over135 plus or minus 48
- Share 65 and over16.9 percent plus or minus 8.9
- Households333 plus or minus 110
- Family households196 plus or minus 95
- Share of households that are families58.9 percent plus or minus 20.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Utica
Income and work in Utica
- Median household income$35,729 plus or minus $14,348
- Per capita income$20,055 plus or minus $5,853
- Civilian labor force252 plus or minus 86
- Employed245 plus or minus 84
- Unemployed7 plus or minus 9
- Unemployment rate2.8 percent plus or minus 3.4
- Adults 25 and over593 plus or minus 228
- Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 44.0
- Adults 25 and over with a bachelor degree or higher17.5 percent
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Utica
Housing in Utica
- Housing units399 plus or minus 126
- Occupied units333 plus or minus 110
- Vacant units66 plus or minus 45
- Vacancy rate16.5 percent plus or minus 10.0
- Owner occupied249 plus or minus 71
- Renter occupied84 plus or minus 79
- Ownership rate74.8 percent plus or minus 32.6
- Median owner-occupied home value$109,500
- Median gross rent, monthly$842
- Annual rent as a share of median income28.3 percent plus or minus 12.2
- Single family units386 plus or minus 125
- Share single family96.7 percent
- Units in buildings of two or more2 plus or minus 14
- Share in buildings of two or more0.5 percent plus or minus 3.6
- Mobile homes11 plus or minus 15
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Utica
How Utica gets to work
- Workers 16 and over who commute242 plus or minus 84
- Commuting under 15 minutes68 plus or minus 46
- Share commuting under 15 minutes28.1 percent plus or minus 16.4
- Commuting 30 minutes or more151 plus or minus 50
- Share commuting 30 minutes or more62.4 percent plus or minus 29.8
- Drove alone93.1 percent
- Carpooled4.5 percent plus or minus 4.2
- Public transport0.0 percent
- Walked1.2 percent plus or minus 2.0
- Worked from home1.2 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Utica
SBA loans in Utica (7(a))
- Approvals2
- Gross approval$2,331,500
- Average approval$1,165,750
- Median approval$1,165,750
- Largest approval$1,515,500
- Jobs supported39
- Jobs per approval19.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Utica, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Utica
Flood risk in Utica
- NFIP communityTown of Utica
- NFIP community number285263
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The Town of Utica participates in the National Flood Insurance Program as community 285263 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hinds County, not Utica
Hinds County context, not Utica figures
- Establishments in Hinds County4,878
- Covered employment, Hinds County109,172
- Average annual pay, Hinds County$59,413
- Housing units permitted, Hinds County198
Every figure in this section is published for Hinds County as a whole and is not a measurement of Utica.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Utica questions, answered from the record.
How many people live in Utica, Mississippi?
799, in 333 households. Utica town covers 2.99 square miles of land, which is 267 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Utica in?
Hinds County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Utica?
$35,729. The median owner-occupied home is valued at $109,500. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Utica businesses?
2 7(a) approvals totaling $2.3 m since FY2020, across 2 lenders, median approval $1,165,750. These count approvals to borrowers whose address is in Utica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Utica borrowers get paid back?
No rate is published for Utica. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Utica in the National Flood Insurance Program?
Yes. Utica appears in the FEMA Community Status Book as Utica, town of, community 285263, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Utica figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hinds County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Utica.
Is zoning published for Utica?
No. Nothing on this page presents parcel level zoning.
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