HomeMississippiHolmes County
Holmes County, Mississippi: commercial real estate data.
Holmes County, Mississippi had an estimated 15,560 residents on July 1, 2024, down 8.5 percent since the 2020 census base of 16,997, across 757 square miles. County output reached $334.2 m in 2024, 208 establishments operate here, and the SBA record carries 6 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Holmes County
How many people live in Holmes County
- Population, American Community Survey 2020-202416,191
- Households6,157
- Average household size2.63
- Median household income$32,538
- Median age36.3
- Median gross rent$590 per month
- Median owner-occupied home value$80,400
- Home value to household income2.5 times
- Annual rent as a share of median income21.8 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over10,498
- Population under 183,959
- Share under 1824.5 percent
- Population 65 and over2,715
- Share 65 and over16.8 percent
- Working age population, 18 to 649,517
- Civilian labor force5,715
- Unemployment rate9.5 percent
- Labor force participation, adults 18 and over46.7 percent
- Rank by population among Mississippi counties54th of 82
- Rank by population among US county-equivalents, Puerto Rico included2085th of 3,222
Holmes County is the 54th largest of 82 Mississippi counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.5 percent against 16.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Holmes County
Is Holmes County's population growing?
- Population, July 1, 202415,560
- Census 2020 base population16,997
- Population change since the 2020 census base-8.45 percent
- Population change, 2023 to 2024-276
- Births, 2024205
- Deaths, 2024276
- Natural change, 2024-71
- Net domestic migration, 2024-204
- Net international migration, 20241
- Total net migration, 2024-203
- Cumulative net domestic migration, 2021 to 2024-1,088
- Rank by growth among US county-equivalents3109th of 3,144
The county has lost 8.45 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Holmes County
Where are people moving to Holmes County from?
- Tax returns filed by households arriving259
- People arriving, from those returns516
- Tax returns filed by households leaving311
- Net household movement-52
- Adjusted gross income arriving$8.6 m
- Net adjusted gross income movement$-2.8 m
- Average income of an arriving household$33,127
- Average income of a leaving household$36,678
- Largest single originHinds County (38 households)
- Largest single destinationHinds County (42 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hinds County | 38 | 78 | $939,000 |
| Attala County | 28 | 60 | $666,000 |
| Madison County | 27 | 49 | $1.1 m |
Households arriving report $3,551 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Hinds County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Holmes County
What is the Holmes County economy?
- County GDP, 2024$334.2 m
- County GDP, 2023$337.8 m
- GDP change, 2023 to 2024-1.1 percent
- GDP change over five years11.2 percent
- Rank by GDP among the Mississippi areas BEA publishes70th of 82
- Rank by GDP among the US county areas BEA publishes2647th of 3,127
- GDP per resident$20,640
Output grew -1.1 percent in the latest year and 11.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Holmes County
Employment by industry in Holmes County
- Covered employment, annual average2,999
- Establishments reporting288
- Average annual pay$41,381
- Average weekly wage$796
- Retail trade, employment362
- Retail trade, average annual pay$21,908
- Manufacturing, employment349
- Manufacturing, average annual pay$61,577
- Other services, except public administration, employment71
- Other services, except public administration, average annual pay$32,874
- Finance and insurance, employment63
- Finance and insurance, average annual pay$45,205
- Transportation and warehousing, employment47
- Professional, scientific and technical services, employment36
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 362 | 56 | $21,908 |
| Manufacturing | 349 | 10 | $61,577 |
| Other services, except public administration | 71 | 16 | $32,874 |
| Finance and insurance | 63 | 12 | $45,205 |
| Transportation and warehousing | 47 | 13 | $38,427 |
| Professional, scientific and technical services | 36 | 15 | $73,119 |
| Construction | 34 | 8 | $67,122 |
| Real estate and rental and leasing | 18 | 12 | $19,003 |
Retail trade is the largest private sector at 362 jobs, 12.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Holmes County
How many businesses are in Holmes County?
- Establishments, all industries208
- Employment at those establishments1,857
- Annual payroll$77.1 m
- Establishments per 1,000 residents12.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Holmes County
Building permits in Holmes County
- Housing units authorized by permit, 202419
- Declared construction value permitted$3.8 m
- Single family units authorized16
- Multifamily units authorized3
- Multifamily share of units15.8 percent
- Average declared value per unit$198,296
- Units authorized per 1,000 households3.1
Single-family homes are 84.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Holmes County
SBA loans in Holmes County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$303,283
- Median 7(a) approval$289,600
- Largest single approval$516,000
- Jobs reported supported, 7(a)23
- Jobs per approval3.8
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals3
- Median 7(a) term12 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countBeef Cattle Ranching and Farming (4)
- Most active lenderPeoples Bank (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holmes County
SBA loan default and charge-off rates in Holmes County
Do SBA loans in Holmes County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Cancelled2
- Status: Exempt from disclosure2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holmes County
SBA lending by place in Holmes County
- Borrower cities with recorded lending2
- Lexington, approvals5
- West, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lexington | 5 | $1,669,700 |
| West | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holmes County
How large is Holmes County?
- Land area757 sq mi
- Rank by land area among Mississippi counties10th of 82
- Width, east to west39.5 mi
- Height, north to south34.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land21
- Establishments per square mile0.27
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Holmes County
Flood risk in Holmes County
- Participation of the county's own NFIP community Holmes County, unincorporated areasParticipating, community 280211
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Holmes County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Holmes County (community 280211), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Holmes County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Holmes County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Holmes County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202416,191
- Households6,157
- Average household size2.63
- Median household income$32,538
- Median age36.3
Common questions
Holmes County questions, answered from the record.
How many people live in Holmes County, Mississippi?
The Census Bureau estimates 15,560 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,191, in 6,157 households, ranking 54th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Holmes County's population growing?
The population has fallen 8.45 percent since the 2020 census base of 16,997, to 15,560 on July 1, 2024. In 2024 there were 205 births against 276 deaths, with net migration of -203. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Holmes County?
$32,538. The median owner-occupied home is valued at $80,400, which is 2.5 times income, and median gross rent is $590 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Holmes County?
208 establishments, employing 1,857 people with an annual payroll of $77.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Holmes County?
Retail trade is the largest private sector at 362 jobs, 12.1 percent of covered employment. Covered employment averages 2,999 jobs at an average annual pay of $41,381, or $796 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Holmes County?
6 7(a) approvals totaling $1.8 m since FY2020, across 3 lenders, with a median approval of $289,600. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Holmes County?
19 housing units were authorized by permit in 2024, with a declared construction value of $3.8 m. Multifamily was 15.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Holmes County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Holmes County come from?
The largest single origin is Hinds County, with 38 households. Arriving households report an average income of $33,127 against $36,678 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Holmes County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Holmes County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Holmes County
Cities and places in Holmes.
7 Census places lie wholly or partly in Holmes County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Durant | city | 2,103 | None recorded | Wholly in this county |
| Tchula | town | 1,802 | None recorded | Wholly in this county |
| Lexington | city | 1,350 | 5 | Wholly in this county |
| Goodman | town | 1,177 | None recorded | Wholly in this county |
| Pickens | town | 969 | None recorded | Wholly in this county |
| Cruger | town | 368 | None recorded | Wholly in this county |
| West | town | 175 | 1 | Wholly in this county |